Columbia Financial, Inc. (CLBK)

Columbia Financial Statistics

Total Valuation

CLBK has a market cap or net worth of $1.63 billion. The enterprise value is $2.66 billion.

Market Cap	1.63B
Enterprise Value	2.66B

Important Dates

The next estimated earnings date is Tuesday, January 27, 2026, after market close.

Earnings Date	Jan 27, 2026
Ex-Dividend Date	n/a

Share Statistics

CLBK has 104.74 million shares outstanding. The number of shares has increased by 0.12% in one year.

Current Share Class	104.74M
Shares Outstanding	104.74M
Shares Change (YoY)	+0.12%
Shares Change (QoQ)	+0.04%
Owned by Insiders (%)	1.60%
Owned by Institutions (%)	12.88%
Float	27.05M

Valuation Ratios

The trailing PE ratio is 106.61 and the forward PE ratio is 23.55.

PE Ratio	106.61
Forward PE	23.55
PS Ratio	7.84
Forward PS	n/a
PB Ratio	1.43
P/TBV Ratio	1.60
P/FCF Ratio	25.50
P/OCF Ratio	22.32
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	178.98
EV / Sales	13.16
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	41.64

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	20.28
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 1.34%.

Return on Equity (ROE)	1.34%
Return on Assets (ROA)	0.14%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$267,570
Profits Per Employee	$19,669
Employee Count	755
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CLBK has paid $6.73 million in taxes.

Income Tax	6.73M
Effective Tax Rate	31.19%

Stock Price Statistics

The stock price has decreased by -2.14% in the last 52 weeks. The beta is 0.25, so CLBK's price volatility has been lower than the market average.

Beta (5Y)	0.25
52-Week Price Change	-2.14%
50-Day Moving Average	15.80
200-Day Moving Average	14.91
Relative Strength Index (RSI)	36.33
Average Volume (20 Days)	106,431

Short Selling Information

The latest short interest is 1.71 million, so 1.63% of the outstanding shares have been sold short.

Short Interest	1.71M
Short Previous Month	1.58M
Short % of Shares Out	1.63%
Short % of Float	6.33%
Short Ratio (days to cover)	14.98

Income Statement

In the last 12 months, CLBK had revenue of $202.02 million and earned $14.85 million in profits. Earnings per share was $0.15.

Revenue	202.02M
Gross Profit	202.02M
Operating Income	33.19M
Pretax Income	21.58M
Net Income	14.85M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.15

Balance Sheet

The company has $264.58 million in cash and $1.29 billion in debt, giving a net cash position of -$1.03 billion or -$9.84 per share.

Cash & Cash Equivalents	264.58M
Total Debt	1.29B
Net Cash	-1.03B
Net Cash Per Share	-$9.84
Equity (Book Value)	1.14B
Book Value Per Share	10.89
Working Capital	-8.08B

Cash Flow

In the last 12 months, operating cash flow was $72.92 million and capital expenditures -$9.08 million, giving a free cash flow of $63.84 million.

Operating Cash Flow	72.92M
Capital Expenditures	-9.08M
Free Cash Flow	63.84M
FCF Per Share	$0.61

Margins

Gross Margin	n/a
Operating Margin	16.43%
Pretax Margin	10.68%
Profit Margin	7.35%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	31.60%

Dividends & Yields

CLBK does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.12%
Shareholder Yield	-0.12%
Earnings Yield	0.91%
FCF Yield	3.92%

Analyst Forecast

The average price target for CLBK is $17.00, which is 9.40% higher than the current price. The consensus rating is "Hold".

Price Target	$17.00
Price Target Difference	9.40%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4