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ChoiceOne Financial Services, Inc. (COFS)
NASDAQ: COFS · Real-Time Price · USD
37.31
+0.62 (1.69%)
Nov 9, 2026, 4:00 PM EST - Market closed

COFS Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
557444319221218201
Market Cap Growth
24.77%38.92%44.41%1.45%8.61%-16.46%
Last Close Price
36.6928.7133.3726.4325.1121.94

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.2915.7411.9510.409.229.10
PS Ratio
3.283.033.502.742.702.53
PB Ratio
1.170.951.231.131.290.91
P/FCF Ratio
10.9017.617.045.255.055.74
P/OCF Ratio
9.4113.946.784.774.925.32

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.600.680.811.200.540.38
Debt / FCF Ratio
-12.624.665.592.112.43
Net Debt / Equity Ratio
0.400.470.350.880.230.24
Net Debt / FCF Ratio
-8.721.994.070.881.52
Return on Equity (ROE)
11.87%7.76%11.72%11.67%12.11%9.82%
Return on Assets (ROA)
1.25%0.79%1.01%0.86%1.00%1.03%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
9.72%6.35%8.37%9.62%10.85%10.99%
FCF Yield
9.18%5.68%14.21%19.04%19.81%17.41%
Dividend Yield
3.10%3.82%3.06%3.58%3.48%3.52%
Payout Ratio
31.99%60.15%33.72%37.20%32.06%32.66%
Buyback Yield / Dilution
-20.57%-70.20%-8.57%-0.60%2.28%-2.27%
Total Shareholder Return
-17.46%-66.38%-5.51%2.99%5.76%1.25%
SEC Filings: 10-K · 10-Q