Community Financial System, Inc. (CBU)

NYSE: CBU · Real-Time Price · USD
66.39
+1.00 (1.53%)
At close: Feb 6, 2026, 4:00 PM EST
66.39
0.00 (0.00%)
After-hours: Feb 6, 2026, 7:00 PM EST
1.53%
Market Cap3.50B +2.6%
Revenue (ttm)796.94M +10.1%
Net Income210.46M +15.3%
EPS3.97 +15.4%
Shares Out 52.68M
PE Ratio16.72
Forward PE14.01
Dividend$1.88 (2.83%)
Ex-Dividend DateMar 16, 2026
Volume249,772
Open65.78
Previous Close65.39
Day's Range65.78 - 66.79
52-Week Range49.44 - 68.11
Beta0.81
AnalystsHold
Price Target64.00 (-3.6%)
Earnings DateJan 27, 2026

About CBU

Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and municipal customers. It operates in three segments: Banking, Employee Benefit Services, and All Other. The company offers various deposits products, such as interest and noninterest-bearing checking, savings, and money market deposit accounts, as well as time deposits. It also provides loans, such as consumer mortgages; general purpose commercial and i... [Read more]

Sector Financials
Founded 1866
Employees 2,918
Stock Exchange NYSE
Ticker Symbol CBU
Full Company Profile

Financial Performance

In 2025, CBU's revenue was $796.94 million, an increase of 10.15% compared to the previous year's $723.53 million. Earnings were $210.46 million, an increase of 15.80%.

Financial Statements

Analyst Summary

According to 3 analysts, the average rating for CBU stock is "Hold." The 12-month stock price target is $64.0, which is a decrease of -3.60% from the latest price.

Price Target
$64.0
(-3.60% downside)
Analyst Consensus: Hold
Stock Forecasts

News

Community Financial System: Still Offering Growth At A Reasonable Price

Community Financial System continues to benefit from favorable balance sheet repricing, driving strong interest margin expansion and earnings growth. CBU's diversified revenue mix, with around 40% fro...

10 days ago - Seeking Alpha

Community Financial System, Inc. (CBU) Q4 2025 Earnings Call Transcript

Community Financial System, Inc. (CBU) Q4 2025 Earnings Call Transcript

10 days ago - Seeking Alpha

Community Financial System, Inc. Reports Fourth Quarter And Full Year 2025 Results

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Reports Fourth Quarter and Full Year 2025 Results.

10 days ago - Business Wire

Community Financial System, Inc. Announces Quarterly Dividend

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Announces Quarterly Dividend.

16 days ago - Business Wire

Community Financial System, Inc. Significantly Expands Its Wealth Management Services With Acquisition of ClearPoint Federal Bank & Trust

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Significantly Expands Its Wealth Management Services With Acquisition of ClearPoint Federal Bank & Trust.

22 days ago - Business Wire

Community Financial System Announces Fourth Quarter and Full Year 2025 Earnings Conference Call

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System Announces Fourth Quarter and Full Year 2025 Earnings Conference Call.

7 weeks ago - Business Wire

Community Financial System: NIM Expansion Continues To Power Healthy Earnings Growth

Community Financial System continues to benefit from an expanding net interest margin, driving strong operating leverage and earnings growth. Asset repricing should support further NIM and net interes...

3 months ago - Seeking Alpha

Community Bank, N.A. Completes Acquisition of Seven Former Santander Bank, N.A.

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Bank, N.A. Completes Acquisition of Seven Former Santander Bank, N.A. Branches in Allentown, Pennsylvania Area.

3 months ago - Business Wire

Community Financial System, Inc. (CBU) Q3 2025 Earnings Call Transcript

Community Financial System, Inc. (NYSE:CBU) Q3 2025 Earnings Call October 21, 2025 11:00 AM EDT Company Participants Dimitar Karaivanov - President, CEO & Director Marya Wlos - Executive VP & CFO Con...

3 months ago - Seeking Alpha

Community Financial System, Inc. Reports Third Quarter 2025 Results

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Reports Third Quarter 2025 Results.

3 months ago - Business Wire

Largest U.S. Banks Lead Sector Market Performance In September

Although most of the US banking sector traded down in September, the Big Four banks bucked the trend, propping up the market-cap weighted index. Each of the four US banks with more than $1 trillion in...

Other symbols: BACCCFGFFWMINBKJPMNIC
4 months ago - Seeking Alpha

Community Financial System Announces Third Quarter 2025 Earnings Conference Call

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System Announces Third Quarter 2025 Earnings Conference Call.

4 months ago - Business Wire

Community Financial System, Inc. Appoints John A. Vaccaro as New Independent Director

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Appoints John A. Vaccaro as New Independent Director.

5 months ago - Business Wire

BPAS Earns Top Spots in NAPA Advisor Choice Awards

UTICA, N.Y. , Sept. 10, 2025 /PRNewswire/ -- BPAS, a leading national provider of retirement plans, benefit plans, fund administration, and collective investment trusts, has once again earned top reco...

5 months ago - PRNewsWire

Community Financial System, Inc. Announces Investment in Leap Holdings, Inc.

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Announces Investment in Leap Holdings, Inc.

5 months ago - Business Wire

A 360-degree view of the financial sector from the CEO of Community Financial System

Dimitar Karaivanov, the CEO of Community Financial System, the parent company of Community Bank, discusses the state of lending and whether consumers and businesses are feeling cautious or confident a...

7 months ago - CNBC Television

Community Financial System, Inc. (CBU) Q2 2025 Earnings Call Transcript

Community Financial System, Inc. (NYSE:CBU) Q2 2025 Earnings Conference Call July 22, 2025 11:00 AM ET Company Participants Dimitar Karaivanov - President, CEO & Director Marya Wlos - Executive VP & ...

7 months ago - Seeking Alpha

Community Financial System, Inc. Reports Second Quarter 2025 Results

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Reports Second Quarter 2025 Results.

7 months ago - Business Wire

Community Financial System, Inc. Announces Increase to Its Quarterly Dividend Resulting in Its 33rd Consecutive Year of Dividend Increases

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Announces Increase To Its Quarterly Dividend Resulting In Its 33rd Consecutive Year of Dividend Increases.

7 months ago - Business Wire

Community Financial System: Network Expansion, Deposit Re-Pricing Are The Biggest Earnings Catalysts

Community Financial System: Network Expansion, Deposit Re-Pricing Are The Biggest Earnings Catalysts

7 months ago - Seeking Alpha

Community Bank Accelerates Greater Lehigh Valley PA Expansion

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Bank Accelerates Greater Lehigh Valley PA Expansion.

8 months ago - Business Wire

Community Financial System Announces Second Quarter 2025 Earnings Conference Call

SYRACUSE, N.Y., June 23, 2025 (GLOBE NEWSWIRE) -- Community Financial System, Inc. (NYSE: CBU) (the “Company”) will host a conference call to discuss its financial and operating results for the second...

8 months ago - GlobeNewsWire

Community Financial System, Inc. (CBU) Q1 2025 Earnings Call Transcript

Community Financial System, Inc. (NYSE:CBU) Q1 2025 Earnings Conference Call April 29, 2025 11:00 AM ET Company Participants Dimitar Karaivanov - President & Chief Executive Officer Marya Wlos - Chie...

10 months ago - Seeking Alpha

Community Financial System, Inc. Reports First Quarter 2025 Results

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Reports First Quarter 2025 Results.

10 months ago - Business Wire

Global Trust Company Expands Team to Accelerate Distribution Strategy

Victor Kwitkiwski, Jim Nolan, and Dan Roderigues join GTC to drive national growth and deepen institutional partnerships WOBURN, Mass. , April 28, 2025 /PRNewswire/ -- Global Trust Company (GTC), a le...

10 months ago - PRNewsWire