CoastalSouth Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	79.77	67.96	48.55	28.96	224.36
Investment Securities	152.14	171.84	206.24	213.95	176.37
Trading Asset Securities	6.14	7.72	8.74	10.95	1.71
Mortgage-Backed Securities	180.06	166.09	149.34	152.17	116.85
Total Investments	338.34	345.65	364.32	377.07	294.94
Gross Loans	1,617	1,409	1,418	1,299	938.12
Allowance for Loan Losses	-18.74	-17.12	-15.47	-12.36	-8.15
Net Loans	1,599	1,392	1,403	1,286	929.97
Property, Plant & Equipment	22.01	21.83	21.6	23.35	20.63
Goodwill	4.71	4.71	4.71	4.71	4.71
Other Intangible Assets	0.29	0.44	0.63	0.86	1.12
Loans Held for Sale	170.93	174.03	82.13	44.5	81.45
Accrued Interest Receivable	10.03	9.71	9.65	7.48	3.93
Other Receivables	1.85	2.79	13.2	0.39	-
Other Current Assets	2.2	1.71	1.69	1.38	1.35
Long-Term Deferred Tax Assets	16.37	18.15	21.24	21.8	14.5
Other Real Estate Owned & Foreclosed	-	-	-	-	0.64
Other Long-Term Assets	58.63	57.31	54.23	33.35	32.55
Total Assets	2,307	2,099	2,029	1,835	1,612
Interest Bearing Deposits	1,489	1,366	1,274	1,012	952.36
Institutional Deposits	186.4	165.6	151.4	112.07	39.12
Non-Interest Bearing Deposits	312.25	302.91	325.4	424.49	432.63
Total Deposits	1,988	1,835	1,751	1,549	1,424
Short-Term Borrowings	30	27	74.16	127.42	10
Current Portion of Leases	0.81	-	-	-	-
Long-Term Debt	-	14.73	14.68	14.63	14.59
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	20
Long-Term Leases	3.75	4.8	4.9	5.53	3.96
Other Long-Term Liabilities	24.82	22.15	28.16	20.45	14.06
Total Liabilities	2,047	1,903	1,873	1,717	1,487
Common Stock	11.98	10.27	9.54	8.96	8.61
Additional Paid-In Capital	189.88	158.76	145.94	136.6	131.79
Retained Earnings	66.89	41.99	20.09	-0.09	-18.28
Comprehensive Income & Other	-9.22	-15.79	-19.53	-26.68	2.81
Total Common Equity	259.53	195.23	156.04	118.8	124.93
Shareholders' Equity	259.53	195.23	156.04	118.8	124.93
Total Liabilities & Equity	2,307	2,099	2,029	1,835	1,612
Total Debt	34.55	46.53	93.74	147.59	48.54
Net Cash (Debt)	51.35	29.15	-36.45	-107.67	177.53
Net Cash Growth	76.17%	-	-	-	1916.42%
Net Cash Per Share	4.46	2.78	-3.83	-12.16	21.33
Filing Date Shares Outstanding	11.99	10.27	9.54	8.96	8.6
Total Common Shares Outstanding	11.98	10.27	9.54	8.96	8.6
Book Value Per Share	21.66	19.01	16.36	13.26	14.52
Tangible Book Value	254.53	190.08	150.71	113.23	119.11
Tangible Book Value Per Share	21.25	18.51	15.80	12.64	13.84

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.