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Cincinnati Financial Corporation (CINF)

Stock Price: $84.29 USD 4.47 (5.60%)
Updated Oct 21, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 13.56B
Revenue (ttm) 6.47B
Net Income (ttm) 557.00M
Shares Out 160.85M
EPS (ttm) 3.42
PE Ratio 24.65
Forward PE 20.33
Dividend $2.40
Dividend Yield 2.85%

Stock Quote

Trading Day Oct 21, 2020
Last Price $84.29
Previous Close $79.82
Change ($) 4.47
Change (%) 5.60%
Day's Open 79.82
Day's Range 79.82 - 84.60
Day's Volume 652,753
52-Week Range 46.07 - 117.90

More Stats

Market Cap 13.56B
Enterprise Value 13.82B
Earnings Date (est) Oct 26, 2020
Ex-Dividend Date Sep 15, 2020
Shares Outstanding 160.85M
Float 148.53M
EPS (basic) 3.44
EPS (diluted) 3.42
FCF / Share 8.24
Dividend $2.40
Dividend Yield 2.85%
Earnings Yield 4.06%
FCF Yield 9.77%
Payout Ratio 67.40%
Shares Short 4.64M
Short Ratio 5.75
Short % of Float 3.12%
Beta 0.58
PE Ratio 24.65
Forward PE 20.33
P/FCF Ratio 10.23
PS Ratio 2.10
PB Ratio 1.37
Revenue 6.47B
Operating Income 698.00M
Net Income 557.00M
Free Cash Flow 1.33B
Net Cash -261.00M
Net Cash / Share -1.62
Gross Margin 40.73%
Operating Margin 10.79%
Profit Margin 8.60%
FCF Margin 20.49%
ROA 1.75%
ROE 6.06%
ROIC 2.80%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (7)

Buy 2
Overweight 0
Hold 3
Underweight 0
Sell 2

Analyst Consensus: Hold

Price Target

$82.00*
(-2.72% downside)
Low
65.0
Current: $84.29
High
100.0
Target: 82.00
*Average 12-month price target from 6 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue7,9245,4075,7325,4495,1424,9454,5314,1113,8033,772
Revenue Growth46.55%-5.67%5.19%5.97%3.98%9.14%10.22%8.1%0.82%-
Gross Profit4,2861,9172,3422,3422,3342,0892,0261,7891,2791,592
Operating Income2,525304783865934774768620227552
Net Income1,9972871,045591634525517421164375
Shares Outstanding163163164165164163164163162163
Earnings Per Share12.101.756.293.553.833.183.122.571.012.30
EPS Growth591.43%-72.18%77.18%-7.31%20.44%1.92%21.4%154.46%-56.09%-
Dividend Per Share2.242.122.501.922.301.761.651.621.611.59
Dividend Growth5.66%-15.2%30.21%-16.52%30.68%6.41%2.04%0.93%1.01%-
Operating Cash Flow1,2081,1811,0521,1151,075873796638247531
Capital Expenditures-24.00-20.00-16.00-13.00-10.00-9.00-7.00-6.00-7.00-17.00
Free Cash Flow1,1841,1611,0361,1021,065864789632240514
Cash & Equivalents767784657777544591433487438385
Total Debt885866851846856871939931925856
Net Cash / Debt-118-82.00-194-69.00-312-280-506-444-487-471
Assets25,40821,93521,84320,38618,88818,74817,66216,54815,63515,095
Liabilities15,54414,10213,60013,32612,46112,17511,59211,09510,60210,063
Book Value9,8647,8338,2437,0606,4276,5736,0705,4535,0335,032
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Cincinnati Financial Corporation
Country United States
Employees 5,148
CEO Steven J. Johnston

Stock Information

Ticker Symbol CINF
Stock Exchange NASDAQ
Sector Financial Services
Industry Insurance—Property & Casualty
Unique Identifier NASDAQ: CINF

Description

Cincinnati Financial Corporation, together with its subsidiary, provides property casualty insurance products in the United States. The company operates in five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty, commercial property, commercial auto, and workers' compensation. It also provides director and officer liability insurance, contract and commercial surety bonds, and fidelity bonds; and machinery and equipment coverage. The Personal Lines Insurance segment offers personal auto insurance; homeowners insurance; and dwelling fire, inland marine, personal umbrella liability, and watercraft coverages to individuals. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance products; universal life insurance products; worksite products, such as term life; and whole life insurance products, as well as markets deferred annuities and immediate annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio.