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ChoiceOne Financial Services, Inc. (COFS)
NASDAQ: COFS · Real-Time Price · USD
33.23
-0.80 (-2.37%)
Aug 19, 2026, 4:00 PM EDT - Market closed

COFS Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
497444319221218201
Market Cap Growth
10.40%38.92%44.41%1.45%8.61%-16.46%
Last Close Price
33.2328.9533.6626.6625.3222.13

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.1615.7411.9510.409.229.10
PS Ratio
2.923.033.502.742.702.53
PB Ratio
1.030.951.231.131.290.91
P/FCF Ratio
9.7417.617.045.255.055.74
P/OCF Ratio
8.4113.946.784.774.925.32

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.710.680.811.200.540.38
Debt / FCF Ratio
6.7512.624.665.592.112.43
Net Debt / Equity Ratio
0.530.470.350.880.230.24
Net Debt / FCF Ratio
4.988.721.994.070.881.52
Return on Equity (ROE)
11.97%7.76%11.72%11.67%12.11%9.82%
Return on Assets (ROA)
1.25%0.79%1.01%0.86%1.00%1.03%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
11.01%6.35%8.37%9.62%10.85%10.99%
FCF Yield
10.27%5.68%14.21%19.04%19.81%17.41%
Dividend Yield
3.49%3.90%3.24%3.94%3.99%4.25%
Payout Ratio
31.96%60.15%33.72%37.20%32.06%32.66%
Buyback Yield / Dilution
-38.55%-70.20%-8.57%-0.60%2.28%-2.27%
Total Shareholder Return
-35.06%-66.30%-5.33%3.34%6.26%1.98%
SEC Filings: 10-K · 10-Q