Community Financial System, Inc. (CBU)
NYSE: CBU · Real-Time Price · USD
63.59
+0.14 (0.22%)
Jun 5, 2026, 4:00 PM EDT - Market closed
CBU Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 218.06 | 210.46 | 182.48 | 131.92 | 188.08 | 189.69 |
Depreciation & Amortization | 31.8 | 29.42 | 27.94 | 27.5 | 29.63 | 29.64 |
Provision for Credit Losses | 20.3 | 21.35 | 22.77 | 11.2 | 14.78 | -8.84 |
Stock-Based Compensation | 10.78 | 10.86 | 8.37 | 9.27 | 7.74 | 6.33 |
Other Adjustments | 12.03 | 22.2 | 6.59 | 47.42 | -19.38 | -16.35 |
Changes in Other Operating Activities | 5.99 | 7.57 | -5.88 | 1.11 | -6.23 | 2.06 |
Operating Cash Flow | 310.91 | 301.86 | 242.28 | 228.42 | 214.6 | 202.55 |
Operating Cash Flow Growth | 38.25% | 24.59% | 6.07% | 6.44% | 5.95% | 12.85% |
Net Change in Loans Held-for-Investment | -726.7 | -532.83 | -765.58 | -923.28 | -1,004 | 49.93 |
Net Change in Securities and Investments | 20.71 | -15.06 | -39.46 | 1,279 | -1,124 | -1,538 |
Payments for Business Acquisitions | 457.07 | 469.69 | -15.62 | -8.52 | -0.67 | -29.33 |
Capital Expenditures | -69.23 | -68.53 | -20.7 | -18.59 | -12.92 | -13.73 |
Sale of Property, Plant & Equipment | 1.05 | 1.97 | 5.74 | 7.47 | 2.43 | 0.2 |
Other Investing Activities | - | -37.35 | 0 | 0 | -0.25 | -0.65 |
Investing Cash Flow | -354.46 | -182.1 | -835.62 | 335.78 | -2,139 | -1,531 |
Net Change in Deposits | 434.34 | 401.64 | 513.59 | -84.19 | -421.16 | 1,686 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | -65.55 | -148.39 | 21.96 | -757.46 | 790.33 | 40.71 |
Long-Term Debt Issued | - | 0 | 250 | 400 | 0 | 0 |
Long-Term Debt Repaid | -148.83 | -160.26 | -47.07 | -14.97 | -0.1 | -82.09 |
Net Long-Term Debt Issued (Repaid) | -148.83 | -160.26 | 202.93 | 385.03 | -0.1 | -82.09 |
Issuance of Common Stock | 9.06 | 5.28 | 7.09 | 1.02 | 1.18 | 9.82 |
Repurchase of Common Stock | -26.63 | -11.17 | -45.84 | -30.02 | -16.63 | -5.11 |
Net Common Stock Issued (Repurchased) | -17.57 | -5.89 | -38.75 | -29 | -15.45 | 4.72 |
Common Dividends Paid | -98.12 | -97.56 | -95.78 | -95.1 | -93.39 | -91.05 |
Other Financing Activities | -6.27 | -4.55 | -4.57 | -2.41 | -1.05 | -0.99 |
Financing Cash Flow | 97.7 | -15.01 | 599.38 | -583.13 | 259.22 | 1,557 |
Net Cash Flow | 54.15 | 104.75 | 6.04 | -18.93 | -1,665 | 229.26 |
Free Cash Flow | 241.68 | 233.33 | 221.57 | 209.84 | 201.68 | 188.82 |
Free Cash Flow Growth | 3.58% | 5.31% | 5.59% | 4.04% | 6.81% | 14.59% |
FCF Margin | 30.53% | 29.29% | 30.62% | 32.74% | 30.35% | 30.00% |
Free Cash Flow Per Share | 9.15 | 4.42 | 4.19 | 3.91 | 3.72 | 3.47 |
Levered Free Cash Flow | 37.79 | 18.67 | 386.76 | 526.98 | 198.46 | 125.59 |
Unlevered Free Cash Flow | -31.45 | -31.53 | 1.35 | 10.02 | 10.47 | 17.98 |