C&F Financial Statistics
Total Valuation
C&F Financial has a market cap or net worth of $124.82 million. The enterprise value is $159.20 million.
| Market Cap | 124.82M |
| Enterprise Value | 159.20M |
Important Dates
The last earnings date was Friday, April 19, 2024, after market close.
| Earnings Date | Apr 19, 2024 |
| Ex-Dividend Date | Mar 14, 2024 |
Share Statistics
C&F Financial has 3.37 million shares outstanding. The number of shares has decreased by -3.15% in one year.
| Shares Outstanding | 3.37M |
| Shares Change (YoY) | -3.15% |
| Shares Change (QoQ) | -0.75% |
| Owned by Insiders (%) | 6.90% |
| Owned by Institutions (%) | 37.83% |
| Float | 3.16M |
Valuation Ratios
The trailing PE ratio is 5.35.
| PE Ratio | 5.35 |
| Forward PE | n/a |
| PS Ratio | 1.05 |
| Forward PS | n/a |
| PB Ratio | 0.58 |
| P/FCF Ratio | 3.34 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 4.84, with an EV/FCF ratio of 4.26.
| EV / Earnings | 6.74 |
| EV / Sales | 1.34 |
| EV / EBITDA | 4.84 |
| EV / EBIT | 5.49 |
| EV / FCF | 4.26 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.51 |
| Debt / EBITDA | 3.33 |
| Debt / FCF | 2.93 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.50% and return on invested capital (ROIC) is 7.27%.
| Return on Equity (ROE) | 11.50% |
| Return on Assets (ROA) | 1.00% |
| Return on Capital (ROIC) | 7.27% |
| Revenue Per Employee | $200,416 |
| Profits Per Employee | $39,737 |
| Employee Count | 594 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, C&F Financial has paid $5.42 million in taxes.
| Income Tax | 5.42M |
| Effective Tax Rate | 18.67% |
Stock Price Statistics
The stock price has decreased by -32.22% in the last 52 weeks. The beta is 0.34, so C&F Financial's price volatility has been lower than the market average.
| Beta (1Y) | 0.34 |
| 52-Week Price Change | -32.22% |
| 50-Day Moving Average | 48.08 |
| 200-Day Moving Average | 54.81 |
| Relative Strength Index (RSI) | 29.19 |
| Average Volume (30 Days) | 6,898 |
Short Selling Information
The latest short interest is 20,221, so 0.60% of the outstanding shares have been sold short.
| Short Interest | 20,221 |
| Short Previous Month | 37,164 |
| Short % of Shares Out | 0.60% |
| Short % of Float | 0.64% |
| Short Ratio (days to cover) | 5.48 |
Income Statement
In the last 12 months, C&F Financial had revenue of $119.05 million and earned $23.60 million in profits. Earnings per share was $6.92.
| Revenue | 119.05M |
| Gross Profit | 119.05M |
| Operating Income | 29.16M |
| Pretax Income | 29.02M |
| Net Income | 23.60M |
| EBITDA | 32.90M |
| EBIT | 29.02M |
| Earnings Per Share (EPS) | $6.92 |
Balance Sheet
The company has $75.16 million in cash and $109.54 million in debt, giving a net cash position of -$34.38 million or -$10.19 per share.
| Cash & Cash Equivalents | 75.16M |
| Total Debt | 109.54M |
| Net Cash | -34.38M |
| Net Cash Per Share | -$10.19 |
| Equity / Book Value | 216.88M |
| Book Value Per Share | 64.29 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $38.81 million and capital expenditures -$1.46 million, giving a free cash flow of $37.35 million.
| Operating Cash Flow | 38.81M |
| Capital Expenditures | -1.46M |
| Free Cash Flow | 37.35M |
| FCF Per Share | $11.09 |
Margins
Gross margin is 100.00%, with operating and profit margins of 24.50% and 19.83%.
| Gross Margin | 100.00% |
| Operating Margin | 24.50% |
| Pretax Margin | 24.38% |
| Profit Margin | 19.83% |
| EBITDA Margin | 27.64% |
| EBIT Margin | 24.38% |
| FCF Margin | 31.38% |
Dividends & Yields
This stock pays an annual dividend of $1.76, which amounts to a dividend yield of 4.76%.
| Dividend Per Share | $1.76 |
| Dividend Yield | 4.76% |
| Dividend Growth (YoY) | 4.76% |
| Years of Dividend Growth | 13 |
| Payout Ratio | 25.43% |
| Buyback Yield | 3.15% |
| Shareholder Yield | 7.91% |
| Earnings Yield | 18.91% |
| FCF Yield | 29.92% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on July 21, 1998. It was a forward split with a ratio of 2:1.
| Last Split Date | Jul 21, 1998 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |