Columbia Financial, Inc. (CLBK)

Columbia Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	289.22	423.25	179.23	70.96	422.96
Investment Securities	454.53	279.92	200.16	197.07	126.98
Trading Asset Securities	18.9	18.9	19.76	9.49	19.43
Mortgage-Backed Securities	970.93	1,219	1,553	1,939	1,458
Total Investments	1,444	1,518	1,773	2,146	1,605
Gross Loans	7,917	7,875	7,678	6,362	6,188
Allowance for Loan Losses	-59.96	-55.1	-52.8	-62.69	-74.68
Other Adjustments to Gross Loans	-	-	-0.01	-1.2	-6.6
Net Loans	7,857	7,819	7,625	6,298	6,107
Property, Plant & Equipment	81.77	83.58	83.88	78.71	75.97
Goodwill	110.72	110.72	110.72	85.32	80.29
Other Intangible Assets	8.96	11.16	13.51	5.21	6.2
Loans Held for Sale	-	-	-	-	4.15
Accrued Interest Receivable	40.38	39.35	33.9	28.3	29.46
Long-Term Deferred Tax Assets	12.43	25.49	36.9	-	7.18
Other Real Estate Owned & Foreclosed	1.33	-	-	-	-
Other Long-Term Assets	568.96	533.89	493.88	488.75	416.97
Total Assets	10,475	10,646	10,408	9,224	8,799
Accrued Expenses	99.97	107.71	108.82	72.32	67.14
Interest Bearing Deposits	5,981	5,865	5,095	4,926	4,424
Institutional Deposits	677.3	544	1,100	932.4	1,000
Non-Interest Bearing Deposits	1,438	1,437	1,806	1,712	1,355
Total Deposits	8,096	7,847	8,001	7,570	6,779
Short-Term Borrowings	20.03	25.03	48.97	47.21	42.38
Current Portion of Long-Term Debt	496.12	-	-	-	-
Current Portion of Leases	4.67	4.2	4.29	4.2	4.01
Federal Home Loan Bank Debt, Long-Term	577.44	1,522	1,090	340.5	792.41
Long-Term Leases	13.16	12.33	14.33	15.39	16.06
Trust Preferred Securities	7.04	6.96	6.99	6.97	6.95
Pension & Post-Retirement Benefits	35.1	37.2	34.4	42	47.1
Long-Term Deferred Tax Liabilities	-	-	-	9.75	-
Other Long-Term Liabilities	45.45	43.51	45.46	36.47	32.57
Total Liabilities	9,395	9,605	9,355	8,145	7,787
Common Stock	1.31	1.31	1.31	1.25	1.22
Additional Paid-In Capital	799.48	791.45	781.17	667.91	609.53
Retained Earnings	881.95	893.6	857.52	765.13	673.08
Treasury Stock	-460.98	-454.13	-371.71	-271.65	-164.89
Comprehensive Income & Other	-141.39	-191.9	-214.69	-83.56	-107.66
Shareholders' Equity	1,080	1,040	1,054	1,079	1,011
Total Liabilities & Equity	10,475	10,646	10,408	9,224	8,799
Total Debt	1,118	1,570	1,165	414.26	861.82
Net Cash (Debt)	-810.33	-1,128	-965.75	-333.81	-419.44
Net Cash Per Share	-7.96	-10.96	-9.09	-3.20	-3.82
Filing Date Shares Outstanding	104.73	104.92	107.97	106.7	109.67
Total Common Shares Outstanding	101.74	101.67	105.5	107.44	110.94
Book Value Per Share	10.62	10.23	9.99	10.04	9.12
Tangible Book Value	960.7	918.47	929.38	988.54	924.81
Tangible Book Value Per Share	9.44	9.03	8.81	9.20	8.34

Source: S&P Capital IQ. Banks template. Financial Sources.