ChoiceOne Financial Services, Inc. (COFS)

NASDAQ: COFS · Real-Time Price · USD

27.80

+0.58 (2.13%)

At close: Mar 30, 2026, 4:00 PM EDT

27.95

+0.15 (0.54%)

Pre-market: Mar 31, 2026, 4:08 AM EDT

COFS Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	416	443	320	221	218	199
Market Cap Growth	62.44%	38.59%	44.48%	1.47%	9.56%	-17.18%
Enterprise Value	636.17	756.08	530.28	456.67	303.23	283.97
Last Close Price	27.80	29.52	35.64	29.30	29.00	26.49
PE Ratio	13.83	14.69	10.97	10.39	9.21	9.26
PS Ratio	2.84	3.01	3.48	2.74	2.69	2.51
PB Ratio	0.90	0.95	1.23	1.13	1.29	0.90
P/TBV Ratio	0.84	0.89	1.13	1.13	1.29	0.92
P/FCF Ratio	16.54	17.58	7.04	5.25	5.05	5.69
P/OCF Ratio	13.09	13.92	6.79	4.77	4.92	5.28
EV/Sales Ratio	4.34	5.15	5.78	5.66	3.74	3.58
EV/EBITDA Ratio	-	38.05	43.00	36.74	22.73	22.85
EV/FCF Ratio	25.26	30.02	11.69	10.85	7.03	8.13
Debt / Equity Ratio	0.67	0.67	0.81	1.20	0.50	0.38
Debt / EBITDA Ratio	15.77	15.77	17.09	18.95	6.39	6.84
Debt / FCF Ratio	12.44	12.44	4.64	5.59	1.98	2.43
Net Debt / Equity Ratio	0.67	0.67	0.81	1.20	0.51	0.38
Net Debt / EBITDA Ratio	15.77	15.77	17.09	18.95	6.39	6.84
Net Debt / FCF Ratio	12.44	12.44	4.64	5.59	1.98	2.43
Asset Turnover	0.04	0.04	0.03	0.03	0.03	0.04
Return on Equity (ROE)	7.76%	7.76%	11.72%	11.67%	12.11%	9.82%
Earnings Yield	6.76%	6.81%	9.12%	9.62%	10.86%	10.80%
FCF Yield	6.05%	5.69%	14.20%	19.04%	19.80%	17.56%
Dividend Yield	4.17%	4.12%	3.10%	3.58%	3.48%	3.54%
Payout Ratio	56.72%	60.15%	33.72%	37.20%	32.06%	32.66%
Buyback Yield / Dilution	-70.20%	-70.20%	-8.57%	-0.60%	2.28%	-2.27%
Total Shareholder Return	-66.03%	-66.08%	-5.47%	2.99%	5.76%	1.26%

Updated Jan 30, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q