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Community Financial System, Inc. (CBU)
NYSE: CBU · Real-Time Price · USD
63.16
+0.08 (0.13%)
At close: Aug 28, 2026, 4:00 PM EDT
63.14
-0.02 (-0.03%)
After-hours: Aug 28, 2026, 7:00 PM EDT

CBU Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
3,3233,0253,2422,7823,3834,017
Market Cap Growth
3.12%-6.69%16.54%-17.76%-15.79%20.40%
Last Close Price
63.1656.5758.8347.9855.9064.37

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.6514.3117.6921.0218.0421.23
PS Ratio
3.963.804.484.345.096.38
PB Ratio
1.601.511.841.642.181.91
P/FCF Ratio
13.4712.9614.6313.2616.7721.23
P/OCF Ratio
10.7810.0213.3812.1815.7619.83

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.370.380.600.480.750.17
Debt / FCF Ratio
3.133.274.783.845.801.92
Net Debt / Equity Ratio
0.250.230.490.360.62-0.72
Net Debt / FCF Ratio
2.131.943.882.934.76-7.99
Return on Equity (ROE)
11.53%11.17%10.55%8.12%10.30%9.02%
Return on Assets (ROA)
1.32%1.25%1.14%0.84%1.20%1.29%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
6.89%6.96%5.63%4.74%5.56%4.72%
FCF Yield
7.42%7.71%6.83%7.54%5.96%4.71%
Dividend Yield
3.10%3.29%3.09%3.71%3.11%2.64%
Payout Ratio
45.47%46.36%52.49%72.09%49.65%48.00%
Buyback Yield / Dilution
0.04%0.12%1.57%0.89%0.35%-2.02%
Total Shareholder Return
3.14%3.40%4.66%4.60%3.47%0.62%
SEC Filings: 10-K · 10-Q