Citizens, Inc. (CIA)
Stock Price:
$6.05 USD
0.05 (0.83%)
Updated Aug 11, 2020 2:53 PM EDT - Market open
Key Info
| Market Cap |
323.63M |
| Revenue (ttm) |
245.34M |
| Net Income (ttm) |
2.39M |
| Shares Out |
49.36M |
| EPS (ttm) |
0.05 |
| PE Ratio |
121.00 |
| Forward PE |
n/a |
| Dividend |
n/a |
| Dividend Yield |
n/a |
Stock Quote
| Trading Day |
Aug 11, 2020 |
| Last Price |
$6.05 |
| Previous Close |
$6.00 |
| Change ($) |
0.05 |
| Change (%) |
0.83% |
| Day's Open |
6.04 |
| Day's Range |
5.95 - 6.18 |
| Day's Volume |
91,245 |
| 52-Week Range |
3.55 - 7.50 |
More Stats
| Market Cap |
323.63M |
| Enterprise Value |
271.25M |
| Earnings Date (est) |
n/a |
| Ex-Dividend Date |
n/a |
| Shares Outstanding |
49.36M |
| Float |
44.79M |
| EPS (basic) |
0.05 |
| EPS (diluted) |
0.05 |
| FCF / Share |
1.29 |
| Dividend |
n/a |
| Dividend Yield |
n/a |
| Earnings Yield |
0.83% |
| FCF Yield |
21.39% |
| Payout Ratio |
n/a |
| Shares Short |
6.71M |
| Short Ratio |
66.08 |
| Short % of Float |
12.84% |
| Beta |
0.36 |
| PE Ratio |
121.00 |
| Forward PE |
n/a |
| P/FCF Ratio |
4.68 |
| PS Ratio |
1.32 |
| PB Ratio |
1.03 |
| Revenue |
245.34M |
| Operating Income |
5.26M |
| Net Income |
2.39M |
| Free Cash Flow |
69.22M |
| Net Cash |
52.38M |
| Net Cash / Share |
0.98 |
| Gross Margin |
22.72% |
| Operating Margin |
2.15% |
| Profit Margin |
1.00% |
| FCF Margin |
28.22% |
| ROA |
0.19% |
| ROE |
0.91% |
| ROIC |
n/a |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Summary
Analyst Ratings (0)
| Buy |
0 |
| Overweight |
0 |
| Hold |
0 |
| Underweight |
0 |
| Sell |
0 |
Low
7.50
Current: $6.05
High
7.50
Target: 7.50
*Average 12-month price target from 1 stock analysts.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|
| Revenue | 251 | 244 | 253 | 245 | 236 | 230 | 214 | 203 | 194 | 190 |
| Revenue Growth | 2.68% | -3.41% | 2.94% | 3.87% | 2.62% | 7.77% | 5.36% | 4.43% | 2.01% | - |
| Gross Profit | 95.97 | 98.59 | 87.43 | 81.33 | 69.58 | 69.86 | 65.52 | 62.34 | 67.76 | 75.38 |
| Operating Income | 5.75 | 2.00 | -2.99 | 5.48 | -1.94 | -1.95 | 6.93 | 6.04 | 11.33 | 18.39 |
| Net Income | -1.37 | -11.06 | -38.13 | 1.97 | -3.14 | -5.97 | 4.79 | 4.53 | 8.48 | 14.70 |
| Shares Outstanding | 53.37 | 50.08 | 50.08 | 50.08 | 50.08 | 50.08 | 50.08 | 50.08 | 49.95 | 49.69 |
| Earnings Per Share | -0.03 | -0.22 | -0.77 | 0.04 | -0.06 | -0.12 | 0.10 | 0.09 | 0.17 | 0.30 |
| EPS Growth | - | - | - | - | - | - | 11.11% | -47.06% | -43.33% | - |
| Operating Cash Flow | 72.22 | 84.62 | 93.01 | 102 | 87.15 | 97.93 | 81.41 | 69.27 | 64.28 | 60.54 |
| Capital Expenditures | -0.50 | -0.64 | -1.29 | -2.16 | -0.59 | -0.48 | -0.39 | -0.62 | -1.80 | -2.02 |
| Free Cash Flow | 71.73 | 83.99 | 91.73 | 100 | 86.56 | 97.45 | 81.02 | 68.65 | 62.48 | 58.52 |
| Cash & Equivalents | 46.21 | 45.49 | 46.06 | 35.51 | 82.83 | 50.71 | 54.59 | 56.57 | 34.16 | 51.64 |
| Net Cash / Debt | 46.21 | 45.49 | 46.06 | 35.51 | 82.83 | 50.71 | 54.59 | 56.57 | 34.16 | 51.64 |
| Assets | 1,745 | 1,616 | 1,644 | 1,584 | 1,481 | 1,418 | 1,216 | 1,175 | 1,080 | 987 |
| Liabilities | 1,485 | 1,428 | 1,421 | 1,335 | 1,234 | 1,159 | 970 | 912 | 831 | 759 |
| Book Value | 260 | 188 | 224 | 249 | 247 | 258 | 246 | 263 | 248 | 228 |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
Citizens, Inc. |
| Country |
United States |
| CEO |
Gerald W. Shields |
Stock Information
| Ticker Symbol |
CIA |
| Stock Exchange |
New York Stock Exchange |
| Sector |
Financial |
| Industry |
Life Insurance |
| Unique Identifier |
NYSE: CIA |
Description
Citizens, Inc., through its subsidiaries, provides life insurance products in the United States and internationally. It operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment issues ordinary whole life insurance and endowment policies in the United States dollar-denominated amounts to foreign residents in approximately 20 countries through 1,000 independent marketing consultants, as well as through independent marketing firms and consultants throughout the United States. It also provides health insurance policies. The Home Service Insurance segment offers pre-need and final expense ordinary life insurance, and annuities to middle and lower income individuals primarily in Louisiana, Mississippi, and Arkansas. It provides its products and services through funeral homes and independent agents, as well as through a home service marketing distribution system. The company was founded in 1969 and is headquartered in Austin, Texas.