ChoiceOne Financial Services, Inc. (COFS)

NASDAQ: COFS · Real-Time Price · USD

28.04

+0.09 (0.32%)

At close: Mar 10, 2026, 4:00 PM EDT

28.04

0.00 (0.00%)

After-hours: Mar 10, 2026, 4:10 PM EDT

COFS Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 10, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	421	443	320	220	218	199
Market Cap Growth	47.18%	38.59%	45.10%	1.03%	9.56%	-17.18%
Enterprise Value	645.89	756.08	530.28	455.73	303.23	283.97
Last Close Price	28.04	29.52	35.64	29.30	29.00	26.49
PE Ratio	13.95	14.69	10.97	10.39	9.21	9.26
Forward PE	8.01	-	-	-	-	-
PS Ratio	2.86	3.01	3.48	2.73	2.69	2.51
PB Ratio	0.90	0.95	1.23	1.13	1.29	0.90
P/TBV Ratio	0.84	0.89	1.13	1.13	1.29	0.92
P/FCF Ratio	-	29.89	6.81	5.21	5.05	5.69
P/OCF Ratio	-	29.89	6.57	4.74	4.92	5.28
EV/Sales Ratio	4.40	5.15	5.78	5.65	3.74	3.58
EV/EBITDA Ratio	-	-	43.00	36.66	22.73	22.85
EV/FCF Ratio	-	51.04	11.30	10.79	7.03	8.13
Debt / Equity Ratio	0.67	0.67	0.81	1.20	0.50	0.38
Debt / EBITDA Ratio	-	-	17.09	18.95	6.39	6.84
Debt / FCF Ratio	21.15	21.15	4.49	5.57	1.98	2.43
Net Debt / Equity Ratio	0.67	0.67	0.81	1.20	0.51	0.38
Net Debt / EBITDA Ratio	-	-	17.09	18.95	6.39	6.84
Net Debt / FCF Ratio	21.15	21.15	4.49	5.57	1.98	2.43
Asset Turnover	0.04	0.04	0.03	0.03	0.03	0.04
Return on Equity (ROE)	7.76%	7.76%	11.72%	11.67%	12.11%	9.82%
Earnings Yield	6.70%	6.81%	9.12%	9.62%	10.86%	10.80%
FCF Yield	-	3.35%	14.69%	19.18%	19.80%	17.56%
Dividend Yield	4.14%	0.00%	3.10%	3.58%	3.48%	3.54%
Payout Ratio	56.72%	0.00%	33.72%	37.20%	32.06%	32.66%
Buyback Yield / Dilution	-	0.00%	-10.19%	-0.10%	0.27%	3.84%
Total Shareholder Return	-	0.00%	-7.09%	3.48%	3.76%	7.38%

Updated Jan 30, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q