Cincinnati Financial Statistics
Total Valuation
CINF has a market cap or net worth of $26.65 billion. The enterprise value is $25.78 billion.
| Market Cap | 26.65B |
| Enterprise Value | 25.78B |
Important Dates
The last earnings date was Monday, July 27, 2026, after market close.
| Earnings Date | Jul 27, 2026 |
| Ex-Dividend Date | Jun 23, 2026 |
Share Statistics
CINF has 153.48 million shares outstanding. The number of shares has decreased by -0.57% in one year.
| Current Share Class | 153.48M |
| Shares Outstanding | 153.48M |
| Shares Change (YoY) | -0.57% |
| Shares Change (QoQ) | -0.83% |
| Owned by Insiders (%) | 1.78% |
| Owned by Institutions (%) | 69.77% |
| Float | 147.02M |
Valuation Ratios
The trailing PE ratio is 8.20 and the forward PE ratio is 19.89. CINF's PEG ratio is 3.46.
| PE Ratio | 8.20 |
| Forward PE | 19.89 |
| PS Ratio | 1.91 |
| Forward PS | 2.16 |
| PB Ratio | 1.60 |
| P/TBV Ratio | 1.60 |
| P/FCF Ratio | 7.85 |
| P/OCF Ratio | 7.81 |
| PEG Ratio | 3.46 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 5.91, with an EV/FCF ratio of 7.59.
| EV / Earnings | 7.76 |
| EV / Sales | 1.85 |
| EV / EBITDA | 5.91 |
| EV / EBIT | 6.13 |
| EV / FCF | 7.59 |
Financial Position
The company has a current ratio of 1.15, with a Debt / Equity ratio of 0.05.
| Current Ratio | 1.15 |
| Quick Ratio | 0.97 |
| Debt / Equity | 0.05 |
| Debt / EBITDA | 0.20 |
| Debt / FCF | 0.26 |
| Interest Coverage | 79.40 |
Financial Efficiency
Return on equity (ROE) is 21.48% and return on invested capital (ROIC) is 19.74%.
| Return on Equity (ROE) | 21.48% |
| Return on Assets (ROA) | 6.41% |
| Return on Invested Capital (ROIC) | 19.74% |
| Return on Capital Employed (ROCE) | 11.22% |
| Weighted Average Cost of Capital (WACC) | 7.22% |
| Revenue Per Employee | $2.45M |
| Profits Per Employee | $583,173 |
| Employee Count | 5,705 |
| Asset Turnover | 0.34 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CINF has paid $828.00 million in taxes.
| Income Tax | 828.00M |
| Effective Tax Rate | 19.93% |
Stock Price Statistics
The stock price has increased by +15.49% in the last 52 weeks. The beta is 0.55, so CINF's price volatility has been lower than the market average.
| Beta (5Y) | 0.55 |
| 52-Week Price Change | +15.49% |
| 50-Day Moving Average | 175.98 |
| 200-Day Moving Average | 166.24 |
| Relative Strength Index (RSI) | 42.25 |
| Average Volume (20 Days) | 788,000 |
Short Selling Information
The latest short interest is 3.41 million, so 2.22% of the outstanding shares have been sold short.
| Short Interest | 3.41M |
| Short Previous Month | 4.00M |
| Short % of Shares Out | 2.22% |
| Short % of Float | 2.32% |
| Short Ratio (days to cover) | 3.36 |
Income Statement
In the last 12 months, CINF had revenue of $13.95 billion and earned $3.33 billion in profits. Earnings per share was $21.19.
| Revenue | 13.95B |
| Gross Profit | 4.34B |
| Operating Income | 4.21B |
| Pretax Income | 4.16B |
| Net Income | 3.33B |
| EBITDA | 4.37B |
| EBIT | 4.21B |
| Earnings Per Share (EPS) | $21.19 |
Balance Sheet
The company has $1.89 billion in cash and $876.00 million in debt, with a net cash position of $874.00 million or $5.69 per share.
| Cash & Cash Equivalents | 1.89B |
| Total Debt | 876.00M |
| Net Cash | 874.00M |
| Net Cash Per Share | $5.69 |
| Equity (Book Value) | 16.67B |
| Book Value Per Share | 108.68 |
| Working Capital | 866.00M |
Cash Flow
In the last 12 months, operating cash flow was $3.42 billion and capital expenditures -$17.00 million, giving a free cash flow of $3.40 billion.
| Operating Cash Flow | 3.42B |
| Capital Expenditures | -17.00M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -8.00M |
| Free Cash Flow | 3.40B |
| FCF Per Share | $22.15 |
Margins
Gross margin is 31.07%, with operating and profit margins of 30.16% and 23.84%.
| Gross Margin | 31.07% |
| Operating Margin | 30.16% |
| Pretax Margin | 29.78% |
| Profit Margin | 23.84% |
| EBITDA Margin | 31.28% |
| EBIT Margin | 30.16% |
| FCF Margin | 24.37% |
Dividends & Yields
This stock pays an annual dividend of $3.76, which amounts to a dividend yield of 2.17%.
| Dividend Per Share | $3.76 |
| Dividend Yield | 2.17% |
| Dividend Growth (YoY) | 7.74% |
| Years of Dividend Growth | 65 |
| Payout Ratio | 17.74% |
| Buyback Yield | 0.57% |
| Shareholder Yield | 2.73% |
| Earnings Yield | 12.47% |
| FCF Yield | 12.74% |
Analyst Forecast
The average price target for CINF is $190.83, which is 9.90% higher than the current price. The consensus rating is "Hold".
| Price Target | $190.83 |
| Price Target Difference | 9.90% |
| Analyst Consensus | Hold |
| Analyst Count | 8 |
| Revenue Growth Forecast (3Y) | 0.76% |
| EPS Growth Forecast (3Y) | 6.04% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on April 4, 2005. It was a forward split with a ratio of 1.05:1.
| Last Split Date | Apr 4, 2005 |
| Split Type | Forward |
| Split Ratio | 1.05:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |