C&F Financial Corporation (CFFI)
NASDAQ: CFFI · Real-Time Price · USD
82.59
-1.07 (-1.28%)
Jul 31, 2026, 4:00 PM EDT - Market closed
C&F Financial Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 28.39 | 26.99 | 19.92 | 23.75 | 29.37 | 29.12 |
Depreciation & Amortization | 3.88 | 3.92 | 3.86 | 3.88 | 4.36 | 4.74 |
Provision for Credit Losses | 12.15 | 11.55 | 13.25 | 8.28 | 3.17 | 0.58 |
Stock-Based Compensation | 1.9 | 1.85 | 1.92 | 1.99 | 1.97 | 1.7 |
Net Change in Loans Held-for-Sale | -22.5 | -10.98 | -2.7 | 6.58 | 73.1 | 145.79 |
Other Adjustments | -10.08 | -9.9 | -6.49 | -4.47 | -12.01 | -20.64 |
Changes in Accrued Interest and Accounts Receivable | -1.15 | -1.13 | -0.19 | -1.42 | -2.17 | 1.29 |
Changes in Accounts Payable | 0.71 | -0.66 | 0.91 | 2.54 | 0.24 | -0.39 |
Changes in Other Operating Activities | 1.26 | 2.85 | 6.29 | -2.33 | -7.46 | -4.8 |
Operating Cash Flow | 13.71 | 24.49 | 36.77 | 38.81 | 90.56 | 157.39 |
Operating Cash Flow Growth | -66.41% | -33.39% | -5.27% | -57.14% | -42.46% | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements | -0.5 | 0.48 | 0.98 | -0.01 | -0.49 | 5.93 |
Net Change in Loans Held-for-Investment | -141.03 | -145.43 | -188.69 | -114.58 | -225.75 | -51.96 |
Net Change in Securities and Investments | -29.15 | -22.03 | 44.21 | 61.54 | -186.9 | -95.21 |
Capital Expenditures | -2.38 | -2.33 | -3.49 | -1.46 | -3.33 | -4.79 |
Sale of Property, Plant & Equipment | - | - | - | - | - | 0 |
Other Investing Activities | 1.68 | -0.05 | 0.07 | -1.83 | 3.5 | 7.33 |
Investing Cash Flow | -171.4 | -169.36 | -146.92 | -56.34 | -411.28 | -138.69 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Deposits | 182.8 | 174.86 | 104.73 | 62.27 | 89.25 | 162.72 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | -35.91 | -28.99 | -29.23 | 21.63 | 1.86 | 14.28 |
Long-Term Debt Issued | - | 40 | 40 | - | - | - |
Long-Term Debt Repaid | - | -20 | - | -4 | - | - |
Net Long-Term Debt Issued (Repaid) | - | 20 | 40 | -4 | - | - |
Repurchase of Common Stock | -1.13 | -0.94 | -8.76 | -7.76 | -5.37 | -8.23 |
Net Common Stock Issued (Repurchased) | -1.13 | -0.94 | -8.76 | -7.76 | -5.37 | -8.23 |
Common Dividends Paid | -6.03 | -5.95 | -5.78 | -5.99 | -5.76 | -5.68 |
Other Financing Activities | -0.58 | -0.56 | -0.38 | -0.13 | -0.34 | -0.07 |
Financing Cash Flow | 159.16 | 158.41 | 100.58 | 66.03 | 79.64 | 162.38 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 1.47 | 13.55 | -9.57 | 48.5 | -241.08 | 181.08 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 11.32 | 22.16 | 33.28 | 37.35 | 87.23 | 152.6 |
Free Cash Flow Growth | -69.83% | -33.41% | -10.90% | -57.18% | -42.84% | - |
FCF Margin | 8.55% | 17.14% | 29.18% | 31.38% | 72.99% | 113.35% |
Free Cash Flow Per Share | 3.49 | 6.85 | 10.09 | 10.95 | 24.80 | 42.34 |