Community Financial System, Inc. (CBU)

NYSE: CBU · Real-Time Price · USD
55.48
-0.13 (-0.23%)
Mar 19, 2026, 1:40 PM EDT - Market open
Market Cap2.93B -13.3%
Revenue (ttm)796.66M +10.1%
Net Income211.33M +15.3%
EPS3.97 +15.4%
Shares Out 52.72M
PE Ratio14.01
Forward PE11.86
Dividend$1.88 (3.38%)
Ex-Dividend DateMar 16, 2026
Volume135,257
Open55.36
Previous Close55.61
Day's Range54.90 - 55.84
52-Week Range49.44 - 67.50
Beta0.79
AnalystsHold
Price Target66.67 (+20.17%)
Earnings DateApr 28, 2026

About CBU

Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and governmental customers. The company operates in four segments: Banking, Employee Benefit Services, Insurance Services and Wealth Management Services. The Banking Segment offers lending and depository-related products and services; treasury management solutions and payment processing services, as well as certain corporate overhead-related expenses to in... [Read more]

Sector Financials
Founded 1866
Employees 3,001
Stock Exchange NYSE
Ticker Symbol CBU
Full Company Profile

Financial Performance

In 2025, CBU's revenue was $796.66 million, an increase of 10.11% compared to the previous year's $723.53 million. Earnings were $211.33 million, an increase of 15.34%.

Financial Statements

Analyst Summary

According to 4 analysts, the average rating for CBU stock is "Hold." The 12-month stock price target is $66.67, which is an increase of 20.17% from the latest price.

Price Target
$66.67
(20.17% upside)
Analyst Consensus: Hold
Stock Forecasts

News

Community Financial System, Inc. Appoints Brenda M. Hall as New Independent Director

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Appoints Brenda M. Hall as New Independent Director.

5 weeks ago - Business Wire

Community Financial System: Still Offering Growth At A Reasonable Price

Community Financial System continues to benefit from favorable balance sheet repricing, driving strong interest margin expansion and earnings growth. CBU's diversified revenue mix, with around 40% fro...

7 weeks ago - Seeking Alpha

Community Financial System, Inc. (CBU) Q4 2025 Earnings Call Transcript

Community Financial System, Inc. (CBU) Q4 2025 Earnings Call Transcript

7 weeks ago - Seeking Alpha

Community Financial System, Inc. Reports Fourth Quarter And Full Year 2025 Results

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Reports Fourth Quarter and Full Year 2025 Results.

7 weeks ago - Business Wire

Community Financial System, Inc. Announces Quarterly Dividend

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Announces Quarterly Dividend.

2 months ago - Business Wire

Community Financial System, Inc. Significantly Expands Its Wealth Management Services With Acquisition of ClearPoint Federal Bank & Trust

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Significantly Expands Its Wealth Management Services With Acquisition of ClearPoint Federal Bank & Trust.

2 months ago - Business Wire

Community Financial System Announces Fourth Quarter and Full Year 2025 Earnings Conference Call

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System Announces Fourth Quarter and Full Year 2025 Earnings Conference Call.

3 months ago - Business Wire

Community Financial System: NIM Expansion Continues To Power Healthy Earnings Growth

Community Financial System continues to benefit from an expanding net interest margin, driving strong operating leverage and earnings growth. Asset repricing should support further NIM and net interes...

4 months ago - Seeking Alpha

Community Bank, N.A. Completes Acquisition of Seven Former Santander Bank, N.A.

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Bank, N.A. Completes Acquisition of Seven Former Santander Bank, N.A. Branches in Allentown, Pennsylvania Area.

4 months ago - Business Wire

Community Financial System, Inc. (CBU) Q3 2025 Earnings Call Transcript

Community Financial System, Inc. (NYSE:CBU) Q3 2025 Earnings Call October 21, 2025 11:00 AM EDT Company Participants Dimitar Karaivanov - President, CEO & Director Marya Wlos - Executive VP & CFO Con...

5 months ago - Seeking Alpha

Community Financial System, Inc. Reports Third Quarter 2025 Results

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Reports Third Quarter 2025 Results.

5 months ago - Business Wire

Largest U.S. Banks Lead Sector Market Performance In September

Although most of the US banking sector traded down in September, the Big Four banks bucked the trend, propping up the market-cap weighted index. Each of the four US banks with more than $1 trillion in...

Other symbols: BACCCFGFFWMINBKJPMNIC
5 months ago - Seeking Alpha

Community Financial System Announces Third Quarter 2025 Earnings Conference Call

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System Announces Third Quarter 2025 Earnings Conference Call.

6 months ago - Business Wire

Community Financial System, Inc. Appoints John A. Vaccaro as New Independent Director

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Appoints John A. Vaccaro as New Independent Director.

6 months ago - Business Wire

BPAS Earns Top Spots in NAPA Advisor Choice Awards

UTICA, N.Y. , Sept. 10, 2025 /PRNewswire/ -- BPAS, a leading national provider of retirement plans, benefit plans, fund administration, and collective investment trusts, has once again earned top reco...

6 months ago - PRNewsWire

Community Financial System, Inc. Announces Investment in Leap Holdings, Inc.

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Announces Investment in Leap Holdings, Inc.

6 months ago - Business Wire

A 360-degree view of the financial sector from the CEO of Community Financial System

Dimitar Karaivanov, the CEO of Community Financial System, the parent company of Community Bank, discusses the state of lending and whether consumers and businesses are feeling cautious or confident a...

8 months ago - CNBC Television

Community Financial System, Inc. (CBU) Q2 2025 Earnings Call Transcript

Community Financial System, Inc. (NYSE:CBU) Q2 2025 Earnings Conference Call July 22, 2025 11:00 AM ET Company Participants Dimitar Karaivanov - President, CEO & Director Marya Wlos - Executive VP & ...

8 months ago - Seeking Alpha

Community Financial System, Inc. Reports Second Quarter 2025 Results

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Reports Second Quarter 2025 Results.

8 months ago - Business Wire

Community Financial System, Inc. Announces Increase to Its Quarterly Dividend Resulting in Its 33rd Consecutive Year of Dividend Increases

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Announces Increase To Its Quarterly Dividend Resulting In Its 33rd Consecutive Year of Dividend Increases.

8 months ago - Business Wire

Community Financial System: Network Expansion, Deposit Re-Pricing Are The Biggest Earnings Catalysts

Community Financial System: Network Expansion, Deposit Re-Pricing Are The Biggest Earnings Catalysts

9 months ago - Seeking Alpha

Community Bank Accelerates Greater Lehigh Valley PA Expansion

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Bank Accelerates Greater Lehigh Valley PA Expansion.

9 months ago - Business Wire

Community Financial System Announces Second Quarter 2025 Earnings Conference Call

SYRACUSE, N.Y., June 23, 2025 (GLOBE NEWSWIRE) -- Community Financial System, Inc. (NYSE: CBU) (the “Company”) will host a conference call to discuss its financial and operating results for the second...

9 months ago - GlobeNewsWire

Community Financial System, Inc. (CBU) Q1 2025 Earnings Call Transcript

Community Financial System, Inc. (NYSE:CBU) Q1 2025 Earnings Conference Call April 29, 2025 11:00 AM ET Company Participants Dimitar Karaivanov - President & Chief Executive Officer Marya Wlos - Chie...

11 months ago - Seeking Alpha

Community Financial System, Inc. Reports First Quarter 2025 Results

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Reports First Quarter 2025 Results.

11 months ago - Business Wire