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ChoiceOne Financial Services, Inc. (COFS)
NASDAQ: COFS · Real-Time Price · USD
33.83
-0.54 (-1.57%)
Jul 30, 2026, 4:00 PM EDT - Market closed

COFS Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Cap
506443320221218201
Market Cap Growth
12.80%38.59%44.48%1.49%8.61%-16.47%
Last Close Price
33.8329.5235.6429.3029.0026.49

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.4814.6910.9710.399.219.26
Forward PE
9.208.379.5610.62--
PS Ratio
2.983.013.482.742.692.53
PB Ratio
1.050.951.231.131.290.91
P/TBV Ratio
1.571.361.471.662.061.29
P/FCF Ratio
15.0017.587.045.255.055.74
P/OCF Ratio
12.3313.926.794.774.925.32

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.710.670.811.200.500.38
Debt / FCF Ratio
-12.444.645.591.982.43
Net Debt / Equity Ratio
0.710.670.811.200.510.38
Net Debt / FCF Ratio
-12.444.645.591.982.43
Asset Turnover
0.040.040.030.030.030.04
Return on Equity (ROE)
11.54%7.76%11.72%11.67%12.11%9.82%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
10.82%6.81%9.12%9.62%10.86%10.80%
FCF Yield
6.67%5.69%14.20%19.04%19.81%17.41%
Dividend Yield
3.43%4.12%3.10%3.58%3.48%3.54%
Payout Ratio
32.49%60.15%33.72%37.20%32.06%32.66%
Buyback Yield / Dilution
-40.91%-70.20%-8.57%-0.60%2.28%-2.27%
Total Shareholder Return
-37.48%-66.08%-5.47%2.99%5.76%1.26%
SEC Filings: 10-K · 10-Q