C&F Financial Statistics
Total Valuation
C&F Financial has a market cap or net worth of $239.29 million.
Important Dates
The last earnings date was Tuesday, October 29, 2024.
| Earnings Date | Oct 29, 2024 |
| Ex-Dividend Date | Sep 13, 2024 |
Share Statistics
C&F Financial has 3.23 million shares outstanding. The number of shares has decreased by -3.03% in one year.
| Current Share Class | 3.23M |
| Shares Outstanding | 3.23M |
| Shares Change (YoY) | -3.03% |
| Shares Change (QoQ) | -2.54% |
| Owned by Insiders (%) | 6.59% |
| Owned by Institutions (%) | 33.35% |
| Float | 3.01M |
Valuation Ratios
The trailing PE ratio is 13.11.
| PE Ratio | 13.11 |
| Forward PE | n/a |
| PS Ratio | 2.16 |
| Forward PS | n/a |
| PB Ratio | 1.06 |
| P/TBV Ratio | 1.19 |
| P/FCF Ratio | 14.53 |
| P/OCF Ratio | 11.98 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 8.96 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.86%.
| Return on Equity (ROE) | 8.86% |
| Return on Assets (ROA) | 0.76% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $193,237 |
| Profits Per Employee | $31,759 |
| Employee Count | 594 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, C&F Financial has paid $4.12 million in taxes.
| Income Tax | 4.12M |
| Effective Tax Rate | 17.83% |
Stock Price Statistics
The stock price has increased by +26.07% in the last 52 weeks. The beta is 0.37, so C&F Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.37 |
| 52-Week Price Change | +26.07% |
| 50-Day Moving Average | 62.95 |
| 200-Day Moving Average | 52.37 |
| Relative Strength Index (RSI) | 67.75 |
| Average Volume (20 Days) | 8,861 |
Short Selling Information
The latest short interest is 19,595, so 0.61% of the outstanding shares have been sold short.
| Short Interest | 19,595 |
| Short Previous Month | 21,719 |
| Short % of Shares Out | 0.61% |
| Short % of Float | 0.65% |
| Short Ratio (days to cover) | 3.86 |
Income Statement
In the last 12 months, C&F Financial had revenue of $114.78 million and earned $18.87 million in profits. Earnings per share was $5.66.
| Revenue | 114.78M |
| Gross Profit | 114.78M |
| Operating Income | 23.10M |
| Pretax Income | 23.46M |
| Net Income | 18.87M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $5.66 |
Full Income StatementBalance Sheet
The company has $55.67 million in cash and $147.53 million in debt, giving a net cash position of -$91.86 million or -$28.48 per share.
| Cash & Cash Equivalents | 55.67M |
| Total Debt | 147.53M |
| Net Cash | -91.86M |
| Net Cash Per Share | -$28.48 |
| Equity (Book Value) | 227.96M |
| Book Value Per Share | 70.29 |
| Working Capital | -2.08B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $19.97 million and capital expenditures -$3.50 million, giving a free cash flow of $16.47 million.
| Operating Cash Flow | 19.97M |
| Capital Expenditures | -3.50M |
| Free Cash Flow | 16.47M |
| FCF Per Share | $5.11 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 20.12% |
| Pretax Margin | 20.12% |
| Profit Margin | 16.44% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 35.37% |