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Citizens, Inc. (CIA)

Stock Price: $6.41 USD 0.07 (1.03%)
Updated December 1, 12:51 PM EST - Market open

Stock Price Chart

Key Info

Market Cap 337.25M
Revenue (ttm) 243.69M
Net Income (ttm) -7.58M
Shares Out 52.65M
EPS (ttm) -0.15
PE Ratio n/a
Forward PE n/a
Dividend n/a
Dividend Yield n/a

Stock Quote

Trading Day December 1
Last Price $6.41
Previous Close $6.34
Change ($) 0.07
Change (%) 1.03%
Day's Open 6.46
Day's Range 6.36 - 6.61
Day's Volume 49,148
52-Week Range 4.06 - 7.23

More Stats

Market Cap 337.25M
Enterprise Value 294.99M
Earnings Date (est) n/a
Ex-Dividend Date n/a
Shares Outstanding 52.65M
Float n/a
EPS (basic) -0.15
EPS (diluted) -0.15
FCF / Share 1.03
Dividend n/a
Dividend Yield n/a
Earnings Yield n/a
FCF Yield 16.37%
Payout Ratio n/a
Shares Short 6.69M
Short Ratio 94.94
Short % of Float n/a
Beta 0.32
PE Ratio n/a
Forward PE n/a
P/FCF Ratio 6.11
PS Ratio 1.38
PB Ratio 1.09
Revenue 243.69M
Operating Income -5.04M
Net Income -7.58M
Free Cash Flow 55.20M
Net Cash 42.26M
Net Cash / Share 0.80
Gross Margin 22.87%
Operating Margin -2.07%
Profit Margin -3.10%
FCF Margin 22.65%
ROA -0.18%
ROE -2.72%
ROIC -0.30%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$7.50*
Low
7.50
Current: $6.41
High
7.50
Target: 7.50
*Average 12-month price target from 1 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue251244253245236230214203194190
Revenue Growth2.68%-3.41%2.94%3.87%2.62%7.77%5.36%4.43%2.01%-
Gross Profit95.9798.5987.4381.3369.5869.8665.5262.3467.7675.38
Operating Income5.752.00-2.995.48-1.94-1.956.936.0411.3318.39
Net Income-1.37-11.06-38.131.97-3.14-5.974.794.538.4814.70
Shares Outstanding53.3750.0850.0850.0850.0850.0850.0850.0849.9549.69
Earnings Per Share-0.03-0.22-0.770.04-0.06-0.120.100.090.170.30
EPS Growth------11.11%-47.06%-43.33%-
Operating Cash Flow72.2284.6293.0110287.1597.9381.4169.2764.2860.54
Capital Expenditures-0.50-0.64-1.29-2.16-0.59-0.48-0.39-0.62-1.80-2.02
Free Cash Flow71.7383.9991.7310086.5697.4581.0268.6562.4858.52
Cash & Equivalents46.2145.4946.0635.5182.8350.7154.5956.5734.1651.64
Net Cash / Debt46.2145.4946.0635.5182.8350.7154.5956.5734.1651.64
Assets1,7451,6161,6441,5841,4811,4181,2161,1751,080987
Liabilities1,4851,4281,4211,3351,2341,159970912831759
Book Value260188224249247258246263248228
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Citizens, Inc.
Country United States
CEO Gerald W. Shields

Stock Information

Ticker Symbol CIA
Stock Exchange New York Stock Exchange
Sector Financial Services
Industry Insurance—Life
Unique Identifier NYSE: CIA

Description

Citizens, through its subsidiaries, provides life insurance products in the United States and internationally. It operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment issues ordinary whole life insurance and endowment policies in the United States dollar-denominated amounts to foreign residents in approximately 20 countries through 1,000 independent marketing consultants, as well as through independent marketing firms and consultants throughout the United States. It also provides health insurance policies. The Home Service Insurance segment offers pre-need and final expense ordinary life insurance, and annuities to middle and lower income individuals primarily in Louisiana, Mississippi, and Arkansas. It provides its products and services through funeral homes and independent agents, as well as through a home service marketing distribution system. The company was founded in 1969 and is headquartered in Austin, Texas.