Columbia Financial, Inc. (CLBK)
NASDAQ: CLBK · IEX Real-Time Price · USD
16.71
+0.52 (3.21%)
Apr 19, 2024, 4:00 PM EDT - Market closed

Columbia Financial Statistics

Total Valuation

CLBK has a market cap or net worth of $1.75 billion. The enterprise value is $2.90 billion.

Market Cap 1.75B
Enterprise Value 2.90B

Important Dates

The next estimated earnings date is Friday, May 3, 2024, after market close.

Earnings Date May 3, 2024
Ex-Dividend Date n/a

Share Statistics

CLBK has 104.92 million shares outstanding. The number of shares has decreased by -3.11% in one year.

Shares Outstanding 104.92M
Shares Change (YoY) -3.11%
Shares Change (QoQ) -0.28%
Owned by Insiders (%) 74.12%
Owned by Institutions (%) 13.07%
Float 27.11M

Valuation Ratios

The trailing PE ratio is 47.74 and the forward PE ratio is 72.81.

PE Ratio 47.74
Forward PE 72.81
PS Ratio 7.67
Forward PS 9.37
PB Ratio 1.69
P/FCF Ratio 53.00
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 48.11, with an EV/FCF ratio of 87.73.

EV / Earnings 80.42
EV / Sales 12.70
EV / EBITDA 48.11
EV / EBIT 63.02
EV / FCF 87.73

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 1.51
Debt / EBITDA 26.06
Debt / FCF 47.53
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 3.50% and return on invested capital (ROIC) is 1.39%.

Return on Equity (ROE) 3.50%
Return on Assets (ROA) 0.30%
Return on Capital (ROIC) 1.39%
Revenue Per Employee $295,178
Profits Per Employee $46,623
Employee Count 774
Asset Turnover 0.02
Inventory Turnover n/a

Taxes

In the past 12 months, CLBK has paid $9.97 million in taxes.

Income Tax 9.97M
Effective Tax Rate 21.64%

Stock Price Statistics

The stock price has decreased by -12.42% in the last 52 weeks. The beta is 0.20, so CLBK's price volatility has been lower than the market average.

Beta (1Y) 0.20
52-Week Price Change -12.42%
50-Day Moving Average 16.57
200-Day Moving Average 17.20
Relative Strength Index (RSI) 54.22
Average Volume (30 Days) 72,267

Short Selling Information

The latest short interest is 2.77 million, so 2.64% of the outstanding shares have been sold short.

Short Interest 2.77M
Short Previous Month 2.60M
Short % of Shares Out 2.64%
Short % of Float 10.23%
Short Ratio (days to cover) 37.83

Income Statement

In the last 12 months, CLBK had revenue of $228.47 million and earned $36.09 million in profits. Earnings per share was $0.35.

Revenue 228.47M
Gross Profit 228.47M
Operating Income 46.35M
Pretax Income 46.05M
Net Income 36.09M
EBITDA 60.32M
EBIT 46.05M
Earnings Per Share (EPS) $0.35
Full Income Statement

Balance Sheet

The company has $423.25 million in cash and $1.57 billion in debt, giving a net cash position of -$1.15 billion or -$10.95 per share.

Cash & Cash Equivalents 423.25M
Total Debt 1.57B
Net Cash -1.15B
Net Cash Per Share -$10.95
Equity / Book Value 1.04B
Book Value Per Share 9.92
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $40.72 million and capital expenditures -$7.64 million, giving a free cash flow of $33.08 million.

Operating Cash Flow 40.72M
Capital Expenditures -7.64M
Free Cash Flow 33.08M
FCF Per Share $0.32
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 20.29% and 15.79%.

Gross Margin 100.00%
Operating Margin 20.29%
Pretax Margin 20.16%
Profit Margin 15.79%
EBITDA Margin 26.40%
EBIT Margin 20.16%
FCF Margin 14.48%

Dividends & Yields

CLBK does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 3.11%
Shareholder Yield 3.11%
Earnings Yield 2.06%
FCF Yield 1.89%
Dividend Details

Analyst Forecast

The average price target for CLBK is $19.00, which is 13.70% higher than the current price. The consensus rating is "Buy".

Price Target $19.00
Price Target Difference 13.70%
Analyst Consensus Buy
Analyst Count 2
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 5