Catalyst Bancorp, Inc. (CLST)

Catalyst Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	9.85	9.63	7.71	7.33	6.9
Net Interest Income Growth	2.23%	25.00%	5.10%	6.19%	1.75%
Non-Interest Income	1.36	-3.84	1.59	1.17	2.63
Non-Interest Income Growth	-	-	35.47%	-55.33%	171.84%
Revenues Before Loan Losses	11.2	5.79	9.29	8.5	9.53
Provision for Credit Losses	-0.06	-0.53	-0.13	0.38	0.66
Revenue	11.26	6.32	9.42	8.13	8.87
Revenue Growth (YoY)	78.17%	-32.90%	15.91%	-8.35%	1.53%
Compensation Expenses	5.15	4.83	4.67	4.82	4.63
Selling, General & Admin	2.66	3.31	3.26	3.28	2.64
Other Non-Interest Expenses	0.78	1.01	0.65	0.62	0.52
Total Non-Interest Expense	8.58	9.16	8.58	8.72	7.79
Pretax Income	2.5	-3.98	0.59	0.16	2.4
Provision for Income Taxes	-0.45	0.89	-0.06	0.02	-0.48
Net Income	2.05	-3.09	0.53	0.18	1.92
Net Income to Common	2.05	-3.09	0.53	0.18	1.92
Net Income Growth	-	-	192.22%	-90.60%	-
Shares Outstanding (Basic)	4	4	4	5	5
Shares Outstanding (Diluted)	4	4	4	5	5
Shares Change (YoY)	-6.70%	-10.21%	-9.68%	-0.25%	61.02%
EPS (Basic)	0.56	-0.78	0.12	0.04	0.39
EPS (Diluted)	0.56	-0.78	0.12	0.04	0.39
EPS Growth	-	-	200.00%	-89.74%	-
Shares Outstanding	4.07	4.28	4.76	5.29	5.29
Free Cash Flow	3.1	2.74	1.84	0.52	1.92
Free Cash Flow Growth	13.02%	49.35%	253.08%	-72.86%	518.07%
Free Cash Flow Per Share	0.84	0.70	0.42	0.11	0.39
Profit Margin	18.22%	-48.86%	5.58%	2.21%	21.59%
FCF Margin	27.51%	43.37%	19.49%	6.40%	21.60%
EBITDA	0.42	0.41	0.4	0.45	0.42
EBITDA Margin	3.75%	6.52%	4.28%	5.51%	4.78%
Effective Tax Rate	-18.05%	-22.45%	-10.39%	13.21%	-20.18%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q