COFS Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	84.22	87.99	96.75	55.43	43.94	31.89
Securities and Investments	998.41	980.08	896.12	939.58	972.8	1,116
Other Earning Assets	61.16	66.17	47.17	24.11	4.83	51.98
Gross Loans	2,983	3,022	1,546	1,411	1,190	1,017
Allowance for Loan Losses	-35.5	-35.55	-16.55	-15.69	-7.62	-7.69
Net Loans	2,948	2,986	1,529	1,395	1,182	1,009
Net Property, Plant & Equipment	48.67	48.11	27.1	29.75	28.23	29.88
Other Intangible Assets	29.46	31.15	1.1	1.85	2.81	3.96
Goodwill	129.85	129.85	59.95	59.95	59.95	59.95
Other Non-Earning Assets	146.17	139.7	105.85	90.47	91.19	63.6
Total Assets	4,395	4,411	2,723	2,577	2,386	2,367
Interest-bearing deposits	2,755	2,693	1,689	1,574	1,518	1,491
Noninterest-bearing deposits	912.85	907.01	524.95	547.63	599.58	560.93
Total Deposits	3,667	3,600	2,214	2,122	2,118	2,052
Long-Term Debt	233.37	313.25	210.75	235.51	85.26	85.02
Other Liabilities	23.8	31.93	37.97	23.51	13.78	7.7
Total Liabilities	3,925	3,945	2,463	2,381	2,217	2,145
Additional Paid-in Capital	397.5	398.39	206.78	173.51	172.28	171.91
Accumulated Other Comprehensive Income	-39.51	-35.67	-37.78	-51.58	-71.8	-2.58
Retained Earnings	112.01	102.64	91.41	73.7	68.39	52.33
Shareholders' Equity	470	465.35	260.42	195.63	168.87	221.67
Total Liabilities & Equity	4,395	4,411	2,723	2,577	2,386	2,367
Total Debt	233.37	313.25	210.75	235.51	85.26	85.02
Net Cash (Debt)	-233.37	-313.25	-210.75	-235.51	-85.26	-85.02
Net Cash Per Share	-15.51	-22.39	-25.64	-31.10	-11.33	-11.04
Book Value	470	465.35	260.42	195.63	168.87	221.67
Book Value Per Share	31.23	33.26	31.68	25.84	22.43	28.78
Tangible Book Value	310.68	304.35	199.37	133.83	106.12	157.76
Tangible Book Value Per Share	20.64	21.75	24.25	17.67	14.10	20.48

Updated Apr 24, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q