Capitol Federal Financial Income Statement

Financials in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Net Interest Income	205.85	180.31	162.06	153.27	192.59	175
Net Interest Income Growth	19.43%	11.26%	5.73%	-20.42%	10.05%	-7.57%
Non-Interest Income	14.58	20.73	5.24	-171.46	22.83	28.09
Non-Interest Income Growth	-28.77%	295.21%	-	-	-18.71%	43.30%
Revenues Before Loan Losses	220.43	201.04	167.31	-18.18	215.42	203.09
Provision for Credit Losses	3.56	0.75	1.26	6.84	-4.63	-8.51
Revenue	216.86	200.29	166.05	-25.02	220.05	211.6
Revenue Growth	12.23%	20.62%	-	-	4.00%	13.38%
Compensation Expenses	64.37	60.38	52.27	51.49	56.6	56
Selling, General & Admin	49.92	48.01	48.3	53.2	48.8	47.34
Other Non-Interest Expenses	8.83	8.88	11.37	9.25	7.45	12.23
Total Non-Interest Expense	123.11	117.27	111.94	113.93	112.85	115.57
Pretax Income	102.57	83.02	54.1	-138.96	107.2	96.03
Provision for Income Taxes	19.74	15	16.09	-37.3	22.75	19.95
Net Income	82.84	68.03	38.01	-101.66	84.45	76.08
Net Income to Common	82.84	68.03	38.01	-101.66	84.45	76.08
Net Income Growth	35.20%	78.97%	-	-	11.00%	17.88%
Shares Outstanding (Basic)	127	130	131	134	136	135
Shares Outstanding (Diluted)	127	130	131	134	136	135
Shares Change	-2.02%	-0.52%	-2.16%	-1.58%	0.15%	-1.74%
EPS (Basic)	0.65	0.52	0.29	-0.76	0.62	0.56
EPS (Diluted)	0.65	0.52	0.29	-0.76	0.62	0.56
EPS Growth	38.30%	79.31%	-	-	10.71%	19.15%
Free Cash Flow	-	49.84	24	41.25	91.74	65.06
Free Cash Flow Growth	-	107.66%	-41.82%	-55.04%	41.02%	-16.79%
Free Cash Flow Per Share	-	0.38	0.18	0.31	0.68	0.48
Dividends Per Share	0.340	0.340	0.340	0.340	0.340	0.340
Dividend Growth	0%	0%	0%	0%	0%	0%
Profit Margin	38.20%	33.96%	22.89%	406.29%	38.38%	35.96%
FCF Margin	-	24.88%	14.45%	-164.86%	41.69%	30.75%
Effective Tax Rate	19.24%	18.06%	29.75%	26.84%	21.22%	20.77%

SEC Filings: 10-K · 10-Q