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Cortland Bancorp (CLDB)

Stock Price: $15.34 USD 0.34 (2.27%)
Updated Oct 21, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 64.78M
Revenue (ttm) 27.71M
Net Income (ttm) 7.15M
Shares Out 4.22M
EPS (ttm) 1.67
PE Ratio 9.19
Forward PE n/a
Dividend $0.56
Dividend Yield 3.65%

Stock Quote

Trading Day Oct 21, 2020
Last Price $15.34
Previous Close $15.00
Change ($) 0.34
Change (%) 2.27%
Day's Open 15.20
Day's Range 14.57 - 15.34
Day's Volume 1,747
52-Week Range 11.10 - 23.99

More Stats

Market Cap 64.78M
Enterprise Value 71.17M
Earnings Date (est) n/a
Ex-Dividend Date Aug 13, 2020
Shares Outstanding 4.22M
Float 3.69M
EPS (basic) 1.68
EPS (diluted) 1.67
FCF / Share 2.78
Dividend $0.56
Dividend Yield 3.65%
Earnings Yield 10.89%
FCF Yield 18.15%
Payout Ratio 33.30%
Shares Short 4,783
Short Ratio 0.60
Short % of Float 0.13%
Beta 0.45
PE Ratio 9.19
Forward PE n/a
P/FCF Ratio 5.51
PS Ratio 2.34
PB Ratio 0.86
Revenue 27.71M
Operating Income 8.48M
Net Income 7.15M
Free Cash Flow 11.76M
Net Cash -6.39M
Net Cash / Share -1.51
Gross Margin 102.31%
Operating Margin 30.62%
Profit Margin 25.80%
FCF Margin 42.45%
ROA 0.97%
ROE 9.73%
ROIC 1.20%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$n/a*
*No analysts have provided price targets for this stock.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue28.4028.3325.3724.1821.9620.2718.7518.1118.7416.33
Revenue Growth0.22%11.69%4.9%10.13%8.34%8.1%3.53%-3.35%14.74%-
Gross Profit28.4028.3325.3724.1821.9620.2718.7518.1118.7416.33
Operating Income8.6410.256.776.245.604.771.872.765.273.89
Net Income7.288.844.354.874.383.871.782.914.073.27
Shares Outstanding4.384.354.424.424.464.534.534.534.534.53
Earnings Per Share1.682.030.991.110.970.850.390.640.900.72
EPS Growth-17.24%105.05%-10.81%14.43%14.12%117.95%-39.06%-28.89%25%-
Dividend Per Share0.500.490.390.280.240.180.120.03--
Dividend Growth2.04%25.64%39.29%16.67%33.33%50%300%---
Operating Cash Flow7.9913.139.1314.103.857.2126.90-14.918.265.98
Capital Expenditures-2.69-1.94-0.80-0.80-2.30-1.86-0.88-0.73-0.34-0.18
Free Cash Flow5.3111.208.3313.301.545.3426.02-15.647.925.80
Cash & Equivalents27.8219.6919.1315.3518.5010.5712.4027.5816.1815.80
Total Debt31.0835.3653.8348.3649.6549.9151.5651.2147.4363.06
Net Cash / Debt-3.26-15.67-34.71-33.01-31.16-39.35-39.16-23.63-31.25-47.25
Assets737715711655612569557582520500
Liabilities663650649598556513507533474458
Book Value74.3464.9261.6357.6756.6855.8549.5449.4545.7241.85
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Cortland Bancorp
Country United States
Employees 155
CEO James M. Gasior

Stock Information

Ticker Symbol CLDB
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: CLDB

Description

Cortland Bancorp operates as the bank holding company for The Cortland Savings and Banking Company that provides commercial and retail banking services in Northeastern Ohio and Western Pennsylvania. Its deposit products include demand deposits, savings, money market, time deposit, and checking accounts. The company's loan portfolio comprises commercial loans consisting of commercial, financial loans, real estate construction and development loans, commercial real estate loans, small business lending, and trade financing; and consumer loans, such as residential real estate, home equity, and installment loans. It also provides brokerage and investment services; night depository services, automated teller services, safe deposit boxes, and other services; and Internet and mobile banking options. The company operates through 14 offices in Trumbull, Portage, Ashtabula, Summit, Cuyahoga, and Mahoning counties in Ohio, as well as a financial service center in Fairlawn, Ohio. The company was founded in 1892 and is headquartered in Cortland, Ohio.