Columbia Financial, Inc. (CLBK)

Columbia Financial Statistics

Total Valuation

CLBK has a market cap or net worth of $2.04 billion. The enterprise value is $3.04 billion.

Market Cap	2.04B
Enterprise Value	3.04B

Important Dates

The last earnings date was Monday, April 20, 2026, after market close.

Earnings Date	Apr 20, 2026
Ex-Dividend Date	n/a

Share Statistics

CLBK has 104.14 million shares outstanding. The number of shares has increased by 0.03% in one year.

Current Share Class	104.14M
Shares Outstanding	104.14M
Shares Change (YoY)	+0.03%
Shares Change (QoQ)	+0.03%
Owned by Insiders (%)	1.77%
Owned by Institutions (%)	12.43%
Float	26.29M

Valuation Ratios

The trailing PE ratio is 35.58 and the forward PE ratio is 26.45.

PE Ratio	35.58
Forward PE	26.45
PS Ratio	7.92
Forward PS	7.70
PB Ratio	1.75
P/TBV Ratio	1.95
P/FCF Ratio	n/a
P/OCF Ratio	28.06
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	54.26
EV / Sales	11.71
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.92%.

Return on Equity (ROE)	4.92%
Return on Assets (ROA)	0.52%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.45%
Revenue Per Employee	$325,628
Profits Per Employee	$70,308
Employee Count	796
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CLBK has paid $18.70 million in taxes.

Income Tax	18.70M
Effective Tax Rate	25.05%

Stock Price Statistics

The stock price has increased by +28.12% in the last 52 weeks. The beta is 0.24, so CLBK's price volatility has been lower than the market average.

Beta (5Y)	0.24
52-Week Price Change	+28.12%
50-Day Moving Average	18.22
200-Day Moving Average	16.41
Relative Strength Index (RSI)	63.79
Average Volume (20 Days)	334,798

Short Selling Information

The latest short interest is 2.19 million, so 2.10% of the outstanding shares have been sold short.

Short Interest	2.19M
Short Previous Month	2.20M
Short % of Shares Out	2.10%
Short % of Float	8.33%
Short Ratio (days to cover)	9.05

Income Statement

In the last 12 months, CLBK had revenue of $259.20 million and earned $55.97 million in profits. Earnings per share was $0.55.

Revenue	259.20M
Gross Profit	259.20M
Operating Income	83.21M
Pretax Income	74.67M
Net Income	55.97M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.55

Balance Sheet

The company has $287.30 million in cash and $1.27 billion in debt, with a net cash position of -$984.86 million or -$9.46 per share.

Cash & Cash Equivalents	287.30M
Total Debt	1.27B
Net Cash	-984.86M
Net Cash Per Share	-$9.46
Equity (Book Value)	1.17B
Book Value Per Share	11.27
Working Capital	-8.19B

Cash Flow

Operating Cash Flow	73.12M
Capital Expenditures	-8.80M
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	32.10%
Pretax Margin	28.81%
Profit Margin	21.59%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

CLBK does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.03%
Shareholder Yield	-0.03%
Earnings Yield	2.73%
FCF Yield	n/a

Analyst Forecast

The average price target for CLBK is $17.00, which is -13.13% lower than the current price. The consensus rating is "Hold".

Price Target	$17.00
Price Target Difference	-13.13%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4