Citizens Statistics
Total Valuation
Citizens has a market cap or net worth of $189.13 million. The enterprise value is $173.10 million.
| Market Cap | 189.13M |
| Enterprise Value | 173.10M |
Important Dates
The next estimated earnings date is Tuesday, November 24, 2026, after market close.
| Earnings Date | Nov 24, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
Citizens has 50.70 million shares outstanding. The number of shares has increased by 0.20% in one year.
| Current Share Class | 50.70M |
| Shares Outstanding | 50.70M |
| Shares Change (YoY) | +0.20% |
| Shares Change (QoQ) | -0.37% |
| Owned by Insiders (%) | 2.74% |
| Owned by Institutions (%) | 30.34% |
| Float | 45.19M |
Valuation Ratios
The trailing PE ratio is 21.94 and the forward PE ratio is 11.94.
| PE Ratio | 21.94 |
| Forward PE | 11.94 |
| PS Ratio | 0.79 |
| Forward PS | 0.77 |
| PB Ratio | 0.92 |
| P/TBV Ratio | 0.92 |
| P/FCF Ratio | 9.69 |
| P/OCF Ratio | 9.26 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 17.76, with an EV/FCF ratio of 8.93.
| EV / Earnings | 21.50 |
| EV / Sales | 0.73 |
| EV / EBITDA | 17.76 |
| EV / EBIT | 19.12 |
| EV / FCF | 8.93 |
Financial Position
The company has a current ratio of 0.63, with zero debt.
| Current Ratio | 0.63 |
| Quick Ratio | 0.28 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 3.92% and return on invested capital (ROIC) is 3.84%.
| Return on Equity (ROE) | 3.92% |
| Return on Assets (ROA) | 0.36% |
| Return on Invested Capital (ROIC) | 3.84% |
| Return on Capital Employed (ROCE) | 0.62% |
| Weighted Average Cost of Capital (WACC) | 6.65% |
| Revenue Per Employee | $1.05M |
| Profits Per Employee | $35,606 |
| Employee Count | 246 |
| Asset Turnover | 0.15 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Citizens has paid $1.09 million in taxes.
| Income Tax | 1.09M |
| Effective Tax Rate | 11.09% |
Stock Price Statistics
The stock price has decreased by -34.04% in the last 52 weeks. The beta is 0.44, so Citizens's price volatility has been lower than the market average.
| Beta (5Y) | 0.44 |
| 52-Week Price Change | -34.04% |
| 50-Day Moving Average | 3.67 |
| 200-Day Moving Average | 4.81 |
| Relative Strength Index (RSI) | 56.78 |
| Average Volume (20 Days) | 128,197 |
Short Selling Information
The latest short interest is 4.45 million, so 8.77% of the outstanding shares have been sold short.
| Short Interest | 4.45M |
| Short Previous Month | 4.56M |
| Short % of Shares Out | 8.77% |
| Short % of Float | 9.85% |
| Short Ratio (days to cover) | 38.36 |
Income Statement
In the last 12 months, Citizens had revenue of $257.24 million and earned $8.76 million in profits. Earnings per share was $0.17.
| Revenue | 257.24M |
| Gross Profit | 65.71M |
| Operating Income | 9.85M |
| Pretax Income | 9.85M |
| Net Income | 8.76M |
| EBITDA | 10.60M |
| EBIT | 9.85M |
| Earnings Per Share (EPS) | $0.17 |
Balance Sheet
The company has $16.03 million in cash and no debt, with a net cash position of $16.03 million or $0.32 per share.
| Cash & Cash Equivalents | 16.03M |
| Total Debt | n/a |
| Net Cash | 16.03M |
| Net Cash Per Share | $0.32 |
| Equity (Book Value) | 221.50M |
| Book Value Per Share | 4.37 |
| Working Capital | -36.20M |
Cash Flow
In the last 12 months, operating cash flow was $22.08 million and capital expenditures -$997,000, giving a free cash flow of $21.08 million.
| Operating Cash Flow | 22.08M |
| Capital Expenditures | -997,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 21.08M |
| FCF Per Share | $0.42 |
Margins
Gross margin is 25.54%, with operating and profit margins of 3.83% and 3.41%.
| Gross Margin | 25.54% |
| Operating Margin | 3.83% |
| Pretax Margin | 3.83% |
| Profit Margin | 3.41% |
| EBITDA Margin | 4.12% |
| EBIT Margin | 3.83% |
| FCF Margin | 8.19% |
Dividends & Yields
Citizens does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | -0.20% |
| Shareholder Yield | -0.20% |
| Earnings Yield | 4.56% |
| FCF Yield | 10.32% |
Analyst Forecast
| Price Target | $5.25 |
| Price Target Difference | 40.75% |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | 2.20% |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
The last stock split was on December 13, 2005. It was a forward split with a ratio of 1.07:1.
| Last Split Date | Dec 13, 2005 |
| Split Type | Forward |
| Split Ratio | 1.07:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |