Central Pacific Financial Corp. (CPF)

NYSE: CPF · Real-Time Price · USD

37.43

-0.07 (-0.19%)

Aug 21, 2026, 4:00 PM EDT - Market closed

Central Pacific Financial Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	288.19	276.99	240.58	240.95	264.75	268.6
Revenue Growth	13.58%	15.14%	-0.16%	-8.99%	-1.43%	34.15%
Net Income	83	77.48	53.41	58.67	73.93	79.89
Earnings Per Share	3.11	2.86	1.97	2.17	2.68	2.83
EPS Growth	38.86%	45.18%	-9.22%	-19.03%	-5.30%	114.39%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	391.39	385.86	393.21	532.42	122.65	329.35
Total Debt	103.49	105.15	192.21	190.32	151.36	146.82
Net Cash (Debt)	287.9	280.71	201	342.11	-28.71	182.53
Net Cash Growth	81.74%	39.66%	-41.25%	-	-	-
Net Cash Per Share	10.82	10.38	7.40	12.63	-1.04	6.46

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	103.18	97.47	90.52	105.11	114.12	110.49
Capital Expenditures	-5.26	-5.16	-15.09	-12.65	-18.44	-22.16
Free Cash Flow	97.92	92.3	75.43	92.46	95.68	88.33
Free Cash Flow Growth	5.25%	22.37%	-18.42%	-3.36%	8.33%	73.89%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	28.80%	27.97%	22.20%	24.35%	27.92%	29.74%
FCF Margin	33.98%	33.32%	31.35%	38.37%	36.14%	32.88%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.200	1.090	1.040	1.040	1.040	0.960
Dividend Per Share Growth	8.41%	4.81%	0%	0%	8.33%	4.35%
Dividend Yield	3.21%	3.56%	3.78%	5.83%	6.00%	4.17%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	12.04	10.79	14.72	9.07	7.47	9.86
Forward PE	11.03	10.34	11.74	10.47	8.47	13.06
P/FCF Ratio	9.84	9.06	10.42	5.76	5.77	8.92
PS Ratio	3.34	3.02	3.27	2.21	2.09	2.93