ChoiceOne Financial Services, Inc. (COFS)
NASDAQ: COFS · Real-Time Price · USD
35.83
-0.05 (-0.14%)
Nov 20, 2024, 4:00 PM EST - Market closed
COFS Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
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Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
Interest Income on Loans | 85.77 | 68.38 | 52.82 | 48.66 | 46.87 | 26.78 | Upgrade
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Interest Income on Investments | 32.26 | 30.6 | 22.24 | 15.96 | 8.84 | 5.7 | Upgrade
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Total Interest Income | 118.03 | 98.98 | 75.06 | 64.62 | 55.72 | 32.47 | Upgrade
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Interest Paid on Deposits | 33.89 | 23.99 | 5.85 | 3.31 | 4.18 | 4.19 | Upgrade
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Interest Paid on Borrowings | 12.49 | 9.11 | 1.9 | 0.67 | 0.47 | 0.51 | Upgrade
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Total Interest Expense | 46.38 | 33.1 | 7.75 | 3.98 | 4.64 | 4.7 | Upgrade
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Net Interest Income | 71.65 | 65.89 | 67.31 | 60.64 | 51.07 | 27.77 | Upgrade
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Net Interest Income Growth (YoY) | 7.43% | -2.12% | 11.00% | 18.74% | 83.89% | 25.87% | Upgrade
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Trust Income | 0.86 | 0.77 | 0.73 | 0.79 | 0.74 | 0.16 | Upgrade
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Mortgage Banking Activities | 0.82 | 0.82 | 1.01 | 2.34 | 3.18 | 0.82 | Upgrade
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Gain (Loss) on Sale of Investments | 0.45 | -0.32 | -1.76 | 0.44 | 1.15 | 0.02 | Upgrade
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Other Non-Interest Income | 13.45 | 12.35 | 12.66 | 11.18 | 9.51 | 6.69 | Upgrade
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Total Non-Interest Income | 17.05 | 14.91 | 14.07 | 19.19 | 22.7 | 8.88 | Upgrade
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Non-Interest Income Growth (YoY) | 16.69% | 5.93% | -26.69% | -15.44% | 155.61% | 28.32% | Upgrade
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Revenues Before Loan Losses | 88.7 | 80.79 | 81.39 | 79.84 | 73.77 | 36.65 | Upgrade
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Provision for Loan Losses | 0.8 | 0.15 | 0.25 | 0.42 | 4 | - | Upgrade
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Revenue | 87.9 | 80.64 | 81.14 | 79.42 | 69.77 | 36.65 | Upgrade
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Revenue Growth (YoY) | 8.01% | -0.61% | 2.16% | 13.83% | 90.35% | 26.61% | Upgrade
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Salaries and Employee Benefits | 31.67 | 30.96 | 29.43 | 28.49 | 26.03 | 14 | Upgrade
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Occupancy Expenses | 5.56 | 5.72 | 5.98 | 6.02 | 5.78 | 3.49 | Upgrade
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Federal Deposit Insurance | 1.55 | 1.18 | 0.72 | 0.8 | 0.45 | 0.05 | Upgrade
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Amortization of Goodwill & Intangibles | 0.81 | 0.96 | 1.15 | 1.31 | 1.5 | 0.35 | Upgrade
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Selling, General & Administrative | 11.77 | 11.65 | 11.56 | 11.63 | 12.43 | 7.73 | Upgrade
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Other Non-Interest Expense | 5.16 | 4.61 | 4.64 | 4.68 | 4.7 | 2.86 | Upgrade
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Total Non-Interest Expense | 56.51 | 55.07 | 53.48 | 52.92 | 50.88 | 28.48 | Upgrade
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EBT Excluding Unusual Items | 31.38 | 25.57 | 27.66 | 26.5 | 18.89 | 8.18 | Upgrade
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Pretax Income | 30.74 | 25.57 | 27.66 | 26.5 | 18.89 | 8.47 | Upgrade
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Income Tax Expense | 5.88 | 4.31 | 4.02 | 4.46 | 3.27 | 1.29 | Upgrade
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Net Income | 24.86 | 21.26 | 23.64 | 22.04 | 15.61 | 7.17 | Upgrade
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Net Income to Common | 24.86 | 21.26 | 23.64 | 22.04 | 15.61 | 7.17 | Upgrade
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Net Income Growth | 9.75% | -10.06% | 7.25% | 41.18% | 117.72% | -2.21% | Upgrade
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Basic Shares Outstanding | 8 | 8 | 8 | 8 | 8 | 5 | Upgrade
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Diluted Shares Outstanding | 8 | 8 | 8 | 8 | 8 | 5 | Upgrade
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Shares Change (YoY) | 3.95% | 0.60% | -2.28% | 2.27% | 65.92% | 25.11% | Upgrade
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EPS (Basic) | 3.18 | 2.82 | 3.15 | 2.87 | 2.08 | 1.58 | Upgrade
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EPS (Diluted) | 3.16 | 2.82 | 3.15 | 2.86 | 2.07 | 1.58 | Upgrade
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EPS Growth | 5.14% | -10.48% | 10.14% | 38.16% | 31.03% | -21.79% | Upgrade
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Dividend Per Share | 1.080 | 1.050 | 1.010 | 0.940 | 0.820 | 0.800 | Upgrade
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Dividend Growth | 3.85% | 3.96% | 7.45% | 14.63% | 2.50% | 12.68% | Upgrade
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Effective Tax Rate | 19.12% | 16.84% | 14.53% | 16.82% | 17.33% | 15.29% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.