Capitol Federal Financial, Inc. (CFFN)

Capitol Federal Financial Income Statement

Financials in millions USD. Fiscal year is October - September.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Interest Income on Loans	357.02	332.52	308.71	280.09	228.53	229.9
Interest Income on Investments	62.69	67	68.14	79.7	51.01	28.28
Total Interest Income	419.71	399.52	376.84	359.79	279.54	258.18
Interest Paid on Deposits	147.28	146.26	139.55	82.27	34.46	48.41
Interest Paid on Borrowings	66.59	72.95	75.23	124.25	52.49	34.77
Total Interest Expense	213.86	219.21	214.78	206.52	86.95	83.18
Net Interest Income	205.85	180.31	162.06	153.27	192.59	175
Net Interest Income Growth	19.43%	11.26%	5.73%	-20.42%	10.05%	-7.57%
Gain (Loss) on Sale of Assets	-	-	-	-	-	-0.94
Gain (Loss) on Sale of Investments	-	-	-	-	-	7.39
Other Non-Interest Income	11.98	9.68	-5.32	-184.2	9.03	8.42
Total Non-Interest Income	23.4	20.73	5.24	-171.46	22.83	27.15
Non-Interest Income Growth	18.65%	295.21%	-	-	-15.90%	38.51%
Revenues Before Loan Losses	229.25	201.04	167.31	-18.18	215.42	202.15
Provision for Loan Losses	3.56	0.75	1.26	6.84	-4.63	-8.51
Revenue	225.68	200.29	166.05	-25.02	220.05	210.66
Revenue Growth	17.25%	20.62%	-	-	4.46%	12.87%
Salaries and Employee Benefits	62.84	58.99	50.99	49.99	54.36	53.21
Occupancy Expenses	12.37	12.39	12.24	12.7	12.81	12.46
Federal Deposit Insurance	4.44	4.32	6.05	4.46	3.02	2.55
Selling, General & Administrative	29.85	28.74	28.88	33.27	29.24	29.15
Other Non-Interest Expense	13.62	12.84	13.78	13.52	13.42	17.27
Total Non-Interest Expense	123.11	117.27	111.94	113.93	112.85	114.63
EBT Excluding Unusual Items	102.57	83.02	54.1	-138.96	107.2	96.03
Pretax Income	102.57	83.02	54.1	-138.96	107.2	96.03
Income Tax Expense	19.74	15	16.09	-37.3	22.75	19.95
Net Income	82.84	68.03	38.01	-101.66	84.45	76.08
Preferred Dividends & Other Adjustments	0.1	0.08	0.03	-0.05	0.05	0.05
Net Income to Common	82.74	67.94	37.98	-101.61	84.41	76.03
Net Income Growth	35.19%	78.91%	-	-	11.02%	17.90%
Basic Shares Outstanding	127	130	131	134	136	135
Diluted Shares Outstanding	127	130	131	134	136	135
Shares Change	-2.02%	-0.52%	-2.16%	-1.58%	0.15%	-1.74%
EPS (Basic)	0.65	0.52	0.29	-0.76	0.62	0.56
EPS (Diluted)	0.65	0.52	0.29	-0.76	0.62	0.56
EPS Growth	38.13%	79.31%	-	-	10.71%	19.75%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Dividend Per Share	0.340	0.340	0.340	0.340	0.340	0.340
Dividend Growth	0%	0%	0%	0%	0%	0%
Effective Tax Rate	19.24%	18.06%	29.74%	-	21.22%	20.77%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jul 29, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 25, 2026

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