Central Pacific Financial Corp. (CPF)

Central Pacific Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	309.89	380.94	522.44	112.04	328.91	23.37
Investment Securities	352.85	323.61	267.75	280.16	342.49	281.24
Trading Asset Securities	7.47	12.27	9.99	10.61	0.44	0.02
Mortgage-Backed Securities	1,030	1,063	1,053	1,103	1,319	932.69
Total Investments	1,390	1,399	1,331	1,394	1,662	1,214
Gross Loans	5,367	5,333	5,439	5,556	5,108	4,976
Allowance for Loan Losses	-60.39	-59.18	-63.93	-63.74	-68.1	-83.27
Other Adjustments to Gross Loans	-	-	-	-0.85	-6.42	-11.9
Net Loans	5,307	5,274	5,375	5,492	5,034	4,881
Property, Plant & Equipment	126.56	135.17	125.9	126.62	119.8	111.14
Other Intangible Assets	-	-	1.5	-	-	-
Loans Held for Sale	1.56	5.66	1.78	1.11	3.53	16.69
Accrued Interest Receivable	25.23	23.38	21.51	20.35	16.71	20.22
Restricted Cash	-	-	-	-	-	80.7
Long-Term Deferred Tax Assets	18.5	17.8	29.5	48.5	25.8	26.4
Other Long-Term Assets	217.69	229.28	227.24	229.35	221.01	213.04
Total Assets	7,421	7,472	7,643	7,433	7,419	6,595
Interest Bearing Deposits	4,078	4,151	4,073	4,124	3,993	3,756
Institutional Deposits	596.46	603.81	861.39	519.6	355.2	249.51
Non-Interest Bearing Deposits	1,904	1,889	1,913	2,093	2,291	1,790
Total Deposits	6,578	6,644	6,848	6,736	6,639	5,796
Short-Term Borrowings	3.14	3.84	3.58	9.61	0.47	22.16
Current Portion of Leases	0.93	3.84	-	-	-	-
Accrued Interest Payable	8.6	10.05	18.95	4.74	1.12	1.73
Long-Term Debt	54.98	54.8	54.56	54.31	54.07	53.84
Federal Home Loan Bank Debt, Long-Term	25	50	50	-	-	-
Long-Term Leases	25.36	28.19	30.63	35.89	40.73	47.19
Trust Preferred Securities	51.55	51.55	51.55	51.55	51.55	51.55
Other Long-Term Liabilities	86.17	87.44	82.12	87.57	73.72	75.27
Total Liabilities	6,833	6,934	7,139	6,980	6,861	6,048
Common Stock	397.48	404.49	405.44	408.07	426.09	442.64
Additional Paid-In Capital	106.68	105.05	102.98	101.35	98.07	94.84
Retained Earnings	175.97	143.26	117.99	87.44	42.02	-10.92
Comprehensive Income & Other	-92.06	-114.42	-122.6	-143.98	-7.96	20.13
Total Common Equity	588.07	538.39	503.82	452.87	558.22	546.69
Minority Interest	-	-	-	-	0.05	0.05
Shareholders' Equity	588.07	538.39	503.82	452.87	558.27	546.73
Total Liabilities & Equity	7,421	7,472	7,643	7,433	7,419	6,595
Total Debt	160.95	192.21	190.32	151.36	146.82	174.74
Net Cash (Debt)	156.41	201	342.11	-28.71	182.53	-151.35
Net Cash Growth	10.39%	-41.25%	-	-	-	-
Net Cash Per Share	5.76	7.40	12.63	-1.04	6.46	-5.37
Filing Date Shares Outstanding	26.83	27.07	27.05	26.97	27.68	28.18
Total Common Shares Outstanding	26.9	27.07	27.05	27.03	27.71	28.18
Book Value Per Share	21.86	19.89	18.63	16.76	20.14	19.40
Tangible Book Value	588.07	538.39	502.32	452.87	558.22	546.69
Tangible Book Value Per Share	21.86	19.89	18.57	16.76	20.14	19.40

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q