Interest Income on Loans | 127.09 | 110.94 | 90.83 | 88.12 | 90.99 | |
Interest Income on Investments | 12.51 | 13.2 | 10.52 | 5.61 | 5.92 | |
Total Interest Income | 139.59 | 124.14 | 101.35 | 93.73 | 96.91 | |
Interest Paid on Deposits | 38.06 | 20.39 | 5.22 | 5.44 | 9.63 | |
Interest Paid on Borrowings | 4.76 | 6.04 | 2.67 | 2.92 | 3.75 | |
Total Interest Expense | 42.82 | 26.43 | 7.89 | 8.36 | 13.38 | |
Net Interest Income | 96.78 | 97.71 | 93.46 | 85.37 | 83.53 | |
Net Interest Income Growth (YoY) | -0.95% | 4.54% | 9.48% | 2.20% | 3.82% | |
Trust Income | 2.99 | 2.56 | 2.44 | 2.76 | 2.62 | |
Mortgage Banking Activities | 2.29 | 2.11 | 2.93 | 6.48 | 7.71 | |
Gain (Loss) on Sale of Investments | - | -0.01 | - | 0.04 | 0.04 | |
Other Non-Interest Income | 14.83 | 14.84 | 12.26 | 14.66 | 11.96 | |
Total Non-Interest Income | 30.46 | 29.62 | 29.44 | 49.94 | 54.91 | |
Non-Interest Income Growth (YoY) | 2.86% | 0.59% | -41.05% | -9.05% | 74.62% | |
Revenues Before Loan Losses | 127.24 | 127.32 | 122.9 | 135.31 | 138.44 | |
Provision for Loan Losses | 13.25 | 8.28 | 3.17 | 0.58 | 11.08 | |
Revenue | 113.99 | 119.05 | 119.73 | 134.73 | 127.36 | |
Revenue Growth (YoY) | -4.25% | -0.57% | -11.13% | 5.79% | 23.19% | |
Salaries and Employee Benefits | 51.66 | 52.88 | 45.89 | 56.88 | 56.1 | |
Selling, General & Administrative | 26.46 | 25.16 | 25.62 | 26.23 | 11.75 | |
Other Non-Interest Expense | 11.82 | 11.84 | 11.02 | 13.43 | 26.77 | |
Total Non-Interest Expense | 89.93 | 89.88 | 82.54 | 96.54 | 94.63 | |
EBT Excluding Unusual Items | 24.06 | 29.16 | 37.19 | 38.19 | 32.73 | |
Other Unusual Items | - | - | - | - | -2.2 | |
Pretax Income | 24.13 | 29.16 | 36.96 | 38.08 | 29.22 | |
Income Tax Expense | 4.22 | 5.42 | 7.6 | 8.96 | 6.8 | |
Earnings From Continuing Operations | 19.92 | 23.75 | 29.37 | 29.12 | 22.42 | |
Minority Interest in Earnings | -0.08 | -0.14 | -0.21 | -0.46 | -0.31 | |
Net Income | 19.83 | 23.6 | 29.16 | 28.67 | 22.12 | |
Net Income to Common | 19.83 | 23.6 | 29.16 | 28.67 | 22.12 | |
Net Income Growth | -15.97% | -19.05% | 1.72% | 29.62% | 17.28% | |
Basic Shares Outstanding | 3 | 3 | 4 | 4 | 4 | |
Diluted Shares Outstanding | 3 | 3 | 4 | 4 | 4 | |
Shares Change (YoY) | -3.29% | -2.99% | -2.41% | -1.22% | 5.74% | |
EPS (Basic) | 6.01 | 6.92 | 8.29 | 7.95 | 6.06 | |
EPS (Diluted) | 6.01 | 6.92 | 8.29 | 7.95 | 6.06 | |
EPS Growth | -13.11% | -16.56% | 4.23% | 31.22% | 10.91% | |
Dividend Per Share | 1.760 | 1.760 | 1.640 | 1.580 | 1.520 | |
Dividend Growth | - | 7.32% | 3.80% | 3.95% | 2.01% | |
Effective Tax Rate | 17.47% | 18.58% | 20.55% | 23.53% | 23.25% | |