Catalyst Bancorp, Inc. (CLST)

Catalyst Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	37.27	44.3	19.01	13.47	40.88	25.25
Investment Securities	15.88	16.92	28.37	30.72	28.97	22.11
Mortgage-Backed Securities	44.85	27.2	57.51	64.17	74.66	16.14
Total Investments	60.74	44.12	85.88	94.89	103.63	38.25
Gross Loans	164.77	167.08	144.92	133.61	132.1	151.8
Allowance for Loan Losses	-2.4	-2.52	-2.12	-1.81	-2.28	-3.02
Net Loans	162.37	164.55	142.8	131.8	129.83	148.78
Property, Plant & Equipment	5.95	6.09	6.07	6.3	6.58	5.49
Accrued Interest Receivable	0.86	0.85	0.91	0.67	0.58	0.56
Long-Term Deferred Tax Assets	-	1.5	-	-	-	-
Other Real Estate Owned & Foreclosed	0.08	0.19	0.06	0.32	0.34	0.42
Other Long-Term Assets	16.57	15.1	16.21	15.91	3.77	4.55
Total Assets	283.83	276.7	270.93	263.36	285.61	224.69
Interest Bearing Deposits	158.76	140.09	126.24	122.54	132	124.03
Institutional Deposits	-	17.3	11.2	8.9	14.5	14.4
Non-Interest Bearing Deposits	27.62	28.28	28.18	33.66	30.3	26.17
Total Deposits	186.37	185.67	165.62	165.09	176.8	164.6
Federal Home Loan Bank Debt, Long-Term	14.69	9.56	19.38	9.2	9.02	8.84
Other Long-Term Liabilities	1.18	1.26	1.37	0.56	1.24	0.72
Total Liabilities	202.25	196.49	186.37	174.85	187.06	174.16
Common Stock	0.04	0.04	0.05	0.05	0.05	-
Additional Paid-In Capital	38	39.56	45.02	51.06	50.8	-
Retained Earnings	51.46	49.86	52.95	52.78	52.56	50.43
Comprehensive Income & Other	-7.91	-9.26	-13.46	-15.38	-4.86	0.11
Shareholders' Equity	81.59	80.2	84.56	88.51	98.55	50.53
Total Liabilities & Equity	283.83	276.7	270.93	263.36	285.61	224.69
Total Debt	14.69	9.56	19.38	9.2	9.02	8.84
Net Cash (Debt)	22.58	34.74	-0.37	4.27	31.87	16.41
Net Cash Growth	39.03%	-	-	-86.59%	94.22%	-
Net Cash Per Share	6.06	8.82	-0.08	0.88	6.54	-
Filing Date Shares Outstanding	3.76	4.21	4.56	5.06	4.87	-
Total Common Shares Outstanding	3.76	3.92	4.39	4.89	4.87	-
Book Value Per Share	21.69	20.44	19.28	18.09	20.23	-
Tangible Book Value	81.59	80.2	84.56	88.51	98.55	50.53
Tangible Book Value Per Share	21.69	20.44	19.28	18.09	20.23	-

Updated Oct 23, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q