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Community Financial System, Inc. (CBU)
NYSE: CBU · Real-Time Price · USD
58.58
-0.52 (-0.88%)
Oct 9, 2026, 10:01 AM EDT - Market open

CBU Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
3,0823,0253,2422,7823,3834,017
Market Cap Growth
0.16%-6.69%16.54%-17.76%-15.79%20.40%
Last Close Price
59.1056.1358.3747.6155.4763.87

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.7114.3117.6921.0218.0421.23
PS Ratio
3.713.804.484.345.096.38
PB Ratio
1.501.511.841.642.181.91
P/FCF Ratio
12.6112.9614.6313.2616.7721.23
P/OCF Ratio
10.0910.0213.3812.1815.7619.83

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.370.380.600.480.750.17
Debt / FCF Ratio
3.133.274.783.845.801.92
Net Debt / Equity Ratio
0.250.230.490.360.62-0.72
Net Debt / FCF Ratio
2.131.943.882.934.76-7.99
Return on Equity (ROE)
11.53%11.17%10.55%8.12%10.30%9.02%
Return on Assets (ROA)
1.32%1.25%1.14%0.84%1.20%1.29%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
7.36%6.96%5.63%4.74%5.56%4.72%
FCF Yield
7.93%7.71%6.83%7.54%5.96%4.71%
Dividend Yield
3.32%3.31%3.12%3.74%3.14%2.66%
Payout Ratio
45.47%46.36%52.49%72.09%49.65%48.00%
Buyback Yield / Dilution
0.04%0.12%1.57%0.89%0.35%-2.02%
Total Shareholder Return
3.35%3.43%4.69%4.63%3.49%0.64%
SEC Filings: 10-K · 10-Q