C&F Financial Statistics
Total Valuation
C&F Financial has a market cap or net worth of $256.07 million. The enterprise value is $329.26 million.
Important Dates
The last earnings date was Tuesday, January 28, 2025.
| Earnings Date | Jan 28, 2025 |
| Ex-Dividend Date | Dec 13, 2024 |
Share Statistics
C&F Financial has 3.23 million shares outstanding. The number of shares has decreased by -3.29% in one year.
| Current Share Class | 3.23M |
| Shares Outstanding | 3.23M |
| Shares Change (YoY) | -3.29% |
| Shares Change (QoQ) | -0.96% |
| Owned by Insiders (%) | 6.91% |
| Owned by Institutions (%) | 38.07% |
| Float | 3.01M |
Valuation Ratios
The trailing PE ratio is 13.12.
| PE Ratio | 13.12 |
| Forward PE | n/a |
| PS Ratio | 2.29 |
| Forward PS | n/a |
| PB Ratio | 1.13 |
| P/TBV Ratio | 1.13 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 16.53 |
| EV / Sales | 2.89 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.96%.
| Return on Equity (ROE) | 8.96% |
| Return on Assets (ROA) | 0.80% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $192,025 |
| Profits Per Employee | $33,532 |
| Employee Count | 594 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, C&F Financial has paid $4.22 million in taxes.
| Income Tax | 4.22M |
| Effective Tax Rate | 17.47% |
Stock Price Statistics
The stock price has increased by +49.61% in the last 52 weeks. The beta is 0.39, so C&F Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.39 |
| 52-Week Price Change | +49.61% |
| 50-Day Moving Average | 76.05 |
| 200-Day Moving Average | 60.84 |
| Relative Strength Index (RSI) | 49.22 |
| Average Volume (20 Days) | 11,449 |
Short Selling Information
The latest short interest is 30,742, so 0.95% of the outstanding shares have been sold short.
| Short Interest | 30,742 |
| Short Previous Month | 27,782 |
| Short % of Shares Out | 0.95% |
| Short % of Float | 1.02% |
| Short Ratio (days to cover) | 3.86 |
Income Statement
In the last 12 months, C&F Financial had revenue of $114.06 million and earned $19.92 million in profits. Earnings per share was $6.04.
| Revenue | 114.06M |
| Gross Profit | 114.06M |
| Operating Income | 24.13M |
| Pretax Income | 23.46M |
| Net Income | 19.92M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.04 |
Full Income StatementBalance Sheet
The company has $49.42 million in cash and $122.61 million in debt, giving a net cash position of -$73.19 million or -$22.63 per share.
| Cash & Cash Equivalents | 49.42M |
| Total Debt | 122.61M |
| Net Cash | -73.19M |
| Net Cash Per Share | -$22.63 |
| Equity (Book Value) | 226.97M |
| Book Value Per Share | 70.00 |
| Working Capital | -2.13B |
Full Balance SheetCash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 21.16% |
| Pretax Margin | 21.16% |
| Profit Margin | 17.46% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |