Cincinnati Financial Corporation (CINF)
NASDAQ: CINF · Real-Time Price · USD
173.64
-0.23 (-0.13%)
Aug 11, 2026, 12:39 PM EDT - Market open

Cincinnati Financial Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
13,95412,63111,33710,0136,5639,626
Revenue Growth
19.55%11.41%13.22%52.57%-31.82%27.73%
Operating Income
4,2083,0332,9112,330-6413,751
Net Income
3,3272,3932,2921,843-4872,968
Earnings Per Share
21.2815.1714.5311.66-3.0618.43
EPS Growth
83.77%4.41%24.61%--144.11%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Commercial Lines Insurance
4,9684,8684,4904,2684,0283,678
Personal Lines Insurance
3,4553,2042,6282,0481,6931,546
Excess and Surplus Lines Insurance
735702618545487400
Life Insurance
345336326323305299
Investment
3,5112,6072,4162,021-6863,123
Other Segment
939914859808736580
Revenue (Total)
13,95412,63111,33710,0136,5639,626

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
1,7501,4319839071,2641,139
Total Debt
859861850849841843
Net Cash (Debt)
-859-861-850-849-841-843
Net Cash Growth
------
Net Cash Per Share
-5.47-5.46-5.39-5.37-5.30-5.18

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
3,4173,1122,6492,0522,0521,981
Capital Expenditures
-17-20-22-18-15-15
Free Cash Flow
3,4003,0922,6272,0342,0371,966
Free Cash Flow Growth
31.38%17.70%29.15%-0.15%3.61%33.65%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
30.16%24.01%25.68%23.27%-9.77%38.97%
Pretax Margin
29.78%23.59%25.21%22.73%-10.57%38.42%
Profit Margin
23.84%18.95%20.22%18.41%-7.42%30.83%
FCF Margin
24.37%24.48%23.17%20.31%31.04%20.42%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
3.7603.4803.2403.0002.7602.520
Dividend Per Share Growth
7.74%7.41%8.00%8.70%9.52%5.00%
Dividend Yield
2.17%2.06%2.18%2.80%2.60%2.15%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.2010.779.898.87-6.18
Forward PE
19.8919.6721.5617.4822.6222.81
P/FCF Ratio
7.858.218.567.997.909.29
PS Ratio
1.912.011.981.622.451.90