Cincinnati Financial Statistics
Total Valuation
CINF has a market cap or net worth of $25.52 billion. The enterprise value is $24.97 billion.
Important Dates
The last earnings date was Monday, February 9, 2026, after market close.
| Earnings Date | Feb 9, 2026 |
| Ex-Dividend Date | Mar 24, 2026 |
Share Statistics
CINF has 155.62 million shares outstanding. The number of shares has decreased by -0.06% in one year.
| Current Share Class | 155.62M |
| Shares Outstanding | 155.62M |
| Shares Change (YoY) | -0.06% |
| Shares Change (QoQ) | -0.19% |
| Owned by Insiders (%) | 1.69% |
| Owned by Institutions (%) | 70.41% |
| Float | 152.83M |
Valuation Ratios
The trailing PE ratio is 10.81 and the forward PE ratio is 19.19. CINF's PEG ratio is 3.62.
| PE Ratio | 10.81 |
| Forward PE | 19.19 |
| PS Ratio | 2.02 |
| Forward PS | 2.11 |
| PB Ratio | 1.60 |
| P/TBV Ratio | 1.61 |
| P/FCF Ratio | 8.25 |
| P/OCF Ratio | 8.20 |
| PEG Ratio | 3.62 |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 7.80, with an EV/FCF ratio of 8.08.
| EV / Earnings | 10.44 |
| EV / Sales | 1.98 |
| EV / EBITDA | 7.80 |
| EV / EBIT | 8.23 |
| EV / FCF | 8.08 |
Financial Position
The company has a current ratio of 0.64, with a Debt / Equity ratio of 0.06.
| Current Ratio | 0.64 |
| Quick Ratio | 0.53 |
| Debt / Equity | 0.06 |
| Debt / EBITDA | 0.28 |
| Debt / FCF | 0.29 |
| Interest Coverage | 57.23 |
Financial Efficiency
Return on equity (ROE) is 16.04% and return on invested capital (ROIC) is 14.72%.
| Return on Equity (ROE) | 16.04% |
| Return on Assets (ROA) | 4.89% |
| Return on Invested Capital (ROIC) | 14.72% |
| Return on Capital Employed (ROCE) | 9.52% |
| Weighted Average Cost of Capital (WACC) | 7.70% |
| Revenue Per Employee | $2.21M |
| Profits Per Employee | $419,457 |
| Employee Count | 5,705 |
| Asset Turnover | 0.33 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CINF has paid $587.00 million in taxes.
| Income Tax | 587.00M |
| Effective Tax Rate | 19.70% |
Stock Price Statistics
The stock price has increased by +16.98% in the last 52 weeks. The beta is 0.65, so CINF's price volatility has been lower than the market average.
| Beta (5Y) | 0.65 |
| 52-Week Price Change | +16.98% |
| 50-Day Moving Average | 163.56 |
| 200-Day Moving Average | 156.59 |
| Relative Strength Index (RSI) | 50.90 |
| Average Volume (20 Days) | 805,532 |
Short Selling Information
The latest short interest is 2.25 million, so 1.44% of the outstanding shares have been sold short.
| Short Interest | 2.25M |
| Short Previous Month | 2.43M |
| Short % of Shares Out | 1.44% |
| Short % of Float | 1.47% |
| Short Ratio (days to cover) | 3.49 |
Income Statement
In the last 12 months, CINF had revenue of $12.63 billion and earned $2.39 billion in profits. Earnings per share was $15.17.
| Revenue | 12.63B |
| Gross Profit | 3.16B |
| Operating Income | 3.03B |
| Pretax Income | 2.98B |
| Net Income | 2.39B |
| EBITDA | 3.20B |
| EBIT | 3.03B |
| Earnings Per Share (EPS) | $15.17 |
Full Income StatementBalance Sheet
The company has $1.58 billion in cash and $886.00 million in debt, with a net cash position of $545.00 million or $3.50 per share.
| Cash & Cash Equivalents | 1.58B |
| Total Debt | 886.00M |
| Net Cash | 545.00M |
| Net Cash Per Share | $3.50 |
| Equity (Book Value) | 15.91B |
| Book Value Per Share | 102.39 |
| Working Capital | -3.30B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $3.11 billion and capital expenditures -$20.00 million, giving a free cash flow of $3.09 billion.
| Operating Cash Flow | 3.11B |
| Capital Expenditures | -20.00M |
| Free Cash Flow | 3.09B |
| FCF Per Share | $19.87 |
Full Cash Flow StatementMargins
Gross margin is 25.02%, with operating and profit margins of 24.01% and 18.95%.
| Gross Margin | 25.02% |
| Operating Margin | 24.01% |
| Pretax Margin | 23.59% |
| Profit Margin | 18.95% |
| EBITDA Margin | 25.34% |
| EBIT Margin | 24.01% |
| FCF Margin | 24.48% |
Dividends & Yields
This stock pays an annual dividend of $3.76, which amounts to a dividend yield of 2.28%.
| Dividend Per Share | $3.76 |
| Dividend Yield | 2.28% |
| Dividend Growth (YoY) | 7.58% |
| Years of Dividend Growth | 65 |
| Payout Ratio | 23.40% |
| Buyback Yield | 0.06% |
| Shareholder Yield | 2.34% |
| Earnings Yield | 9.38% |
| FCF Yield | 12.12% |
Dividend DetailsAnalyst Forecast
The average price target for CINF is $177.25, which is 8.09% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $177.25 |
| Price Target Difference | 8.09% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on April 4, 2005. It was a forward split with a ratio of 1.05:1.
| Last Split Date | Apr 4, 2005 |
| Split Type | Forward |
| Split Ratio | 1.05:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
