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Community Financial System, Inc. (CBU)
NYSE: CBU · Real-Time Price · USD
63.80
-0.68 (-1.05%)
At close: Nov 3, 2026, 4:00 PM EST
64.00
+0.20 (0.31%)
After-hours: Nov 3, 2026, 7:30 PM EST

CBU Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
3,3423,0253,2422,7823,3834,017
Market Cap Growth
13.95%-6.69%16.54%-17.76%-15.79%20.40%
Last Close Price
63.8056.1358.3747.6155.4763.87

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.4314.3117.6921.0218.0421.23
PS Ratio
3.893.804.484.345.096.38
PB Ratio
1.651.511.841.642.181.91
P/FCF Ratio
13.5512.9614.6313.2616.7721.23
P/OCF Ratio
10.8410.0213.3812.1815.7619.83

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.310.380.600.480.750.17
Debt / FCF Ratio
-3.274.783.845.801.92
Net Debt / Equity Ratio
0.100.230.490.360.62-0.72
Net Debt / FCF Ratio
-1.943.882.934.76-7.99
Return on Equity (ROE)
11.80%11.17%10.55%8.12%10.30%9.02%
Return on Assets (ROA)
1.35%1.25%1.14%0.84%1.20%1.29%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
6.93%6.96%5.63%4.74%5.56%4.72%
FCF Yield
7.38%7.71%6.83%7.54%5.96%4.71%
Dividend Yield
3.07%3.24%2.96%3.41%2.76%2.28%
Payout Ratio
44.32%46.36%52.49%72.09%49.65%48.00%
Buyback Yield / Dilution
0.06%0.12%1.57%0.89%0.35%-2.02%
Total Shareholder Return
3.13%3.36%4.52%4.30%3.12%0.26%
SEC Filings: 10-K · 10-Q