C&F Financial Corporation (CFFI)
NASDAQ: CFFI · Real-Time Price · USD
73.75
-0.74 (-0.99%)
May 29, 2026, 4:00 PM EDT - Market closed
C&F Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 108.91 | 106.21 | 96.78 | 97.71 | 93.46 | 85.37 |
Net Interest Income Growth | 10.42% | 9.75% | -0.95% | 4.54% | 9.48% | 2.20% |
Non-Interest Income | 35.61 | 34.63 | 30.54 | 29.62 | 29.21 | 49.83 |
Non-Interest Income Growth | -1.96% | 13.40% | 3.12% | 1.38% | -41.38% | -8.75% |
Revenues Before Loan Losses | 144.52 | 140.84 | 127.31 | 127.32 | 122.68 | 135.2 |
Provision for Credit Losses | 12.15 | 11.55 | 13.25 | 8.28 | 3.17 | 0.58 |
| 132.37 | 129.29 | 114.06 | 119.05 | 119.5 | 134.63 | |
Revenue Growth (YoY) | 8.32% | 13.35% | -4.19% | -0.38% | -11.23% | 5.96% |
Compensation Expenses | 57.65 | 56.78 | 53.58 | 54.88 | 47.87 | 58.58 |
Selling, General & Admin | 28.83 | 28.55 | 26.37 | 24.83 | 24.7 | 25.62 |
Other Non-Interest Expenses | 11 | 10.9 | 9.99 | 10.18 | 9.97 | 12.37 |
Total Non-Interest Expense | 97.48 | 96.22 | 89.93 | 89.88 | 82.54 | 96.54 |
Pretax Income | 34.89 | 33.07 | 24.13 | 29.16 | 36.96 | 38.08 |
Provision for Income Taxes | 6.5 | 6.08 | 4.22 | 5.42 | 7.6 | 8.96 |
Net Income | 28.21 | 26.84 | 19.83 | 23.6 | 29.16 | 28.67 |
Minority Interest in Earnings | 0.18 | 0.16 | 0.08 | 0.14 | 0.21 | 0.46 |
Net Income to Common | 28.21 | 26.84 | 19.83 | 23.6 | 29.16 | 28.67 |
Net Income Growth | 29.42% | 35.30% | -15.97% | -19.05% | 1.72% | 29.62% |
Shares Outstanding (Basic) | 3 | 3 | 3 | 3 | 4 | 4 |
Shares Outstanding (Diluted) | 3 | 3 | 3 | 3 | 4 | 4 |
Shares Change (YoY) | -0.76% | -1.88% | -3.29% | -2.99% | -2.41% | -1.22% |
EPS (Basic) | 8.70 | 8.29 | 6.01 | 6.92 | 8.29 | 7.95 |
EPS (Diluted) | 8.70 | 8.29 | 6.01 | 6.92 | 8.29 | 7.95 |
EPS Growth | 30.24% | 37.94% | -13.15% | -16.53% | 4.28% | 31.19% |
Shares Outstanding | 3.25 | 3.25 | 3.23 | 3.37 | 3.48 | 3.55 |
Free Cash Flow | 11.32 | 22.16 | 33.28 | 37.35 | 87.23 | 152.6 |
Free Cash Flow Growth | -48.91% | -33.41% | -10.90% | -57.18% | -42.84% | - |
Free Cash Flow Per Share | 3.49 | 6.85 | 10.09 | 10.95 | 24.80 | 42.34 |
Dividends Per Share | 1.860 | 1.840 | 1.760 | 1.760 | 1.640 | 1.580 |
Dividend Growth | 1.09% | 4.54% | - | 7.32% | 3.80% | 3.95% |
Profit Margin | 21.45% | 20.88% | 17.46% | 19.95% | 24.58% | 21.63% |
FCF Margin | 8.55% | 17.14% | 29.18% | 31.38% | 72.99% | 113.35% |
EBITDA | 3.88 | 3.92 | 3.86 | 3.88 | 4.36 | 4.74 |
EBITDA Margin | 2.93% | 3.03% | 3.38% | 3.26% | 3.65% | 3.52% |
Effective Tax Rate | 18.63% | 18.38% | 17.47% | 18.58% | 20.55% | 23.53% |