ChoiceOne Financial Services, Inc. (COFS)

NASDAQ: COFS · Real-Time Price · USD

30.81

-0.13 (-0.42%)

At close: Apr 20, 2026, 4:00 PM EDT

30.81

0.00 (0.00%)

After-hours: Apr 20, 2026, 5:31 PM EDT

COFS Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 20, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	461	443	320	221	218	201
Market Cap Growth	80.93%	38.59%	44.48%	1.49%	8.61%	-16.47%
Enterprise Value	680.49	756.08	530.28	456.67	303.17	285.66
Last Close Price	30.81	29.52	35.64	29.30	29.00	26.49
PE Ratio	15.33	14.69	10.97	10.39	9.21	9.26
PS Ratio	3.14	3.01	3.48	2.74	2.69	2.53
PB Ratio	0.99	0.95	1.23	1.13	1.29	0.91
P/TBV Ratio	0.93	0.89	1.13	1.13	1.29	0.92
P/FCF Ratio	18.30	17.58	7.04	5.25	5.05	5.74
P/OCF Ratio	14.48	13.92	6.79	4.77	4.92	5.32
EV/Sales Ratio	4.64	5.15	5.78	5.66	3.74	3.60
EV/EBITDA Ratio	-	38.05	43.00	36.74	22.72	22.99
EV/FCF Ratio	27.02	30.02	11.69	10.85	7.02	8.18
Debt / Equity Ratio	0.67	0.67	0.81	1.20	0.50	0.38
Debt / EBITDA Ratio	15.77	15.77	17.09	18.95	6.39	6.84
Debt / FCF Ratio	12.44	12.44	4.64	5.59	1.98	2.43
Net Debt / Equity Ratio	0.67	0.67	0.81	1.20	0.51	0.38
Net Debt / EBITDA Ratio	15.77	15.77	17.09	18.95	6.39	6.84
Net Debt / FCF Ratio	12.44	12.44	4.64	5.59	1.98	2.43
Asset Turnover	0.04	0.04	0.03	0.03	0.03	0.04
Return on Equity (ROE)	7.76%	7.76%	11.72%	11.67%	12.11%	9.82%
Earnings Yield	6.11%	6.81%	9.12%	9.62%	10.86%	10.80%
FCF Yield	5.47%	5.69%	14.20%	19.04%	19.81%	17.41%
Dividend Yield	3.75%	4.12%	3.10%	3.58%	3.48%	3.54%
Payout Ratio	56.72%	60.15%	33.72%	37.20%	32.06%	32.66%
Buyback Yield / Dilution	-70.20%	-70.20%	-8.57%	-0.60%	2.28%	-2.27%
Total Shareholder Return	-66.45%	-66.08%	-5.47%	2.99%	5.76%	1.26%

Updated Jan 30, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q