Columbia Financial, Inc. (CLBK)
Stock Price:
$12.92 USD
0.29 (2.30%)
Updated Oct 23, 2020 4:00 PM EDT - Market closed
Key Info
| Market Cap |
1.43B |
| Revenue (ttm) |
208.96M |
| Net Income (ttm) |
49.63M |
| Shares Out |
110.90M |
| EPS (ttm) |
0.45 |
| PE Ratio |
28.71 |
| Forward PE |
27.47 |
| Dividend |
n/a |
| Dividend Yield |
n/a |
Stock Quote
| Trading Day |
Oct 23, 2020 |
| Last Price |
$12.92 |
| Previous Close |
$12.63 |
| Change ($) |
0.29 |
| Change (%) |
2.30% |
| Day's Open |
12.62 |
| Day's Range |
12.62 - 13.00 |
| Day's Volume |
204,110 |
| 52-Week Range |
10.27 - 17.34 |
More Stats
| Market Cap |
1.43B |
| Enterprise Value |
2.37B |
| Earnings Date (est) |
Feb 4, 2021 |
| Ex-Dividend Date |
n/a |
| Shares Outstanding |
110.90M |
| Float |
48.53M |
| EPS (basic) |
0.45 |
| EPS (diluted) |
0.45 |
| FCF / Share |
1.05 |
| Dividend |
n/a |
| Dividend Yield |
n/a |
| Earnings Yield |
3.48% |
| FCF Yield |
8.16% |
| Payout Ratio |
n/a |
| Shares Short |
783,652 |
| Short Ratio |
3.35 |
| Short % of Float |
1.61% |
| Beta |
0.19 |
| PE Ratio |
28.71 |
| Forward PE |
27.47 |
| P/FCF Ratio |
12.26 |
| PS Ratio |
6.86 |
| PB Ratio |
1.40 |
| Revenue |
208.96M |
| Operating Income |
65.71M |
| Net Income |
49.63M |
| Free Cash Flow |
116.91M |
| Net Cash |
-940.80M |
| Net Cash / Share |
-8.48 |
| Gross Margin |
95.61% |
| Operating Margin |
31.44% |
| Profit Margin |
23.80% |
| FCF Margin |
55.95% |
| ROA |
0.62% |
| ROE |
4.84% |
| ROIC |
0.70% |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Summary
Analyst Ratings (2)
| Buy |
1 |
| Overweight |
0 |
| Hold |
1 |
| Underweight |
0 |
| Sell |
0 |
Analyst Consensus: Overweight
Price Target
$12.75*
(-1.32% downside)
Low
12.0
Current: $12.92
High
13.5
Target: 12.75
*Average 12-month price target from 2 stock analysts.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 |
|---|
| Revenue | 200 | 179 | 151 | 144 |
| Revenue Growth | 11.58% | 18.95% | 4.88% | - |
| Gross Profit | 200 | 179 | 151 | 144 |
| Operating Income | 71.08 | 33.66 | 47.08 | 49.76 |
| Net Income | 54.72 | 22.74 | 31.07 | 32.95 |
| Shares Outstanding | 111 | 111 | 101 | - |
| Earnings Per Share | 0.49 | 0.20 | - | - |
| EPS Growth | 145% | - | - | - |
| Operating Cash Flow | 124 | 60.21 | 36.04 | 58.99 |
| Capital Expenditures | -19.34 | -13.26 | -6.51 | -3.67 |
| Free Cash Flow | 104 | 46.95 | 29.53 | 55.33 |
| Cash & Equivalents | 75.55 | 42.20 | 101 | 45.69 |
| Total Debt | 1,443 | 1,221 | 760 | 711 |
| Net Cash / Debt | -1,367 | -1,179 | -659 | -665 |
| Assets | 8,189 | 6,692 | 5,429 | 5,037 |
| Liabilities | 7,206 | 5,720 | 4,953 | 4,598 |
| Book Value | 983 | 972 | 476 | 440 |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
Columbia Financial, Inc. |
| Country |
United States |
| Employees |
595 |
| CEO |
Thomas J. Kemly |
Stock Information
| Ticker Symbol |
CLBK |
| Stock Exchange |
NASDAQ |
| Sector |
Financial Services |
| Industry |
Banks—Regional |
| Unique Identifier |
NASDAQ: CLBK |
Description
Columbia Financial operates as the bank holding company for Columbia Bank that provides financial services to businesses and consumers in the United States. The company offers non-interest bearing demand deposits, such as individual checking and commercial checking accounts; interest bearing demand accounts comprising interest earning checking accounts and municipal accounts; and savings and club accounts, money market accounts, and certificates of deposit. It also provides loans, including multifamily and commercial real estate loans, commercial business loans, one- to four-family residential loans, construction loans, home equity loans and advances, and other consumer loans. In addition, the company offers title insurance products; wealth management services; and cash management services, including remote deposit, lockbox service, and sweep accounts. As of December 31, 2019, it operated 64 full-service banking offices in ten of New Jersey's 21 counties. The company was founded in 1927 and is headquartered in Fair Lawn, New Jersey. Columbia Financial, Inc. is a subsidiary of Columbia Bank MHC.