Catalyst Bancorp, Inc. (CLST)
NASDAQ: CLST · Real-Time Price · USD
17.50
-0.40 (-2.23%)
Nov 6, 2026, 4:00 PM EST - Market closed
Catalyst Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 75.67 | 25.21 | 44.3 | 19.01 | 13.47 | 40.88 |
Investment Securities | 128.49 | 17.64 | 16.92 | 28.37 | 30.72 | 28.97 |
Mortgage-Backed Securities | - | 48.89 | 27.2 | 57.51 | 64.17 | 74.66 |
Total Investments | 128.49 | 66.52 | 44.12 | 85.88 | 94.89 | 103.63 |
Gross Loans | 383.53 | 170.21 | 167.08 | 144.92 | 133.61 | 132.1 |
Allowance for Loan Losses | -5.64 | -2.37 | -2.52 | -2.12 | -1.81 | -2.28 |
Net Loans | 377.89 | 167.84 | 164.55 | 142.8 | 131.8 | 129.83 |
Property, Plant & Equipment | 15.16 | 5.85 | 6.09 | 6.07 | 6.3 | 6.58 |
Accrued Interest Receivable | 2.14 | 0.91 | 0.85 | 0.91 | 0.67 | 0.58 |
Long-Term Deferred Tax Assets | - | 0.83 | 1.5 | - | - | - |
Other Real Estate Owned & Foreclosed | - | 0.03 | 0.19 | 0.06 | 0.32 | 0.34 |
Other Long-Term Assets | 20.4 | 15.73 | 15.1 | 16.21 | 15.91 | 3.77 |
Total Assets | 631.23 | 282.93 | 276.7 | 270.93 | 263.36 | 285.61 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 386.25 | 135.8 | 140.09 | 126.24 | 122.54 | 132 |
Institutional Deposits | - | 19.48 | 17.3 | 11.2 | 8.9 | 14.5 |
Non-Interest Bearing Deposits | 89.29 | 29.99 | 28.28 | 28.18 | 33.66 | 30.3 |
Total Deposits | 475.55 | 185.27 | 185.67 | 165.62 | 165.09 | 176.8 |
Current Portion of Long-Term Debt | - | 8 | - | - | - | - |
Federal Home Loan Bank Debt, Long-Term | 69.96 | 6.73 | 9.56 | 19.38 | 9.2 | 9.02 |
Other Long-Term Liabilities | 3.76 | 1.2 | 1.26 | 1.37 | 0.56 | 1.24 |
Total Liabilities | 549.27 | 201.2 | 196.49 | 186.37 | 174.85 | 187.06 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 |
Additional Paid-In Capital | 37.13 | 37.36 | 39.56 | 45.02 | 51.06 | 50.8 |
Retained Earnings | 53.97 | 51.91 | 49.86 | 52.95 | 52.78 | 52.56 |
Comprehensive Income & Other | -9.19 | -7.59 | -9.26 | -13.46 | -15.38 | -4.86 |
Shareholders' Equity | 81.95 | 81.73 | 80.2 | 84.56 | 88.51 | 98.55 |
Total Liabilities & Equity | 631.23 | 282.93 | 276.7 | 270.93 | 263.36 | 285.61 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 69.96 | 14.73 | 9.56 | 19.38 | 9.2 | 9.02 |
Net Cash (Debt) | 5.71 | 10.47 | 34.74 | -0.37 | 4.27 | 31.87 |
Net Cash Growth | -74.71% | -69.85% | - | - | -86.59% | 94.22% |
Net Cash Per Share | 1.56 | 2.85 | 8.82 | -0.08 | 0.88 | 6.54 |
Filing Date Shares Outstanding | 3.62 | 4.06 | 4.21 | 4.56 | 5.06 | 4.87 |
Total Common Shares Outstanding | 3.62 | 3.74 | 3.92 | 4.39 | 4.89 | 4.87 |
Book Value Per Share | 22.63 | 21.84 | 20.44 | 19.28 | 18.09 | 20.23 |
Tangible Book Value | 70.48 | 81.73 | 80.2 | 84.56 | 88.51 | 98.55 |
Tangible Book Value Per Share | 19.46 | 21.84 | 20.44 | 19.28 | 18.09 | 20.23 |