Columbia Financial, Inc. (CLBK)

Columbia Financial Statistics

Total Valuation

CLBK has a market cap or net worth of $1.55 billion. The enterprise value is $2.60 billion.

Market Cap	1.55B
Enterprise Value	2.60B

Important Dates

The last earnings date was Wednesday, July 30, 2025, after market close.

Earnings Date	Jul 30, 2025
Ex-Dividend Date	n/a

Share Statistics

CLBK has 104.93 million shares outstanding. The number of shares has increased by 0.01% in one year.

Current Share Class	104.93M
Shares Outstanding	104.93M
Shares Change (YoY)	+0.01%
Shares Change (QoQ)	+0.17%
Owned by Insiders (%)	1.65%
Owned by Institutions (%)	13.17%
Float	27.18M

Valuation Ratios

The trailing PE ratio is 244.91 and the forward PE ratio is 26.27.

PE Ratio	244.91
Forward PE	26.27
PS Ratio	8.21
Forward PS	6.73
PB Ratio	1.41
P/TBV Ratio	1.56
P/FCF Ratio	335.24
P/OCF Ratio	114.05
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	421.91
EV / Sales	13.89
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	559.43

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	280.10
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 0.57%.

Return on Equity (ROE)	0.57%
Return on Assets (ROA)	0.06%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$248,021
Profits Per Employee	$8,168
Employee Count	755
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CLBK has paid $2.91 million in taxes.

Income Tax	2.91M
Effective Tax Rate	32.04%

Stock Price Statistics

The stock price has decreased by -6.69% in the last 52 weeks. The beta is 0.25, so CLBK's price volatility has been lower than the market average.

Beta (5Y)	0.25
52-Week Price Change	-6.69%
50-Day Moving Average	14.47
200-Day Moving Average	15.43
Relative Strength Index (RSI)	61.05
Average Volume (20 Days)	111,215

Short Selling Information

The latest short interest is 1.62 million, so 1.54% of the outstanding shares have been sold short.

Short Interest	1.62M
Short Previous Month	1.71M
Short % of Shares Out	1.54%
Short % of Float	5.94%
Short Ratio (days to cover)	15.73

Income Statement

In the last 12 months, CLBK had revenue of $187.26 million and earned $6.17 million in profits. Earnings per share was $0.06.

Revenue	187.26M
Gross Profit	187.26M
Operating Income	20.44M
Pretax Income	22.80M
Net Income	6.17M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.06

Balance Sheet

The company has $260.07 million in cash and $1.30 billion in debt, giving a net cash position of -$1.04 billion or -$9.94 per share.

Cash & Cash Equivalents	260.07M
Total Debt	1.30B
Net Cash	-1.04B
Net Cash Per Share	-$9.94
Equity (Book Value)	1.12B
Book Value Per Share	10.68
Working Capital	-7.98B

Cash Flow

In the last 12 months, operating cash flow was $13.67 million and capital expenditures -$9.02 million, giving a free cash flow of $4.65 million.

Operating Cash Flow	13.67M
Capital Expenditures	-9.02M
Free Cash Flow	4.65M
FCF Per Share	$0.04

Margins

Gross Margin	n/a
Operating Margin	10.92%
Pretax Margin	4.85%
Profit Margin	3.29%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	2.48%

Dividends & Yields

CLBK does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.01%
Shareholder Yield	-0.01%
Earnings Yield	0.40%
FCF Yield	0.30%

Analyst Forecast

The average price target for CLBK is $16.00, which is 8.55% higher than the current price. The consensus rating is "Hold".

Price Target	$16.00
Price Target Difference	8.55%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4