Cincinnati Financial Corporation (CINF)

Cincinnati Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 27, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	25,518	25,481	22,462	16,234	16,094	18,359
Market Cap Growth	22.13%	13.44%	38.37%	0.87%	-12.34%	30.60%
Enterprise Value	24,973	24,904	21,584	16,204	15,898	18,178
PE Ratio	10.81	10.65	9.80	8.81	-	6.19
PS Ratio	2.02	2.02	1.98	1.62	2.45	1.91
PB Ratio	1.60	1.60	1.61	1.34	1.52	1.40
P/FCF Ratio	8.25	8.24	8.55	7.98	7.90	9.34
P/OCF Ratio	8.20	8.19	8.48	7.91	7.84	9.27
EV/Sales Ratio	1.98	1.97	1.90	1.62	2.42	1.89
EV/EBITDA Ratio	7.80	7.78	7.10	6.64	-	4.70
EV/EBIT Ratio	8.23	8.21	7.42	6.95	-	4.85
EV/FCF Ratio	8.08	8.05	8.22	7.97	7.81	9.25
Debt / Equity Ratio	0.06	0.06	0.06	0.07	0.08	0.07
Debt / EBITDA Ratio	0.28	0.28	0.29	0.36	-	0.23
Debt / FCF Ratio	0.29	0.29	0.33	0.43	0.44	0.46
Net Debt / Equity Ratio	-0.03	-0.03	-0.01	0.00	-0.04	-0.02
Net Debt / EBITDA Ratio	-0.17	-0.17	-0.04	-0.01	0.73	-0.06
Net Debt / FCF Ratio	-0.18	-0.18	-0.04	-0.02	-0.18	-0.12
Quick Ratio	0.53	0.53	0.90	0.87	0.98	0.99
Current Ratio	0.64	0.64	1.08	1.10	1.23	1.24
Asset Turnover	0.33	0.33	0.33	0.32	0.22	0.33
Return on Equity (ROE)	16.04%	16.04%	17.61%	16.27%	-4.12%	24.84%
Return on Assets (ROA)	4.89%	4.89%	5.25%	4.66%	-1.31%	7.96%
Return on Invested Capital (ROIC)	14.72%	15.41%	16.81%	15.45%	-5.04%	23.44%
Earnings Yield	9.38%	9.39%	10.20%	11.35%	-3.03%	16.17%
FCF Yield	12.12%	12.13%	11.70%	12.53%	12.66%	10.71%
Dividend Yield	2.28%	2.13%	2.31%	3.04%	2.91%	2.45%
Payout Ratio	23.40%	21.94%	21.38%	24.63%	-	13.31%
Buyback Yield / Dilution	0.06%	0.06%	0.19%	0.44%	2.40%	-0.18%
Total Shareholder Return	2.34%	2.19%	2.50%	3.48%	5.31%	2.26%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q