Columbia Financial, Inc. (CLBK)
Stock Price:
$13.06 USD
-0.18 (-1.32%)
Updated Jul 8, 2020 4:00 PM EDT - Market closed
Key Info
| Market Cap |
1.50B |
| Revenue (ttm) |
199.32M |
| Net Income (ttm) |
46.56M |
| Shares Out |
115.07M |
| EPS (ttm) |
0.42 |
| PE Ratio |
31.08 |
| Forward PE |
39.37 |
| Dividend |
n/a |
| Dividend Yield |
n/a |
Stock Quote
| Trading Day |
Jul 8, 2020 |
| Last Price |
$13.06 |
| Previous Close |
$13.23 |
| Change ($) |
-0.18 |
| Change (%) |
-1.32% |
| Day's Open |
13.18 |
| Day's Range |
12.92 - 13.33 |
| Day's Volume |
224,862 |
| 52-Week Range |
12.00 - 17.34 |
More Stats
| Market Cap |
1.50B |
| Enterprise Value |
2.83B |
| Earnings Date (est) |
Feb 4, 2021 |
| Ex-Dividend Date |
n/a |
| Shares Outstanding |
115.07M |
| Float |
45.87M |
| EPS (basic) |
0.42 |
| EPS (diluted) |
0.42 |
| FCF / Share |
1.25 |
| Dividend |
n/a |
| Dividend Yield |
n/a |
| Earnings Yield |
3.22% |
| FCF Yield |
9.02% |
| Payout Ratio |
n/a |
| Shares Short |
749,572 |
| Short Ratio |
4.43 |
| Short % of Float |
1.49% |
| Beta |
0.40 |
| PE Ratio |
31.08 |
| Forward PE |
39.37 |
| P/FCF Ratio |
11.09 |
| PS Ratio |
7.54 |
| PB Ratio |
1.65 |
| Revenue |
199.32M |
| Operating Income |
61.67M |
| Net Income |
46.56M |
| Free Cash Flow |
135.44M |
| Net Cash |
-1.33B |
| Net Cash / Share |
-11.52 |
| Gross Margin |
100.23% |
| Operating Margin |
30.94% |
| Profit Margin |
23.40% |
| FCF Margin |
67.95% |
| ROA |
0.62% |
| ROE |
4.76% |
| ROIC |
0.70% |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Summary
Analyst Ratings (0)
| Buy |
0 |
| Overweight |
0 |
| Hold |
0 |
| Underweight |
0 |
| Sell |
0 |
Price Target
$14.50*
(11.07% upside)
Low
12.0
Current: 13.06
High
17.0
Target: 14.50
*Average 12-month price target from 2 stock analysts.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 |
|---|
| Revenue | 200 | 179 | 151 | 144 |
| Revenue Growth | 11.58% | 18.95% | 4.88% | - |
| Gross Profit | 200 | 179 | 151 | 144 |
| Operating Income | 71.08 | 33.66 | 47.08 | 49.76 |
| Net Income | 54.72 | 22.74 | 31.07 | 32.95 |
| Shares Outstanding | 111 | 111 | 101 | - |
| Earnings Per Share | 0.49 | 0.20 | - | - |
| EPS Growth | 145% | - | - | - |
| Operating Cash Flow | 124 | 60.21 | 36.04 | 58.99 |
| Capital Expenditures | -19.34 | -13.26 | -6.51 | -3.67 |
| Free Cash Flow | 104 | 46.95 | 29.53 | 55.33 |
| Cash & Equivalents | 75.55 | 42.20 | 101 | 45.69 |
| Total Debt | 1,443 | 1,221 | 760 | 711 |
| Net Cash / Debt | -1,367 | -1,179 | -659 | -665 |
| Assets | 8,189 | 6,692 | 5,429 | 5,037 |
| Liabilities | 7,206 | 5,720 | 4,953 | 4,598 |
| Book Value | 983 | 972 | 476 | 440 |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
Columbia Financial, Inc. |
| Country |
United States |
| Employees |
595 |
| CEO |
Thomas J. Kemly |
Stock Information
| Ticker Symbol |
CLBK |
| Stock Exchange |
NASDAQ |
| Sector |
Financial Services |
| Industry |
Banks—Regional |
| Unique Identifier |
NASDAQ: CLBK |
Description
Columbia Financial, Inc. operates as the bank holding company for Columbia Bank that provides financial services to businesses and consumers in the United States. The company offers non-interest bearing demand deposits, such as individual checking and commercial checking accounts; interest-bearing demand accounts comprising interest earning checking accounts and municipal accounts; and savings and club accounts, money market accounts, and certificates of deposit. It also provides loans, including commercial real estate and multifamily loans, one- to four-family residential loans, commercial business loans, construction loans, home equity loans and advances, and other consumer loans. In addition, the company offers title insurance products; and wealth management services. It operates 50 full-service banking offices in 10 of New Jersey's 21 counties. The company was founded in 1927 and is headquartered in Fair Lawn, New Jersey. Columbia Financial, Inc. is a subsidiary of Columbia Bank MHC.