Community Financial System, Inc. (CBU)
NYSE: CBU · Real-Time Price · USD
58.15
-0.15 (-0.26%)
At close: Mar 10, 2026, 4:00 PM EDT
58.18
+0.03 (0.05%)
After-hours: Mar 10, 2026, 7:00 PM EDT

CBU Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
210.46182.48131.92188.08189.69
Depreciation & Amortization
29.4227.9427.529.6329.64
Provision for Credit Losses
21.3522.7711.214.78-8.84
Stock-Based Compensation
10.868.379.277.746.33
Other Adjustments
22.26.5947.42-19.38-16.35
Changes in Other Operating Activities
7.57-5.881.11-6.232.06
Operating Cash Flow
301.86242.28228.42214.6202.55
Operating Cash Flow Growth
24.59%6.07%6.44%5.95%12.85%
Net Change in Loans Held-for-Investment
-532.83-765.58-923.28-1,00449.93
Net Change in Securities and Investments
-15.06-39.461,279-1,124-1,538
Payments for Business Acquisitions
469.69-15.62-8.52-0.67-29.33
Capital Expenditures
-68.53-20.7-18.59-12.92-13.73
Sale of Property, Plant & Equipment
1.975.747.472.430.2
Other Investing Activities
-37.3500-0.25-0.65
Investing Cash Flow
-182.1-835.62335.78-2,139-1,531
Net Change in Deposits
401.64513.59-84.19-421.161,686
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements
-148.3921.96-757.46790.3340.71
Long-Term Debt Issued
025040000
Long-Term Debt Repaid
-160.26-47.07-14.97-0.1-82.09
Net Long-Term Debt Issued (Repaid)
-160.26202.93385.03-0.1-82.09
Issuance of Common Stock
5.287.091.021.189.82
Repurchase of Common Stock
-11.17-45.84-30.02-16.63-5.11
Net Common Stock Issued (Repurchased)
-5.89-38.75-29-15.454.72
Common Dividends Paid
-97.56-95.78-95.1-93.39-91.05
Other Financing Activities
-4.55-4.57-2.41-1.05-0.99
Financing Cash Flow
-15.01599.38-583.13259.221,557
Net Cash Flow
104.756.04-18.93-1,665229.26
Free Cash Flow
233.33221.57209.84201.68188.82
Free Cash Flow Growth
5.31%5.59%4.04%6.81%14.59%
FCF Margin
29.29%30.62%32.74%30.35%30.00%
Free Cash Flow Per Share
4.424.193.913.723.47
Levered Free Cash Flow
18.67386.76526.98198.46125.59
Unlevered Free Cash Flow
-31.531.3510.0210.4717.98
Updated Jan 27, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q