Columbia Financial, Inc. (CLBK)

Columbia Financial Statistics

Total Valuation

CLBK has a market cap or net worth of $1.89 billion. The enterprise value is $2.73 billion.

Market Cap	1.89B
Enterprise Value	2.73B

Important Dates

The last earnings date was Monday, February 2, 2026, before market open.

Earnings Date	Feb 2, 2026
Ex-Dividend Date	n/a

Share Statistics

CLBK has 103.98 million shares outstanding. The number of shares has decreased by -0.03% in one year.

Current Share Class	103.98M
Shares Outstanding	103.98M
Shares Change (YoY)	-0.03%
Shares Change (QoQ)	-0.59%
Owned by Insiders (%)	1.61%
Owned by Institutions (%)	12.63%
Float	26.29M

Valuation Ratios

The trailing PE ratio is 35.78 and the forward PE ratio is 23.62.

PE Ratio	35.78
Forward PE	23.62
PS Ratio	7.60
Forward PS	n/a
PB Ratio	1.63
P/TBV Ratio	1.81
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	52.82
EV / Sales	10.99
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.62%.

Return on Equity (ROE)	4.62%
Return on Assets (ROA)	0.48%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.37%
Revenue Per Employee	$329,644
Profits Per Employee	$68,564
Employee Count	755
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CLBK has paid $16.22 million in taxes.

Income Tax	16.22M
Effective Tax Rate	23.86%

Stock Price Statistics

The stock price has increased by +19.99% in the last 52 weeks. The beta is 0.22, so CLBK's price volatility has been lower than the market average.

Beta (5Y)	0.22
52-Week Price Change	+19.99%
50-Day Moving Average	16.75
200-Day Moving Average	15.39
Relative Strength Index (RSI)	59.82
Average Volume (20 Days)	310,286

Short Selling Information

The latest short interest is 1.46 million, so 1.41% of the outstanding shares have been sold short.

Short Interest	1.46M
Short Previous Month	1.54M
Short % of Shares Out	1.41%
Short % of Float	5.56%
Short Ratio (days to cover)	12.79

Income Statement

In the last 12 months, CLBK had revenue of $248.88 million and earned $51.77 million in profits. Earnings per share was $0.51.

Revenue	248.88M
Gross Profit	248.88M
Operating Income	75.33M
Pretax Income	67.99M
Net Income	51.77M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.51

Balance Sheet

The company has $340.81 million in cash and $1.18 billion in debt, with a net cash position of -$842.67 million or -$8.10 per share.

Cash & Cash Equivalents	340.81M
Total Debt	1.18B
Net Cash	-842.67M
Net Cash Per Share	-$8.10
Equity (Book Value)	1.16B
Book Value Per Share	11.16
Working Capital	-8.25B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	30.27%
Pretax Margin	27.32%
Profit Margin	20.80%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

CLBK does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.03%
Shareholder Yield	0.03%
Earnings Yield	2.74%
FCF Yield	n/a

Analyst Forecast

The average price target for CLBK is $17.00, which is -6.54% lower than the current price. The consensus rating is "Hold".

Price Target	$17.00
Price Target Difference	-6.54%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2