C&F Financial Statistics
Total Valuation
C&F Financial has a market cap or net worth of $149.09 million. The enterprise value is $215.46 million.
| Market Cap | 149.09M |
| Enterprise Value | 215.46M |
Important Dates
The next estimated earnings date is Wednesday, July 24, 2024.
| Earnings Date | Jul 24, 2024 |
| Ex-Dividend Date | Jun 14, 2024 |
Share Statistics
C&F Financial has 3.36 million shares outstanding. The number of shares has decreased by -2.70% in one year.
| Shares Outstanding | 3.36M |
| Shares Change (YoY) | -2.70% |
| Shares Change (QoQ) | +0.15% |
| Owned by Insiders (%) | 7.04% |
| Owned by Institutions (%) | 37.48% |
| Float | 3.14M |
Valuation Ratios
The trailing PE ratio is 7.31.
| PE Ratio | 7.31 |
| Forward PE | n/a |
| PS Ratio | 1.29 |
| Forward PS | n/a |
| PB Ratio | 0.69 |
| P/FCF Ratio | 3.91 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 7.45, with an EV/FCF ratio of 5.66.
| EV / Earnings | 10.48 |
| EV / Sales | 1.86 |
| EV / EBITDA | 7.45 |
| EV / EBIT | 8.59 |
| EV / FCF | 5.66 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.56 |
| Debt / EBITDA | 4.20 |
| Debt / FCF | 3.19 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.90% and return on invested capital (ROIC) is 6.11%.
| Return on Equity (ROE) | 9.90% |
| Return on Assets (ROA) | 0.80% |
| Return on Capital (ROIC) | 6.11% |
| Revenue Per Employee | $195,027 |
| Profits Per Employee | $34,620 |
| Employee Count | 594 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, C&F Financial has paid $4.53 million in taxes.
| Income Tax | 4.53M |
| Effective Tax Rate | 18.05% |
Stock Price Statistics
The stock price has decreased by -18.83% in the last 52 weeks. The beta is 0.43, so C&F Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.43 |
| 52-Week Price Change | -18.83% |
| 50-Day Moving Average | 43.90 |
| 200-Day Moving Average | 52.36 |
| Relative Strength Index (RSI) | 43.51 |
| Average Volume (20 Days) | 38,965 |
Short Selling Information
The latest short interest is 119,180, so 3.55% of the outstanding shares have been sold short.
| Short Interest | 119,180 |
| Short Previous Month | 112,490 |
| Short % of Shares Out | 3.55% |
| Short % of Float | 3.79% |
| Short Ratio (days to cover) | 7.11 |
Income Statement
In the last 12 months, C&F Financial had revenue of $115.85 million and earned $20.56 million in profits. Earnings per share was $6.07.
| Revenue | 115.85M |
| Gross Profit | 115.85M |
| Operating Income | 25.21M |
| Pretax Income | 25.09M |
| Net Income | 20.56M |
| EBITDA | 28.92M |
| EBIT | 25.09M |
| Earnings Per Share (EPS) | $6.07 |
Balance Sheet
The company has $55.21 million in cash and $121.58 million in debt, giving a net cash position of -$66.37 million or -$19.77 per share.
| Cash & Cash Equivalents | 55.21M |
| Total Debt | 121.58M |
| Net Cash | -66.37M |
| Net Cash Per Share | -$19.77 |
| Equity (Book Value) | 216.34M |
| Book Value Per Share | 64.43 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $39.54 million and capital expenditures -$1.46 million, giving a free cash flow of $38.08 million.
| Operating Cash Flow | 39.54M |
| Capital Expenditures | -1.46M |
| Free Cash Flow | 38.08M |
| FCF Per Share | $11.29 |
Margins
Gross margin is 100.00%, with operating and profit margins of 21.77% and 17.75%.
| Gross Margin | 100.00% |
| Operating Margin | 21.77% |
| Pretax Margin | 21.66% |
| Profit Margin | 17.75% |
| EBITDA Margin | 24.97% |
| EBIT Margin | 21.66% |
| FCF Margin | 32.87% |
Dividends & Yields
This stock pays an annual dividend of $1.76, which amounts to a dividend yield of 3.96%.
| Dividend Per Share | $1.76 |
| Dividend Yield | 3.96% |
| Dividend Growth (YoY) | 2.33% |
| Years of Dividend Growth | 13 |
| Payout Ratio | 29.00% |
| Buyback Yield | 2.70% |
| Shareholder Yield | 6.66% |
| Earnings Yield | 13.79% |
| FCF Yield | 25.54% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on July 21, 1998. It was a forward split with a ratio of 2:1.
| Last Split Date | Jul 21, 1998 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |