ChoiceOne Financial Services, Inc. (COFS)

NASDAQ: COFS · Real-Time Price · USD

31.40

-0.02 (-0.06%)

At close: May 29, 2026, 4:00 PM EDT

31.43

+0.03 (0.10%)

After-hours: May 29, 2026, 5:41 PM EDT

COFS Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May '26 May 29, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	470	443	320	221	218	201
Market Cap Growth	4.47%	38.59%	44.48%	1.49%	8.61%	-16.47%
Enterprise Value	618.97	756.08	530.28	456.67	303.17	285.66
Last Close Price	31.40	29.52	35.64	29.30	29.00	26.49
PE Ratio	8.50	14.69	10.97	10.39	9.21	9.26
PS Ratio	2.75	3.01	3.48	2.74	2.69	2.53
PB Ratio	1.00	0.95	1.23	1.13	1.29	0.91
P/TBV Ratio	1.01	0.89	1.13	1.13	1.29	0.92
P/FCF Ratio	13.95	17.58	7.04	5.25	5.05	5.74
P/OCF Ratio	11.46	13.92	6.79	4.77	4.92	5.32
EV/Sales Ratio	3.62	5.15	5.78	5.66	3.74	3.60
EV/EBITDA Ratio	-	38.05	43.00	36.74	22.72	22.99
EV/FCF Ratio	18.36	30.02	11.69	10.85	7.02	8.18
Debt / Equity Ratio	0.50	0.67	0.81	1.20	0.50	0.38
Debt / EBITDA Ratio	11.03	15.77	17.09	18.95	6.39	6.84
Debt / FCF Ratio	7.58	12.44	4.64	5.59	1.98	2.43
Net Debt / Equity Ratio	0.50	0.67	0.81	1.20	0.51	0.38
Net Debt / EBITDA Ratio	11.03	15.77	17.09	18.95	6.39	6.84
Net Debt / FCF Ratio	7.58	12.44	4.64	5.59	1.98	2.43
Asset Turnover	0.04	0.04	0.03	0.03	0.03	0.04
Return on Equity (ROE)	11.93%	7.76%	11.72%	11.67%	12.11%	9.82%
Earnings Yield	11.86%	6.81%	9.12%	9.62%	10.86%	10.80%
FCF Yield	7.17%	5.69%	14.20%	19.04%	19.81%	17.41%
Dividend Yield	3.69%	4.12%	3.10%	3.58%	3.48%	3.54%
Payout Ratio	31.13%	60.15%	33.72%	37.20%	32.06%	32.66%
Buyback Yield / Dilution	-67.30%	-70.20%	-8.57%	-0.60%	2.28%	-2.27%
Total Shareholder Return	-63.61%	-66.08%	-5.47%	2.99%	5.76%	1.26%

SEC Filings: 10-K · 10-Q