Community Financial System, Inc. (CBU)
NYSE: CBU · Real-Time Price · USD
61.60
+0.13 (0.22%)
Jan 28, 2026, 12:14 PM EST - Market open
CBU Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2016 - 2020 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2016 - 2020 |
Cash & Equivalents | 301.76 | 197 | 190.96 | 209.9 | 1,875 | Upgrade |
Investment Securities | 4,407 | 3,625 | 3,679 | 4,839 | 4,441 | Upgrade |
Trading Asset Securities | - | 277.03 | 0.01 | 0.01 | 0.03 | Upgrade |
Mortgage-Backed Securities | - | 514.15 | 420.53 | 396.9 | 497.4 | Upgrade |
Total Investments | 4,407 | 4,417 | 4,099 | 5,236 | 4,938 | Upgrade |
Gross Loans | 10,950 | 10,432 | 9,705 | 8,809 | 7,374 | Upgrade |
Allowance for Loan Losses | -87.92 | -79.11 | -66.67 | -61.06 | -49.87 | Upgrade |
Net Loans | 10,862 | 10,353 | 9,638 | 8,748 | 7,324 | Upgrade |
Property, Plant & Equipment | - | 183.76 | 173.42 | 160.78 | 160.65 | Upgrade |
Goodwill | - | 853.23 | 845.4 | 841.84 | 799.11 | Upgrade |
Other Intangible Assets | 942.72 | 48.25 | 52.59 | 61 | 65.23 | Upgrade |
Loans Held for Sale | - | 1.47 | 0.41 | - | - | Upgrade |
Accrued Interest Receivable | - | 54.34 | 54.53 | 52.61 | 35.89 | Upgrade |
Other Current Assets | - | 1.4 | 2.7 | 5.4 | - | Upgrade |
Long-Term Deferred Tax Assets | - | 88.61 | 79.89 | 149.63 | - | Upgrade |
Other Real Estate Owned & Foreclosed | - | 2.78 | 1.16 | 0.5 | 0.72 | Upgrade |
Other Long-Term Assets | 790.23 | 139.98 | 385.02 | 321.91 | 347.02 | Upgrade |
Total Assets | 17,303 | 16,386 | 15,556 | 15,836 | 15,553 | Upgrade |
Interest Bearing Deposits | 10,704 | 9,212 | 8,842 | 8,743 | 8,753 | Upgrade |
Institutional Deposits | - | 672.98 | 447.99 | 129.08 | 236.76 | Upgrade |
Non-Interest Bearing Deposits | 3,683 | 3,557 | 3,639 | 4,141 | 3,922 | Upgrade |
Total Deposits | 14,387 | 13,442 | 12,928 | 13,012 | 12,911 | Upgrade |
Short-Term Borrowings | 231.16 | 382.22 | 357.6 | 1,115 | 324.72 | Upgrade |
Current Portion of Leases | - | 11.58 | 9.66 | 9 | - | Upgrade |
Accrued Interest Payable | 220.24 | 107.13 | 106.09 | 87.1 | 96.07 | Upgrade |
Long-Term Debt | 458.77 | - | - | 3.25 | 3.28 | Upgrade |
Federal Home Loan Bank Debt, Long-Term | - | 619.31 | 407.6 | 19.47 | 1.89 | Upgrade |
Long-Term Leases | - | 46.03 | 31.75 | 22.1 | 32.83 | Upgrade |
Pension & Post-Retirement Benefits | - | 15.23 | 15.8 | 15.67 | 21.65 | Upgrade |
Long-Term Deferred Tax Liabilities | - | - | - | - | 60.25 | Upgrade |
Other Long-Term Liabilities | - | - | 1.2 | - | - | Upgrade |
Total Liabilities | 15,297 | 14,623 | 13,858 | 14,284 | 13,452 | Upgrade |
Common Stock | 2,006 | 54.7 | 54.37 | 54.19 | 54.09 | Upgrade |
Additional Paid-In Capital | - | 1,076 | 1,060 | 1,050 | 1,041 | Upgrade |
Retained Earnings | - | 1,275 | 1,189 | 1,152 | 1,058 | Upgrade |
Treasury Stock | - | -100.54 | -55.59 | -26.49 | -10.61 | Upgrade |
Comprehensive Income & Other | - | -542.19 | -550 | -678.68 | -42.27 | Upgrade |
Shareholders' Equity | 2,006 | 1,763 | 1,698 | 1,552 | 2,101 | Upgrade |
Total Liabilities & Equity | 17,303 | 16,386 | 15,556 | 15,836 | 15,553 | Upgrade |
Total Debt | 689.93 | 1,059 | 806.61 | 1,169 | 362.72 | Upgrade |
Net Cash (Debt) | -388.18 | -585.11 | -615.64 | -958.97 | 1,512 | Upgrade |
Net Cash Growth | - | - | - | - | 22.05% | Upgrade |
Net Cash Per Share | -7.32 | -11.06 | -11.46 | -17.69 | 27.80 | Upgrade |
Filing Date Shares Outstanding | 52.84 | 52.71 | 53.33 | 53.77 | 53.86 | Upgrade |
Total Common Shares Outstanding | 52.84 | 52.67 | 53.33 | 53.74 | 53.88 | Upgrade |
Book Value Per Share | 37.97 | 33.47 | 31.84 | 28.88 | 38.99 | Upgrade |
Tangible Book Value | 1,063 | 861.36 | 799.95 | 648.87 | 1,236 | Upgrade |
Tangible Book Value Per Share | 20.12 | 16.35 | 15.00 | 12.07 | 22.95 | Upgrade |
Updated Jan 27, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.