Columbia Financial, Inc. (CLBK)
NASDAQ: CLBK · Real-Time Price · USD
11.75
-0.02 (-0.13%)
Aug 21, 2026, 12:45 PM EDT - Market open

Columbia Financial Statistics

Total Valuation

CLBK has a market cap or net worth of $3.17 billion. The enterprise value is $3.31 billion.

Market Cap3.17B
Enterprise Value 3.31B

Important Dates

The last earnings date was Thursday, July 30, 2026, after market close.

Earnings Date Jul 30, 2026
Ex-Dividend Date Aug 12, 2026

Share Statistics

CLBK has 269.55 million shares outstanding. The number of shares has increased by 37.35% in one year.

Current Share Class 269.55M
Shares Outstanding 269.55M
Shares Change (YoY) +37.35%
Shares Change (QoQ) -54.32%
Owned by Insiders (%) 3.55%
Owned by Institutions (%) 13.49%
Float 259.98M

Valuation Ratios

The trailing PE ratio is 45.41 and the forward PE ratio is 21.19.

PE Ratio 45.41
Forward PE 21.19
PS Ratio 11.78
Forward PS 6.62
PB Ratio 1.02
P/TBV Ratio 2.92
P/FCF Ratio 45.77
P/OCF Ratio 40.13
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 56.64
EV / Sales 12.33
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 47.91

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 18.16
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 5.02%.

Return on Equity (ROE) 5.02%
Return on Assets (ROA) 0.51%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 3.96%
Revenue Per Employee $335,714
Profits Per Employee $73,048
Employee Count796
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, CLBK has paid $20.04 million in taxes.

Income Tax 20.04M
Effective Tax Rate 25.63%

Stock Price Statistics

The stock price has increased by +75.68% in the last 52 weeks. The beta is 0.23, so CLBK's price volatility has been lower than the market average.

Beta (5Y) 0.23
52-Week Price Change +75.68%
50-Day Moving Average 10.35
200-Day Moving Average 8.56
Relative Strength Index (RSI) 70.71
Average Volume (20 Days) 5,318,146

Short Selling Information

The latest short interest is 20.00 million, so 7.42% of the outstanding shares have been sold short.

Short Interest 20.00M
Short Previous Month 4.41M
Short % of Shares Out 7.42%
Short % of Float 7.69%
Short Ratio (days to cover) 3.09

Income Statement

In the last 12 months, CLBK had revenue of $267.23 million and earned $58.15 million in profits. Earnings per share was $0.26.

Revenue267.23M
Gross Profit 267.23M
Operating Income 87.63M
Pretax Income 78.18M
Net Income 58.15M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $0.26
Full Income Statement

Balance Sheet

The company has $1.10 billion in cash and $1.25 billion in debt, with a net cash position of -$146.66 million or -$0.54 per share.

Cash & Cash Equivalents 1.10B
Total Debt 1.25B
Net Cash -146.66M
Net Cash Per Share -$0.54
Equity (Book Value) 1.20B
Book Value Per Share 11.50
Working Capital -8.54B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $78.41 million and capital expenditures -$9.66 million, giving a free cash flow of $68.75 million.

Operating Cash Flow 78.41M
Capital Expenditures -9.66M
Depreciation & Amortization n/a
Net Borrowing -54.13M
Free Cash Flow 68.75M
FCF Per Share $0.26
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 32.79%
Pretax Margin 29.26%
Profit Margin 21.76%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 25.73%

Dividends & Yields

This stock pays an annual dividend of $0.20, which amounts to a dividend yield of 1.71%.

Dividend Per Share $0.20
Dividend Yield 1.71%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 19.31%
Buyback Yield -37.35%
Shareholder Yield -35.64%
Earnings Yield 1.85%
FCF Yield 2.18%
Dividend Details

Analyst Forecast

The average price target for CLBK is $14.17, which is 20.65% higher than the current price. The consensus rating is "Buy".

Price Target $14.17
Price Target Difference 20.65%
Analyst Consensus Buy
Analyst Count 3
Revenue Growth Forecast (3Y) 35.17%
EPS Growth Forecast (3Y) 57.26%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 21, 2026. It was a forward split with a ratio of 2.2:1.

Last Split Date Jul 21, 2026
Split Type Forward
Split Ratio 2.2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4