Catalyst Bancorp, Inc. (CLST)

Catalyst Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	44.3	19.01	13.47	40.88	25.25
Investment Securities	15.41	28.37	30.72	28.97	22.11
Mortgage-Backed Securities	28.71	57.51	64.17	74.66	16.14
Total Investments	44.12	85.88	94.89	103.63	38.25
Gross Loans	167.08	144.92	133.61	132.1	151.8
Allowance for Loan Losses	-2.52	-2.12	-1.81	-2.28	-3.02
Net Loans	164.55	142.8	131.8	129.83	148.78
Property, Plant & Equipment	6.09	6.07	6.3	6.58	5.49
Accrued Interest Receivable	0.85	0.91	0.67	0.58	0.56
Other Real Estate Owned & Foreclosed	0.19	0.06	0.32	0.34	0.42
Other Long-Term Assets	16.6	16.21	15.91	3.77	4.55
Total Assets	276.7	270.93	263.36	285.61	224.69
Interest Bearing Deposits	157.39	126.2	122.54	132	124.03
Institutional Deposits	-	11.24	8.9	14.5	14.4
Non-Interest Bearing Deposits	28.28	28.18	33.66	30.3	26.17
Total Deposits	185.67	165.62	165.09	176.8	164.6
Federal Home Loan Bank Debt, Long-Term	9.56	19.38	9.2	9.02	8.84
Other Long-Term Liabilities	1.26	1.28	0.56	1.24	0.72
Total Liabilities	196.49	186.28	174.85	187.06	174.16
Common Stock	0.04	0.05	0.05	0.05	-
Additional Paid-In Capital	39.56	45.02	51.06	50.8	-
Retained Earnings	49.86	53.05	52.78	52.56	50.43
Comprehensive Income & Other	-9.26	-13.46	-15.38	-4.86	0.11
Shareholders' Equity	80.2	84.66	88.51	98.55	50.53
Total Liabilities & Equity	276.7	270.93	263.36	285.61	224.69
Total Debt	9.56	19.38	9.2	9.02	8.84
Net Cash (Debt)	34.74	-0.37	4.27	31.87	16.41
Net Cash Growth	-	-	-86.59%	94.22%	-
Net Cash Per Share	8.77	-0.08	0.88	6.54	-
Filing Date Shares Outstanding	3.91	4.56	5.06	4.87	-
Total Common Shares Outstanding	3.91	4.39	4.89	4.87	-
Book Value Per Share	20.50	19.30	18.09	20.23	-
Tangible Book Value	80.2	84.66	88.51	98.55	50.53
Tangible Book Value Per Share	20.50	19.30	18.09	20.23	-

Source: S&P Capital IQ. Banks template. Financial Sources.