C&F Financial Corporation (CFFI)

NASDAQ: CFFI · Real-Time Price · USD

72.85

-0.22 (-0.30%)

At close: Mar 6, 2026, 4:00 PM EST

72.88

+0.03 (0.04%)

After-hours: Mar 6, 2026, 4:10 PM EST

C&F Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	26.99	19.92	23.75	29.37	29.12
Depreciation & Amortization	3.92	3.86	3.88	4.36	4.74
Provision for Credit Losses	11.55	13.25	8.28	3.17	0.58
Stock-Based Compensation	1.85	1.92	1.99	1.97	1.7
Net Change in Loans Held-for-Sale	-10.98	-2.7	6.58	73.1	145.79
Other Adjustments	-9.9	-6.49	-4.47	-12.01	-20.64
Changes in Accrued Interest and Accounts Receivable	-1.13	-0.19	-1.42	-2.17	1.29
Changes in Accounts Payable	-0.66	0.91	2.54	0.24	-0.39
Changes in Other Operating Activities	2.85	6.29	-2.33	-7.46	-4.8
Operating Cash Flow	24.49	36.77	38.81	90.56	157.39
Operating Cash Flow Growth	-33.39%	-5.27%	-57.14%	-42.46%	-
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements	0.48	0.98	-0.01	-0.49	5.93
Net Change in Loans Held-for-Investment	-145.43	-188.69	-114.58	-225.75	-51.96
Net Change in Securities and Investments	-22.03	44.21	61.54	-186.9	-95.21
Capital Expenditures	-2.33	-3.49	-1.46	-3.33	-4.79
Sale of Property, Plant & Equipment	-	-	-	-	0
Other Investing Activities	-0.05	0.07	-1.83	3.5	7.33
Investing Cash Flow	-169.36	-146.92	-56.34	-411.28	-138.69
Net Change in Deposits	174.86	104.73	62.27	89.25	162.72
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-28.99	-29.23	21.63	1.86	14.28
Long-Term Debt Issued	40	40	-	-	-
Long-Term Debt Repaid	-20	-	-4	-	-
Net Long-Term Debt Issued (Repaid)	20	40	-4	-	-
Repurchase of Common Stock	-0.94	-8.76	-7.76	-5.37	-8.23
Net Common Stock Issued (Repurchased)	-0.94	-8.76	-7.76	-5.37	-8.23
Common Dividends Paid	-5.95	-5.78	-5.99	-5.76	-5.68
Other Financing Activities	-0.56	-0.38	-0.13	-0.34	-0.07
Financing Cash Flow	158.41	100.58	66.03	79.64	162.38
Net Cash Flow	13.55	-9.57	48.5	-241.08	181.08
Free Cash Flow	22.16	33.28	37.35	87.23	152.6
Free Cash Flow Growth	-33.41%	-10.90%	-57.18%	-42.84%	-
FCF Margin	17.14%	29.18%	31.38%	72.99%	113.35%
Free Cash Flow Per Share	6.85	10.09	10.95	24.80	42.34
Levered Free Cash Flow	49.49	67.21	20.83	20.78	24.72
Unlevered Free Cash Flow	2.65	7.38	1.22	-8.38	-3.95

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q