C&F Financial Statistics
Total Valuation
C&F Financial has a market cap or net worth of $193.58 million. The enterprise value is $251.11 million.
Important Dates
The next estimated earnings date is Tuesday, April 29, 2025, after market close.
| Earnings Date | Apr 29, 2025 |
| Ex-Dividend Date | Mar 14, 2025 |
Share Statistics
C&F Financial has 3.24 million shares outstanding. The number of shares has decreased by -3.30% in one year.
| Current Share Class | 3.24M |
| Shares Outstanding | 3.24M |
| Shares Change (YoY) | -3.30% |
| Shares Change (QoQ) | -0.96% |
| Owned by Insiders (%) | 6.89% |
| Owned by Institutions (%) | 37.91% |
| Float | 3.02M |
Valuation Ratios
The trailing PE ratio is 9.94.
| PE Ratio | 9.94 |
| Forward PE | n/a |
| PS Ratio | 1.73 |
| Forward PS | n/a |
| PB Ratio | 0.85 |
| P/TBV Ratio | 0.97 |
| P/FCF Ratio | 5.53 |
| P/OCF Ratio | 5.03 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 12.66 |
| EV / Sales | 2.20 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.17 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.70 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.96%.
| Return on Equity (ROE) | 8.96% |
| Return on Assets (ROA) | 0.80% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $209,152 |
| Profits Per Employee | $36,393 |
| Employee Count | 545 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, C&F Financial has paid $4.22 million in taxes.
| Income Tax | 4.22M |
| Effective Tax Rate | 17.47% |
Stock Price Statistics
The stock price has increased by +67.07% in the last 52 weeks. The beta is 0.33, so C&F Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.33 |
| 52-Week Price Change | +67.07% |
| 50-Day Moving Average | 71.83 |
| 200-Day Moving Average | 65.38 |
| Relative Strength Index (RSI) | 41.33 |
| Average Volume (20 Days) | 15,243 |
Short Selling Information
The latest short interest is 25,717, so 0.79% of the outstanding shares have been sold short.
| Short Interest | 25,717 |
| Short Previous Month | 32,759 |
| Short % of Shares Out | 0.79% |
| Short % of Float | 0.85% |
| Short Ratio (days to cover) | 2.25 |
Income Statement
In the last 12 months, C&F Financial had revenue of $113.99 million and earned $19.83 million in profits. Earnings per share was $6.01.
| Revenue | 113.99M |
| Gross Profit | 113.99M |
| Operating Income | 24.06M |
| Pretax Income | 23.46M |
| Net Income | 19.83M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.01 |
Full Income StatementBalance Sheet
The company has $71.98 million in cash and $129.51 million in debt, giving a net cash position of -$57.53 million or -$17.76 per share.
| Cash & Cash Equivalents | 71.98M |
| Total Debt | 129.51M |
| Net Cash | -57.53M |
| Net Cash Per Share | -$17.76 |
| Equity (Book Value) | 226.97M |
| Book Value Per Share | 70.00 |
| Working Capital | -2.11B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $38.49 million and capital expenditures -$3.49 million, giving a free cash flow of $35.00 million.
| Operating Cash Flow | 38.49M |
| Capital Expenditures | -3.49M |
| Free Cash Flow | 35.00M |
| FCF Per Share | $10.80 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 21.11% |
| Pretax Margin | 21.17% |
| Profit Margin | 17.40% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 30.71% |