Catalyst Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	25.21	44.3	19.01	13.47	40.88
Investment Securities	16.06	16.92	28.37	30.72	28.97
Mortgage-Backed Securities	50.47	27.2	57.51	64.17	74.66
Total Investments	66.52	44.12	85.88	94.89	103.63
Gross Loans	170.21	167.08	144.92	133.61	132.1
Allowance for Loan Losses	-2.37	-2.52	-2.12	-1.81	-2.28
Net Loans	167.84	164.55	142.8	131.8	129.83
Property, Plant & Equipment	5.85	6.09	6.07	6.3	6.58
Accrued Interest Receivable	0.91	0.85	0.91	0.67	0.58
Long-Term Deferred Tax Assets	-	1.5	-	-	-
Other Real Estate Owned & Foreclosed	0.03	0.19	0.06	0.32	0.34
Other Long-Term Assets	16.57	15.1	16.21	15.91	3.77
Total Assets	282.93	276.7	270.93	263.36	285.61
Interest Bearing Deposits	155.28	140.09	126.24	122.54	132
Institutional Deposits	-	17.3	11.2	8.9	14.5
Non-Interest Bearing Deposits	29.99	28.28	28.18	33.66	30.3
Total Deposits	185.27	185.67	165.62	165.09	176.8
Federal Home Loan Bank Debt, Long-Term	14.73	9.56	19.38	9.2	9.02
Other Long-Term Liabilities	1.2	1.26	1.37	0.56	1.24
Total Liabilities	201.2	196.49	186.37	174.85	187.06
Common Stock	0.04	0.04	0.05	0.05	0.05
Additional Paid-In Capital	37.36	39.56	45.02	51.06	50.8
Retained Earnings	51.91	49.86	52.95	52.78	52.56
Comprehensive Income & Other	-7.59	-9.26	-13.46	-15.38	-4.86
Shareholders' Equity	81.73	80.2	84.56	88.51	98.55
Total Liabilities & Equity	282.93	276.7	270.93	263.36	285.61
Total Debt	14.73	9.56	19.38	9.2	9.02
Net Cash (Debt)	10.47	34.74	-0.37	4.27	31.87
Net Cash Growth	-69.85%	-	-	-86.59%	94.22%
Net Cash Per Share	2.86	8.82	-0.08	0.88	6.54
Filing Date Shares Outstanding	3.51	4.21	4.56	5.06	4.87
Total Common Shares Outstanding	3.51	3.92	4.39	4.89	4.87
Book Value Per Share	23.30	20.44	19.28	18.09	20.23
Tangible Book Value	81.73	80.2	84.56	88.51	98.55
Tangible Book Value Per Share	23.30	20.44	19.28	18.09	20.23

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q