Chemung Financial Statistics
Total Valuation
CHMG has a market cap or net worth of $204.56 million. The enterprise value is $208.51 million.
| Market Cap | 204.56M |
| Enterprise Value | 208.51M |
Important Dates
The last earnings date was Thursday, April 18, 2024, after market close.
| Earnings Date | Apr 18, 2024 |
| Ex-Dividend Date | Mar 15, 2024 |
Share Statistics
CHMG has 4.75 million shares outstanding. The number of shares has increased by 0.83% in one year.
| Shares Outstanding | 4.75M |
| Shares Change (YoY) | +0.83% |
| Shares Change (QoQ) | +0.11% |
| Owned by Insiders (%) | 18.37% |
| Owned by Institutions (%) | 39.67% |
| Float | 3.20M |
Valuation Ratios
The trailing PE ratio is 8.16 and the forward PE ratio is 9.08.
| PE Ratio | 8.16 |
| Forward PE | 9.08 |
| PS Ratio | 2.14 |
| Forward PS | 2.05 |
| PB Ratio | 1.05 |
| P/FCF Ratio | 6.72 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 6.08, with an EV/FCF ratio of 6.85.
| EV / Earnings | 8.34 |
| EV / Sales | 2.18 |
| EV / EBITDA | 6.08 |
| EV / EBIT | 6.62 |
| EV / FCF | 6.85 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.21 |
| Debt / EBITDA | 1.19 |
| Debt / FCF | 1.34 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.90% and return on invested capital (ROIC) is 10.59%.
| Return on Equity (ROE) | 13.90% |
| Return on Assets (ROA) | 0.90% |
| Return on Capital (ROIC) | 10.59% |
| Revenue Per Employee | $282,431 |
| Profits Per Employee | $73,746 |
| Employee Count | 339 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CHMG has paid $6.50 million in taxes.
| Income Tax | 6.50M |
| Effective Tax Rate | 20.64% |
Stock Price Statistics
The stock price has increased by +7.87% in the last 52 weeks. The beta is 0.21, so CHMG's price volatility has been lower than the market average.
| Beta (1Y) | 0.21 |
| 52-Week Price Change | +7.87% |
| 50-Day Moving Average | 41.98 |
| 200-Day Moving Average | 43.12 |
| Relative Strength Index (RSI) | 57.26 |
| Average Volume (30 Days) | 6,982 |
Short Selling Information
The latest short interest is 15,214, so 0.32% of the outstanding shares have been sold short.
| Short Interest | 15,214 |
| Short Previous Month | 14,897 |
| Short % of Shares Out | 0.32% |
| Short % of Float | 0.48% |
| Short Ratio (days to cover) | 2.42 |
Income Statement
In the last 12 months, CHMG had revenue of $95.74 million and earned $25.00 million in profits. Earnings per share was $5.28.
| Revenue | 95.74M |
| Gross Profit | 95.74M |
| Operating Income | 31.50M |
| Pretax Income | 31.50M |
| Net Income | 25.00M |
| EBITDA | 34.30M |
| EBIT | 31.50M |
| Earnings Per Share (EPS) | $5.28 |
Balance Sheet
The company has $36.85 million in cash and $40.80 million in debt, giving a net cash position of -$3.95 million or -$0.83 per share.
| Cash & Cash Equivalents | 36.85M |
| Total Debt | 40.80M |
| Net Cash | -3.95M |
| Net Cash Per Share | -$0.83 |
| Equity / Book Value | 195.24M |
| Book Value Per Share | 41.10 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $30.88 million and capital expenditures -$462,000, giving a free cash flow of $30.42 million.
| Operating Cash Flow | 30.88M |
| Capital Expenditures | -462,000 |
| Free Cash Flow | 30.42M |
| FCF Per Share | $6.43 |
Margins
Gross margin is 100.00%, with operating and profit margins of 32.90% and 26.11%.
| Gross Margin | 100.00% |
| Operating Margin | 32.90% |
| Pretax Margin | 32.90% |
| Profit Margin | 26.11% |
| EBITDA Margin | 35.83% |
| EBIT Margin | 32.90% |
| FCF Margin | 31.77% |
Dividends & Yields
This stock pays an annual dividend of $1.24, which amounts to a dividend yield of 2.88%.
| Dividend Per Share | $1.24 |
| Dividend Yield | 2.88% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 23.48% |
| Buyback Yield | -0.83% |
| Shareholder Yield | 2.05% |
| Earnings Yield | 12.22% |
| FCF Yield | 14.87% |
Analyst Forecast
The average price target for CHMG is $49.00, which is 13.80% higher than the current price. The consensus rating is "Hold".
| Price Target | $49.00 |
| Price Target Difference | 13.80% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on June 3, 1998. It was a forward split with a ratio of 2:1.
| Last Split Date | Jun 3, 1998 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |