C&F Financial Corporation (CFFI)
NASDAQ: CFFI · Real-Time Price · USD
82.59
-1.07 (-1.28%)
Jul 31, 2026, 4:00 PM EDT - Market closed
C&F Financial Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 143.46 | 129.29 | 114.06 | 119.05 | 119.5 | 134.63 |
Revenue Growth | 17.44% | 13.35% | -4.19% | -0.38% | -11.23% | 5.96% |
Net Income Net Income Growth | 29.09 | 26.84 | 19.83 | 23.6 | 29.16 | 28.67 |
Earnings Per Share EPS Growth | 8.96 | 8.29 | 6.01 | 6.92 | 8.29 | 7.95 |
EPS Growth | 18.68% | 37.94% | -13.15% | -16.53% | 4.28% | 31.19% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Community Banking Community Banking Growth | 105.6 | 99.26 | 87.63 | 89.04 | 86.89 | 72.12 |
Mortgage Banking Mortgage Banking Growth | 17.61 | 15.83 | 12.12 | 11.28 | 14.16 | 34.3 |
Consumer Finance Consumer Finance Growth | 15.17 | 15.31 | 15.45 | 18.75 | 24.63 | 28.53 |
Other Other Growth | -1.89 | -0.94 | -0.96 | 0.01 | -5.59 | -0.14 |
Eliminations Eliminations Growth | -0.17 | -0.17 | -0.18 | -0.04 | -0.58 | -0.17 |
Total Total Growth | 136.33 | 129.29 | 114.06 | 119.05 | 119.5 | 134.63 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents Cash Growth | 62.11 | 79.13 | 65.59 | 75.16 | 26.66 | 267.75 |
Total Debt Total Debt Growth | 73.17 | 93.34 | 93.62 | 51.32 | 55.49 | 55.73 |
Net Cash (Debt) Net Cash Growth | -73.17 | -93.34 | -93.62 | -51.32 | -55.49 | -55.73 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -22.55 | -28.83 | -28.37 | -15.04 | -15.78 | -15.46 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 13.71 | 24.49 | 36.77 | 38.81 | 90.56 | 157.39 |
Capital Expenditures CapEx Growth | -2.38 | -2.33 | -3.49 | -1.46 | -3.33 | -4.79 |
Free Cash Flow Free Cash Flow Growth | 11.32 | 22.16 | 33.28 | 37.35 | 87.23 | 152.6 |
Free Cash Flow Growth | -69.83% | -33.41% | -10.90% | -57.18% | -42.84% | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 25.19% | 25.58% | 21.16% | 24.50% | 30.93% | 28.29% |
Profit Margin | 20.39% | 20.88% | 17.46% | 19.95% | 24.58% | 21.63% |
FCF Margin | 0.00% | 17.14% | 29.18% | 31.38% | 72.99% | 113.35% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 1, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.920 | 1.840 | 1.760 | 1.760 | 1.640 | 1.580 |
Dividend Per Share Growth | 4.44% | 4.54% | 0% | 7.32% | 3.80% | 3.95% |
Dividend Yield | 2.33% | 2.53% | 2.46% | 2.57% | 2.81% | 3.08% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 1, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 9.21 | 8.76 | 11.86 | 9.85 | 7.03 | 6.44 |
P/FCF Ratio | 23.71 | 10.63 | 6.92 | 6.16 | 2.32 | 1.19 |
PS Ratio | 1.97 | 1.82 | 2.02 | 1.93 | 1.70 | 1.35 |