Community Financial System, Inc. (CBU)
NYSE: CBU · Real-Time Price · USD
61.59
+0.13 (0.21%)
Jan 28, 2026, 12:03 PM EST - Market open

CBU Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 20212016 - 2020
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 2016 - 2020
Net Income
-182.48131.92188.08189.69
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Depreciation & Amortization
-28.6628.3530.4330.16
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Gain (Loss) on Sale of Assets
--2.38-1.49-0.66-0.33
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Gain (Loss) on Sale of Investments
-10.0758.21-18.69-22.52
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Provision for Credit Losses
-22.7711.214.77-8.84
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Change in Other Net Operating Assets
--5.881.11-6.232.06
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Other Operating Activities
--1.82-10.16-0.845.98
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Operating Cash Flow
-242.28228.42214.6202.55
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Operating Cash Flow Growth
-6.07%6.44%5.95%12.85%
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Capital Expenditures
--20.7-18.59-12.92-13.38
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Sale of Property, Plant and Equipment
-5.747.472.430.2
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Cash Acquisitions
--15.62-8.52-0.67-29.33
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Investment in Securities
--39.461,279-1,124-1,538
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Net Decrease (Increase) in Loans Originated / Sold - Investing
--765.58-923.28-1,00449.93
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Investing Cash Flow
--835.62335.78-2,139-1,531
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Short-Term Debt Issued
-65-790.3340.71
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Long-Term Debt Issued
-250400--
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Total Debt Issued
-315400790.3340.71
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Short-Term Debt Repaid
--43.04-757.46--
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Long-Term Debt Repaid
--47.07-14.97-0.1-82.09
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Total Debt Repaid
--90.12-772.43-0.1-82.09
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Net Debt Issued (Repaid)
-224.89-372.43790.24-41.38
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Issuance of Common Stock
-7.091.021.189.82
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Repurchase of Common Stock
--47.51-31.43-17.9-6.35
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Common Dividends Paid
--95.78-95.1-93.39-91.05
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Net Increase (Decrease) in Deposit Accounts
-513.59-84.19-421.161,686
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Other Financing Activities
--2.89-10.240.25
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Financing Cash Flow
-599.38-583.13259.221,557
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Net Cash Flow
-6.04-18.93-1,665229.26
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Free Cash Flow
-221.57209.84201.68189.17
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Free Cash Flow Growth
-5.59%4.04%6.61%14.86%
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Free Cash Flow Margin
-30.62%32.75%30.35%30.05%
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Free Cash Flow Per Share
-4.193.913.723.48
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Cash Interest Paid
-192.87100.0423.413.75
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Cash Income Tax Paid
-43.7341.6657.1341.53
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Updated Jan 27, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q