Columbia Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	231.7	221.63	177.98	205.88	266.78	233.13
Net Interest Income Growth	24.50%	24.53%	-13.55%	-22.83%	14.43%	5.22%
Non-Interest Income	35.35	37.07	1.89	27.38	30.4	38.83
Non-Interest Income Growth	1113.35%	1857.18%	-93.08%	-9.94%	-21.71%	24.18%
Revenues Before Loan Losses	267.05	258.7	179.88	233.26	297.18	271.97
Provision for Credit Losses	7.85	9.82	14.45	4.79	5.49	-9.95
Revenue	259.2	248.88	165.43	228.47	291.69	281.92
Revenue Growth (YoY)	46.51%	50.45%	-27.59%	-21.68%	3.47%	20.27%
Compensation Expenses	121.67	119.15	109.49	120.85	116.93	99.53
Selling, General & Admin	54.97	54.77	55.73	50.6	46.97	41.29
Other Non-Interest Expenses	7.9	6.97	16.11	10.98	10.92	14.91
Total Non-Interest Expense	184.53	180.89	181.34	182.42	174.82	155.74
Pretax Income	74.67	67.99	-15.91	46.05	116.88	126.18
Provision for Income Taxes	18.7	16.22	-4.26	9.97	30.7	34.13
Net Income	55.97	51.77	-11.65	36.09	86.17	92.05
Net Income to Common	55.97	51.77	-11.65	36.09	86.17	92.05
Net Income Growth	-	-	-	-58.12%	-6.38%	59.80%
Shares Outstanding (Basic)	102	102	102	103	106	104
Shares Outstanding (Diluted)	102	102	102	103	106	104
Shares Change (YoY)	-0.09%	-0.03%	-1.03%	-3.11%	1.96%	-5.10%
EPS (Basic)	0.55	0.51	-0.11	0.35	0.82	0.88
EPS (Diluted)	0.55	0.51	-0.11	0.35	0.81	0.88
EPS Growth	-	-	-	-56.79%	-7.95%	69.23%
Shares Outstanding	104.14	103.99	104.76	104.92	108.97	107.44
Free Cash Flow	64.32	58.56	25.88	33.08	134.95	93.21
Free Cash Flow Growth	9.83%	126.32%	-21.78%	-75.49%	44.78%	109.84%
Free Cash Flow Per Share	0.63	0.58	0.25	0.32	1.27	0.89
Profit Margin	21.59%	20.80%	-7.04%	15.79%	29.54%	32.65%
FCF Margin	24.81%	23.53%	15.64%	14.48%	46.27%	33.06%
EBITDA	17.97	17.63	18.18	21.32	22.19	18.25
EBITDA Margin	6.93%	7.09%	10.99%	9.33%	7.61%	6.47%
Effective Tax Rate	25.05%	23.86%	26.76%	21.64%	26.27%	27.05%

Updated May 11, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q