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Chemung Financial Corp. (CHMG)

Stock Price: $35.38 USD -1.42 (-3.86%)
Updated Oct 26, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 167.91M
Revenue (ttm) 72.86M
Net Income (ttm) 14.48M
Shares Out 4.75M
EPS (ttm) 3.76
PE Ratio 9.41
Forward PE 10.94
Dividend $1.04
Dividend Yield 2.94%

Stock Quote

Trading Day Oct 26, 2020
Last Price $35.38
Previous Close $36.80
Change ($) -1.42
Change (%) -3.86%
Day's Open 36.50
Day's Range 34.55 - 37.22
Day's Volume 65,840
52-Week Range 21.75 - 46.69

More Stats

Market Cap 167.91M
Enterprise Value 24.47M
Earnings Date (est) Jan 28, 2021
Ex-Dividend Date Sep 16, 2020
Shares Outstanding 4.75M
Float 3.79M
EPS (basic) 2.98
EPS (diluted) 3.76
FCF / Share 5.41
Dividend $1.04
Dividend Yield 2.94%
Earnings Yield 10.63%
FCF Yield 15.64%
Payout Ratio 34.90%
Shares Short 40,234
Short Ratio 6.22
Short % of Float 1.06%
Beta 0.12
PE Ratio 9.41
Forward PE 10.94
P/FCF Ratio 6.39
PS Ratio 2.30
PB Ratio 0.86
Revenue 72.86M
Operating Income 17.50M
Net Income 14.48M
Free Cash Flow 26.26M
Net Cash 143.44M
Net Cash / Share 30.22
Gross Margin 96.15%
Operating Margin 24.03%
Profit Margin 19.90%
FCF Margin 36.04%
ROA 0.92%
ROE 9.62%
ROIC 1.00%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (4)

Buy 1
Overweight 0
Hold 3
Underweight 0
Sell 0

Analyst Consensus: Overweight

Price Target

$38.00*
(7.41% upside)
Low
36.0
Current: $35.38
High
41.0
Target: 38.00
*Average 12-month price target from 4 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue74.7480.4068.4671.0469.5272.3461.9563.2060.4253.05
Revenue Growth-7.04%17.45%-3.64%2.19%-3.91%16.77%-1.98%4.61%13.89%-
Gross Profit74.7480.4068.4671.0469.5272.3461.9563.2060.4253.05
Operating Income19.0423.6414.6914.4314.0911.8712.5516.4115.5715.21
Net Income15.6119.637.4310.039.438.168.7311.0210.5410.10
Shares Outstanding4.874.834.804.764.724.684.664.644.383.61
Earnings Per Share3.214.061.552.112.001.741.872.382.402.80
EPS Growth-20.94%161.94%-26.54%5.5%14.94%-6.95%-21.43%-0.83%-14.29%-
Dividend Per Share1.041.041.041.041.041.041.041.001.001.00
Dividend Growth0%0%0%0%0%0%4%0%0%-
Operating Cash Flow26.4127.7723.6522.1414.1218.4422.9724.569.1717.82
Capital Expenditures-0.88-1.77-1.47-1.70-1.14-2.59-3.71-3.67-2.55-2.08
Free Cash Flow25.5226.0022.1820.4512.9915.8619.2620.896.6215.74
Cash & Equivalents12213030.7374.1626.1929.1651.6140.2452.9060.62
Total Debt12.174.3074.2241.4264.4382.7757.9459.9480.4564.77
Net Cash / Debt110126-43.4932.74-38.24-53.61-6.34-19.69-27.55-4.15
Assets1,7881,7551,7081,6571,6201,5251,4761,2481,216958
Liabilities1,6051,5901,5581,5131,4831,3911,3381,1171,090861
Book Value18316515014413713413913112697.41
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Chemung Financial Corp.
Country United States
Employees 362
CEO Anders M. Tomson

Stock Information

Ticker Symbol CHMG
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: CHMG

Description

Chemung Financial Corporation operates as the holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services. The company provides demand, savings, and time deposits; non-interest and interest-bearing checking accounts; and insured money market accounts. It also offers commercial and agricultural loans comprising loans to small to mid-sized businesses; commercial mortgage loans; residential mortgage loans; consumer loans, including home equity lines of credit and home equity loans; and letters of credit, wealth management, employee benefit plans, and mutual fund services. In addition, the company provides guardian, custodian, and trustee services, as well as acts as an agent for pension, profit-sharing, and other employee benefit trusts; and various investment, pension, estate planning, and employee benefit administrative services. Further, it provides securities and insurance brokerage, tax preparation, and interest rate swap services. As of March 23, 2020, the company operated through 33 branch offices located in 12 counties in New York and Bradford County in Pennsylvania. Chemung Financial Corporation was founded in 1833 and is headquartered in Elmira, New York.