Farmers National Banc Corp. (FMNB)
NASDAQ: FMNB · Real-Time Price · USD
15.64
-0.13 (-0.82%)
Oct 30, 2026, 4:00 PM EDT - Market closed

Farmers National Banc Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
235.18181.51162.12170.49158.87141.29
Revenue Growth
31.72%11.96%-4.91%7.32%12.44%14.64%
Net Income
68.4754.5945.9549.9360.651.84
Earnings Per Share
1.361.451.221.331.791.77
EPS Growth
-5.31%18.85%-8.27%-25.70%1.13%20.41%

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Trust Segment (Including Retirement Consulting Segment)
14.7112.7411.5111.0311.18
Bank Segment
131.52115.06123.98121.31131.18
Unallocated Other Revenues
35.2734.3335.0134.91-
Total
181.51162.12170.49167.25141.29

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
111.9293.3489.57107.8681.05116.79
Total Debt
521.65377.41405.02456.85197.5198.62
Net Cash (Debt)
-409.73-284.07-315.44-349-116.4618.17
Net Cash Growth
------89.21%
Net Cash Per Share
-8.15-7.55-8.41-9.31-3.430.62

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-60.0466.6262.9381.554.93
Capital Expenditures
--7.86-11.69-3.88-2.56-1.38
Free Cash Flow
-52.1854.9259.0578.9453.56
Free Cash Flow Growth
--4.99%-6.99%-25.20%47.39%18.05%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
29.11%30.07%28.34%29.29%38.14%36.69%
FCF Margin
-28.75%33.88%34.63%49.69%37.91%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.7200.6800.6800.6800.6500.470
Dividend Per Share Growth
1.47%0%0%4.61%38.30%6.82%
Dividend Yield
4.60%5.10%4.78%4.71%4.60%2.53%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.479.1911.6310.857.9412.13
Forward PE
8.917.6010.0911.067.259.71
P/FCF Ratio
15.299.619.739.176.0911.74
PS Ratio
3.942.763.303.183.034.45