C&F Financial Statistics
Total Valuation
C&F Financial has a market cap or net worth of $215.45 million. The enterprise value is $260.48 million.
Important Dates
The next estimated earnings date is Wednesday, July 23, 2025.
| Earnings Date | Jul 23, 2025 |
| Ex-Dividend Date | Jun 13, 2025 |
Share Statistics
C&F Financial has 3.24 million shares outstanding. The number of shares has decreased by -3.63% in one year.
| Current Share Class | 3.24M |
| Shares Outstanding | 3.24M |
| Shares Change (YoY) | -3.63% |
| Shares Change (QoQ) | +0.25% |
| Owned by Insiders (%) | 6.86% |
| Owned by Institutions (%) | 38.72% |
| Float | 3.02M |
Valuation Ratios
The trailing PE ratio is 10.15.
| PE Ratio | 10.15 |
| Forward PE | n/a |
| PS Ratio | 1.90 |
| Forward PS | n/a |
| PB Ratio | 0.93 |
| P/TBV Ratio | 1.05 |
| P/FCF Ratio | 5.83 |
| P/OCF Ratio | 5.36 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 11.95 |
| EV / Sales | 2.24 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 6.94 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.28 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.68%.
| Return on Equity (ROE) | 9.68% |
| Return on Assets (ROA) | 0.86% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $213,617 |
| Profits Per Employee | $40,002 |
| Employee Count | 545 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, C&F Financial has paid $4.78 million in taxes.
| Income Tax | 4.78M |
| Effective Tax Rate | 17.93% |
Stock Price Statistics
The stock price has increased by +57.99% in the last 52 weeks. The beta is 0.48, so C&F Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.48 |
| 52-Week Price Change | +57.99% |
| 50-Day Moving Average | 65.24 |
| 200-Day Moving Average | 67.53 |
| Relative Strength Index (RSI) | 55.68 |
| Average Volume (20 Days) | 5,426 |
Short Selling Information
The latest short interest is 23,572, so 0.73% of the outstanding shares have been sold short.
| Short Interest | 23,572 |
| Short Previous Month | 24,681 |
| Short % of Shares Out | 0.73% |
| Short % of Float | 0.78% |
| Short Ratio (days to cover) | 3.17 |
Income Statement
In the last 12 months, C&F Financial had revenue of $116.42 million and earned $21.80 million in profits. Earnings per share was $6.68.
| Revenue | 116.42M |
| Gross Profit | 116.42M |
| Operating Income | 26.58M |
| Pretax Income | 23.46M |
| Net Income | 21.80M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.68 |
Full Income StatementBalance Sheet
The company has $81.33 million in cash and $123.04 million in debt, giving a net cash position of -$41.71 million or -$12.87 per share.
| Cash & Cash Equivalents | 81.33M |
| Total Debt | 123.04M |
| Net Cash | -41.71M |
| Net Cash Per Share | -$12.87 |
| Equity (Book Value) | 235.27M |
| Book Value Per Share | 72.51 |
| Working Capital | -2.14B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $40.80 million and capital expenditures -$3.27 million, giving a free cash flow of $37.54 million.
| Operating Cash Flow | 40.80M |
| Capital Expenditures | -3.27M |
| Free Cash Flow | 37.54M |
| FCF Per Share | $11.59 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 22.83% |
| Pretax Margin | 22.90% |
| Profit Margin | 18.73% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 32.24% |