Catalyst Bancorp, Inc. (CLST)

Catalyst Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	36.98	25.21	44.3	19.01	13.47	40.88
Investment Securities	24.38	17.64	16.92	28.37	30.72	28.97
Mortgage-Backed Securities	44.65	48.89	27.2	57.51	64.17	74.66
Total Investments	69.04	66.52	44.12	85.88	94.89	103.63
Gross Loans	162.79	170.21	167.08	144.92	133.61	132.1
Allowance for Loan Losses	-2.19	-2.37	-2.52	-2.12	-1.81	-2.28
Net Loans	160.6	167.84	164.55	142.8	131.8	129.83
Property, Plant & Equipment	5.65	5.85	6.09	6.07	6.3	6.58
Accrued Interest Receivable	0.88	0.91	0.85	0.91	0.67	0.58
Long-Term Deferred Tax Assets	-	0.83	1.5	-	-	-
Other Real Estate Owned & Foreclosed	0.01	0.03	0.19	0.06	0.32	0.34
Other Long-Term Assets	16.86	15.73	15.1	16.21	15.91	3.77
Total Assets	290.01	282.93	276.7	270.93	263.36	285.61

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	161.04	135.8	140.09	126.24	122.54	132
Institutional Deposits	-	19.48	17.3	11.2	8.9	14.5
Non-Interest Bearing Deposits	35.35	29.99	28.28	28.18	33.66	30.3
Total Deposits	196.39	185.27	185.67	165.62	165.09	176.8
Current Portion of Long-Term Debt	-	8	-	-	-	-
Federal Home Loan Bank Debt, Long-Term	9.79	6.73	9.56	19.38	9.2	9.02
Other Long-Term Liabilities	1.31	1.2	1.26	1.37	0.56	1.24
Total Liabilities	207.48	201.2	196.49	186.37	174.85	187.06

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	0.04	0.04	0.04	0.05	0.05	0.05
Additional Paid-In Capital	37.05	37.36	39.56	45.02	51.06	50.8
Retained Earnings	52.99	51.91	49.86	52.95	52.78	52.56
Comprehensive Income & Other	-7.56	-7.59	-9.26	-13.46	-15.38	-4.86
Shareholders' Equity	82.53	81.73	80.2	84.56	88.51	98.55
Total Liabilities & Equity	290.01	282.93	276.7	270.93	263.36	285.61

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	9.79	14.73	9.56	19.38	9.2	9.02
Net Cash (Debt)	27.2	10.47	34.74	-0.37	4.27	31.87
Net Cash Growth	-10.57%	-69.85%	-	-	-86.59%	94.22%
Net Cash Per Share	7.45	2.85	8.82	-0.08	0.88	6.54
Filing Date Shares Outstanding	3.58	4.06	4.21	4.56	5.06	4.87
Total Common Shares Outstanding	3.58	3.74	3.92	4.39	4.89	4.87
Book Value Per Share	23.04	21.84	20.44	19.28	18.09	20.23
Tangible Book Value	82.53	81.73	80.2	84.56	88.51	98.55
Tangible Book Value Per Share	23.04	21.84	20.44	19.28	18.09	20.23

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 14, 2026

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