Cincinnati Financial Corporation (CINF)
NASDAQ: CINF · Real-Time Price · USD
181.19
-0.68 (-0.37%)
At close: Oct 30, 2026, 4:00 PM EDT
182.52
+1.33 (0.73%)
After-hours: Oct 30, 2026, 7:31 PM EDT
Cincinnati Financial Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 13,275 | 12,631 | 11,337 | 10,013 | 6,563 | 9,626 |
Revenue Growth | 9.91% | 11.41% | 13.22% | 52.57% | -31.82% | 27.73% |
Operating Income Operating Income Growth | 3,347 | 3,033 | 2,911 | 2,330 | -641 | 3,751 |
Net Income Net Income Growth | 2,664 | 2,393 | 2,292 | 1,843 | -487 | 2,968 |
Earnings Per Share EPS Growth | 17.04 | 15.17 | 14.53 | 11.66 | -3.07 | 18.24 |
EPS Growth | 26.79% | 4.41% | 24.61% | - | - | 143.52% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Commercial Lines Insurance Commercial Lines Insurance Growth | 5,009 | 4,868 | 4,490 | 4,268 | 4,028 | 3,678 |
Personal Lines Insurance Personal Lines Insurance Growth | 3,505 | 3,204 | 2,628 | 2,048 | 1,693 | 1,546 |
Excess and Surplus Lines Insurance Excess and Surplus Lines Insurance Growth | 748 | 702 | 618 | 545 | 487 | 400 |
Life Insurance Life Insurance Growth | 348 | 336 | 326 | 323 | 305 | 299 |
Investment Investment Growth | 2,708 | 2,607 | 2,416 | 2,021 | -686 | 3,123 |
Other Segment Other Segment Growth | 956 | 914 | 859 | 808 | 736 | 580 |
Revenue (Total) Revenue (Total) Growth | 13,275 | 12,631 | 11,337 | 10,013 | 6,563 | 9,626 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 1,239 | 1,431 | 983 | 907 | 1,264 | 1,139 |
Total Debt Total Debt Growth | 875 | 886 | 875 | 874 | 891 | 897 |
Net Cash (Debt) Net Cash Growth | 364 | 545 | 108 | 33 | 373 | 242 |
Net Cash Growth | -36.91% | 404.63% | 227.27% | -91.15% | 54.13% | 24100.00% |
Net Cash Per Share Net Cash Per Share Growth | 2.33 | 3.46 | 0.68 | 0.21 | 2.35 | 1.49 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 3,094 | 3,112 | 2,649 | 2,052 | 2,052 | 1,981 |
Capital Expenditures CapEx Growth | -16 | -20 | -22 | -18 | -15 | -15 |
Free Cash Flow Free Cash Flow Growth | 3,078 | 3,092 | 2,627 | 2,034 | 2,037 | 1,966 |
Free Cash Flow Growth | 10.28% | 17.70% | 29.15% | -0.15% | 3.61% | 33.65% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 25.21% | 24.01% | 25.68% | 23.27% | -9.77% | 38.97% |
Pretax Margin | 24.82% | 23.59% | 25.21% | 22.73% | -10.57% | 38.42% |
Profit Margin | 20.07% | 18.95% | 20.22% | 18.41% | -7.42% | 30.83% |
FCF Margin | 23.19% | 24.48% | 23.17% | 20.31% | 31.04% | 20.42% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 3.760 | 3.480 | 3.240 | 3.000 | 2.760 | 2.520 |
Dividend Per Share Growth | 7.89% | 7.41% | 8.00% | 8.70% | 9.52% | 5.00% |
Dividend Yield | 2.08% | 2.12% | 2.26% | 2.90% | 2.69% | 2.20% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 10.63 | 10.65 | 9.80 | 8.81 | - | 6.19 |
Forward PE | 20.03 | 19.67 | 21.56 | 17.48 | 22.62 | 22.81 |
P/FCF Ratio | 9.04 | 8.24 | 8.55 | 7.98 | 7.90 | 9.34 |
PS Ratio | 2.10 | 2.02 | 1.98 | 1.62 | 2.45 | 1.91 |