Columbia Financial, Inc. (CLBK)

Columbia Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2023	FY 2022
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Sep 30, 2023	Dec 31, 2022
Net Interest Income	221.63	177.98	205.88	205.88	266.78
Net Interest Income Growth	24.53%	-13.55%	-	-22.83%	-
Non-Interest Income	37.07	1.89	27.38	27.38	30.4
Non-Interest Income Growth	1857.18%	-93.08%	-	-9.94%	0.23%
Revenues Before Loan Losses	258.7	179.88	233.26	233.26	297.18
Provision for Credit Losses	9.82	14.45	4.79	4.79	5.49
Revenue	248.88	165.43	228.47	228.47	291.69
Revenue Growth (YoY)	50.45%	-27.59%	-	-21.68%	0.02%
Compensation Expenses	119.15	109.49	120.85	120.85	116.93
Selling, General & Admin	54.77	55.73	50.6	50.6	46.97
Other Non-Interest Expenses	6.97	16.11	10.98	10.68	10.92
Total Non-Interest Expense	180.89	181.34	182.42	182.42	174.82
Pretax Income	67.99	-15.91	46.05	46.05	116.88
Provision for Income Taxes	16.22	-4.26	9.97	9.97	30.7
Net Income	51.77	-11.65	36.09	36.09	86.17
Net Income to Common	51.77	-11.65	36.09	36.09	86.17
Net Income Growth	-	-	-	-58.12%	-
Shares Outstanding (Basic)	102	102	103	25,491	106
Shares Outstanding (Diluted)	102	102	103	25,532	106
Shares Change (YoY)	-0.03%	-1.03%	-99.60%	23942.74%	0.01%
EPS (Basic)	0.51	-0.11	0.35	0.35	0.82
EPS (Diluted)	0.51	-0.11	0.35	0.35	0.81
EPS Growth	-	-	-	-56.79%	-1.22%
Free Cash Flow	58.56	25.88	33.08	33.08	134.95
Free Cash Flow Growth	126.32%	-21.78%	-	-75.49%	-
Free Cash Flow Per Share	0.58	0.25	0.32	0.00	1.27
Profit Margin	20.80%	-7.04%	15.79%	15.79%	29.54%
FCF Margin	23.53%	15.64%	14.48%	14.48%	46.27%
EBITDA	17.63	18.18	21.32	21.32	22.19
EBITDA Margin	7.09%	10.99%	9.33%	9.33%	7.61%
Effective Tax Rate	23.86%	26.76%	21.64%	21.64%	26.27%

Updated Feb 2, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q