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Central Pacific Financial Corporation (CPF)

Stock Price: $15.19 USD -0.37 (-2.38%)
Updated Aug 3, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 427.66M
Revenue (ttm) 206.00M
Net Income (ttm) 46.99M
Shares Out 28.15M
EPS (ttm) 1.65
PE Ratio 9.21
Forward PE 17.30
Dividend $0.92
Dividend Yield 6.06%

Stock Quote

Trading Day Aug 3, 2020
Last Price $15.19
Previous Close $15.56
Change ($) -0.37
Change (%) -2.38%
Day's Open 15.50
Day's Range 15.01 - 15.64
Day's Volume 209,874
52-Week Range 12.40 - 30.56

More Stats

Market Cap 427.66M
Enterprise Value 502.26M
Earnings Date (est) Oct 21, 2020
Ex-Dividend Date May 28, 2020
Shares Outstanding 28.15M
Float 27.42M
EPS (basic) 1.67
EPS (diluted) 1.65
FCF / Share 2.63
Dividend $0.92
Dividend Yield 6.06%
Earnings Yield 10.86%
FCF Yield 17.25%
Payout Ratio 55.10%
Shares Short 425,608
Short Ratio 1.93
Short % of Float 2.13%
Beta 1.26
PE Ratio 9.21
Forward PE 17.30
P/FCF Ratio 5.80
PS Ratio 2.08
PB Ratio 0.82
Revenue 206.00M
Operating Income 62.84M
Net Income 46.99M
Free Cash Flow 73.79M
Net Cash -74.60M
Net Cash / Share -2.65
Gross Margin 106.25%
Operating Margin 30.51%
Profit Margin 22.70%
FCF Margin 35.82%
ROA 0.75%
ROE 8.87%
ROIC 1.00%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (4)

Buy 1
Overweight 0
Hold 3
Underweight 0
Sell 0

Analyst Consensus: Overweight

Price Target

$19.67*
(29.49% upside)
Low
17.0
Current: $15.19
High
22.0
Target: 19.67
*Average 12-month price target from 3 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue22021320720620019119919921616.14
Revenue Growth3.11%2.93%0.53%2.89%4.71%-4.2%0.01%-7.5%1235.19%-
Gross Profit22021320720620019119919921616.14
Operating Income77.9378.2475.8073.2772.9660.8459.8347.4242.81-245
Net Income58.3259.4941.2046.9945.8740.4517247.4236.57-251
Shares Outstanding28.3829.1730.1330.8331.3335.9042.0941.8641.751.52
Earnings Per Share2.032.011.341.501.401.074.071.133.31-171.13
EPS Growth1%50%-10.67%7.14%30.84%-73.71%260.18%-65.86%--
Dividend Per Share0.900.610.700.600.820.360.16---
Dividend Growth47.54%-12.86%16.67%-26.83%127.78%125%----
Operating Cash Flow72.1910396.7876.4974.5171.4384.5339.3923.12221
Capital Expenditures-7.20-3.23-6.53-1.61-5.82-6.02-6.29-3.70-0.7517.76
Free Cash Flow65.0010090.2574.8868.6965.4278.2435.6922.38239
Cash & Equivalents10310282.2984.3480.1986.0149.35177257791
Total Debt304319125228162131101108158662
Net Cash / Debt-201-217-42.49-143-81.59-44.78-51.4769.0998.74128
Assets6,0135,8075,6245,3845,1314,8534,7414,3704,1333,938
Liabilities5,4845,3155,1244,8804,6374,2854,0813,8563,6663,862
Book Value52949250050549556866050545666.05
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Central Pacific Financial Corporation
Country United States
Employees 789
CEO Paul K. Yonamine

Stock Information

Ticker Symbol CPF
Stock Exchange New York Stock Exchange
Sector Financial Services
Industry Banks—Regional
Unique Identifier NYSE: CPF

Description

Central Pacific Financial Corp. operates as the holding company for Central Pacific Bank that provides commercial banking products and services to businesses, professionals, and individuals in the United States. The company operates in three segments: Banking Operations, Treasury, and All Others. It offers various deposit products and services, including personal and business checking and savings accounts, money market accounts, and time certificates of deposit. The company's lending activities comprise commercial loans, financial and agricultural loans, commercial mortgages, construction loans, and leases to small and medium-sized companies, business professionals, and real estate investors and developers, as well as residential mortgages, home equity, and consumer loans to local homebuyers and individuals. Central Pacific Financial Corp. also provides debit cards, internet and mobile banking, cash management services, traveler's checks, safe deposit boxes, international banking services, night depository facilities, foreign exchange and wire transfers, trust services, retail brokerage, and wholesale funding services. In addition, the company offers wealth management products and services, including non-deposit investment products, annuities, insurance, investment management, asset custody, and general consultation and planning services. As of December 31, 2019, it operated 35 branches and 77 automated teller machines in the state of Hawaii. The company was founded in 1954 and is headquartered in Honolulu, Hawaii.