Citizens, Inc. (CIA)
| Market Cap | 192.68M -37.3% |
| Revenue (ttm) | 257.24M +4.1% |
| Net Income | 8.76M -19.5% |
| EPS | 0.17 -19.1% |
| Shares Out | 50.70M |
| PE Ratio | 22.36 |
| Forward PE | 11.87 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 65,611 |
| Open | 4.050 |
| Previous Close | 4.030 |
| Day's Range | 3.720 - 4.075 |
| 52-Week Range | 3.310 - 6.540 |
| Beta | 0.44 |
| Analysts | n/a |
| Price Target | 5.25 (+38.16%) |
| Est. Earnings | Nov 24, 2026 |
About CIA
Citizens, Inc., is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.S., Latin America, and Asia. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment, and critical illness policies to non-U.S. residents through independent marketing agencies and consultants. The Home Service Insurance segment offers final ... [Read more]
Financial Performance
In 2025, Citizens's revenue was $255.62 million, an increase of 4.33% compared to the previous year's $245.00 million. Earnings were $14.59 million, a decrease of -2.15%.
Financial StatementsAnalyst Summary
The average 12-month stock price target for CIA is $5.25, which is an increase of 38.16% from the latest price.
News
Citizens, Inc. Reports Third Quarter 2026 Financial Results
Austin, Texas--(Newsfile Corp. - November 5, 2026) - Citizens, Inc. (NYSE: CIA), a leading diversified financial services company specializing in life, living benefits, and final expense insurance, to...
Citizens Quarterly report: Q3 2026
Citizens has published its Q3 2026 quarterly earnings report on November 5, 2026.
Citizens Earnings release: Q3 2026
Citizens released its Q3 2026 earnings on November 5, 2026, summarizing the period's financial results.
Citizens Transcript: LD Micro 20th Annual Main Event Conference
Domestic final expense is driving sales growth, while a technology overhaul is intended to enable broader products and international expansion. Capital remains focused on growth opportunities rather than near-term dividends.
Citizens Slides: Investor presentation
Citizens has posted slides in relation to its latest quarterly earnings report, which was published on October 19, 2026.
Citizens, Inc. to Participate at LD Micro Annual Main Event Conference on October 20, 2026
Austin, Texas--(Newsfile Corp. - October 14, 2026) - Citizens, Inc. (NYSE: CIA), a leading diversified financial services company specializing in life, living benefits, and final expense insurance, to...
Citizens appoints Hoxworth as Chief Risk Officer
Citizens (CIA) announced that Seth Hoxworth, who currently serves as Chief Actuary, has been appointed to the additional role of Chief Risk Officer, a newly created position. Hoxworth will continue…
Citizens, Inc. Chief Actuary Seth Hoxworth Appointed Chief Risk Officer
Austin, Texas--(Newsfile Corp. - October 6, 2026) - Citizens, Inc. (NYSE: CIA), a leading diversified financial services company specializing in life, living benefits, and final expense insurance, tod...
Citizens initiated with a Buy at Freedom Broker
Freedom Broker initiated coverage of Citizens (CIA) with a Buy rating and $5.50 price target Citizens is an insurance holding company engaged in providing life insurance products, the analyst tells…
Citizens, Inc. Reports Second Quarter 2026 Financial Results
Austin, Texas--(Newsfile Corp. - August 6, 2026) - Citizens, Inc. (NYSE: CIA), a leading diversified financial services company specializing in life, living benefits, and final expense insurance, toda...
Citizens Quarterly report: Q2 2026
Citizens has published its Q2 2026 quarterly earnings report on August 6, 2026.
Citizens Earnings release: Q2 2026
Citizens released its Q2 2026 earnings on August 6, 2026, summarizing the period's financial results.
Citizens Transcript: Emerging Growth Conference 93
Operating in over 80 countries and 40+ U.S. states, the company is driving growth through domestic final expense and international life insurance, with a focus on product innovation and geographic expansion. Premium revenues and in-force business are at record highs, and new product launches are expected to unlock further market opportunities.
Citizens Slides: Investor presentation
Citizens has posted slides in relation to its latest quarterly earnings report, which was published on June 10, 2026.
Citizens, Inc. to Participate at Emerging Growth Virtual Conference on June 10, 2026
Austin, Texas--(Newsfile Corp. - June 9, 2026) - Citizens, Inc. (NYSE: CIA), a leading diversified financial services company specializing in life, living benefits, and final expense insurance, today ...
Citizens, Inc. Reports First Quarter 2026 Financial Results
Total revenues of $59.7 million in Q1 2026, up 7% from $55.7 million in Q1 2025. Adjusted total revenues of $58.7 million, from $58.5 million in Q1 2025.
Citizens Quarterly report: Q1 2026
Citizens has published its Q1 2026 quarterly earnings report on May 7, 2026.
Citizens Earnings release: Q1 2026
Citizens released its Q1 2026 earnings on May 7, 2026, summarizing the period's financial results.
Citizens Proxy statement: Proxy filing
Citizens filed a proxy statement on April 30, 2026, providing details for shareholder voting and corporate governance matters.
Citizens Proxy statement: Proxy filing
Citizens filed a proxy statement on April 30, 2026, providing details for shareholder voting and corporate governance matters.
5 Stones intelligence (5Si)® Expands Leadership Team With Senior Experts From CIA, NSA, and Homeland Security Investigations
MIAMI, Fla.--(BUSINESS WIRE)-- #CyberSecurity--5Si expands leadership with senior CIA, NSA, and HSI hires, strengthening global capabilities in threat intelligence, HUMINT, and risk advisory.
Citizens Slides: Investor presentation
Citizens has posted slides in relation to its latest quarterly earnings report, which was published on April 13, 2026.
Citizens Transcript: Emerging Growth Conference 91
Sales have shifted to a majority domestic mix, with record revenues and strong international diversification. Product modernization and white label partnerships are fueling growth, while higher investment income and actuarial updates have driven a sharp rise in domestic net income.
Citizens, Inc. to Participate at Emerging Growth Virtual Conference on April 2, 2026
Austin, Texas--(Newsfile Corp. - March 31, 2026) - Citizens, Inc. (NYSE: CIA), a leading diversified financial services company specializing in life, living benefits, and final expense insurance, toda...
Citizens, Inc. Reports Full Year and Fourth Quarter 2025 Financial Results
Highest ever full year total revenues: $255.6 million in 2025, up from $245.0 million in 2024.Adjusted total revenues of $255.5 million in 2025, from $247.6 million in 2024. Record quarter for total r...