Chemung Financial Statistics
Total Valuation
CHMG has a market cap or net worth of $413.34 million. The enterprise value is $479.62 million.
| Market Cap | 413.34M |
| Enterprise Value | 479.62M |
Important Dates
The last earnings date was Thursday, October 22, 2026, after market close.
| Earnings Date | Oct 22, 2026 |
| Ex-Dividend Date | Sep 17, 2026 |
Share Statistics
CHMG has 4.84 million shares outstanding. The number of shares has increased by 0.73% in one year.
| Current Share Class | 4.84M |
| Shares Outstanding | 4.84M |
| Shares Change (YoY) | +0.73% |
| Shares Change (QoQ) | +1.44% |
| Owned by Insiders (%) | 19.96% |
| Owned by Institutions (%) | 50.96% |
| Float | 3.23M |
Valuation Ratios
The trailing PE ratio is 10.72 and the forward PE ratio is 10.20.
| PE Ratio | 10.72 |
| Forward PE | 10.20 |
| PS Ratio | 3.34 |
| Forward PS | 3.13 |
| PB Ratio | 1.51 |
| P/TBV Ratio | 1.64 |
| P/FCF Ratio | 9.11 |
| P/OCF Ratio | 8.83 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 12.48 |
| EV / Sales | 3.87 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.57 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.51 |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.04 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.82%.
| Return on Equity (ROE) | 14.82% |
| Return on Assets (ROA) | 1.39% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.62% |
| Revenue Per Employee | $355,974 |
| Profits Per Employee | $110,509 |
| Employee Count | 348 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CHMG has paid $12.18 million in taxes.
| Income Tax | 12.18M |
| Effective Tax Rate | 24.05% |
Stock Price Statistics
The stock price has increased by +60.90% in the last 52 weeks. The beta is 0.59, so CHMG's price volatility has been lower than the market average.
| Beta (5Y) | 0.59 |
| 52-Week Price Change | +60.90% |
| 50-Day Moving Average | 82.24 |
| 200-Day Moving Average | 69.83 |
| Relative Strength Index (RSI) | 67.34 |
| Average Volume (20 Days) | 72,763 |
Short Selling Information
The latest short interest is 151,479, so 3.13% of the outstanding shares have been sold short.
| Short Interest | 151,479 |
| Short Previous Month | 146,225 |
| Short % of Shares Out | 3.13% |
| Short % of Float | 4.69% |
| Short Ratio (days to cover) | 1.94 |
Income Statement
In the last 12 months, CHMG had revenue of $123.88 million and earned $38.46 million in profits. Earnings per share was $7.97.
| Revenue | 123.88M |
| Gross Profit | 123.88M |
| Operating Income | 51.88M |
| Pretax Income | 50.63M |
| Net Income | 38.46M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $7.97 |
Balance Sheet
The company has $71.84 million in cash and $138.12 million in debt, with a net cash position of -$66.29 million or -$13.70 per share.
| Cash & Cash Equivalents | 71.84M |
| Total Debt | 138.12M |
| Net Cash | -66.29M |
| Net Cash Per Share | -$13.70 |
| Equity (Book Value) | 273.51M |
| Book Value Per Share | 56.51 |
| Working Capital | -2.27B |
Cash Flow
In the last 12 months, operating cash flow was $46.85 million and capital expenditures -$1.46 million, giving a free cash flow of $45.39 million.
| Operating Cash Flow | 46.85M |
| Capital Expenditures | -1.46M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 34.24M |
| Free Cash Flow | 45.39M |
| FCF Per Share | $9.38 |
Margins
| Gross Margin | n/a |
| Operating Margin | 41.88% |
| Pretax Margin | 40.87% |
| Profit Margin | 31.04% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 38.79% |
Dividends & Yields
This stock pays an annual dividend of $1.44, which amounts to a dividend yield of 1.68%.
| Dividend Per Share | $1.44 |
| Dividend Yield | 1.68% |
| Dividend Growth (YoY) | 6.98% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 17.32% |
| FCF Payout Ratio | 14.71% |
| Buyback Yield | -0.73% |
| Shareholder Yield | 0.95% |
| Earnings Yield | 9.33% |
| FCF Yield | 10.98% |
Analyst Forecast
The average price target for CHMG is $92.35, which is 8.14% higher than the current price. The consensus rating is "Buy".
| Price Target | $92.35 |
| Price Target Difference | 8.14% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (3Y) | 14.38% |
| EPS Growth Forecast (3Y) | 15.30% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on June 3, 1998. It was a forward split with a ratio of 2:1.
| Last Split Date | Jun 3, 1998 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |