Central Pacific Financial Corp. (CPF)

NYSE: CPF · Real-Time Price · USD

38.99

-0.12 (-0.31%)

Nov 11, 2026, 4:00 PM EST - Market closed

Central Pacific Financial Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	292.48	276.99	240.58	240.95	264.75	268.6
Revenue Growth	12.20%	15.14%	-0.16%	-8.99%	-1.43%	34.15%
Net Income	87.2	77.48	53.41	58.67	73.93	79.89
Earnings Per Share	3.31	2.86	1.97	2.17	2.68	2.83
EPS Growth	36.33%	45.18%	-9.22%	-19.03%	-5.30%	114.39%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	370.23	385.86	393.21	532.42	122.65	329.35
Total Debt	103.49	105.15	192.21	190.32	151.36	146.82
Net Cash (Debt)	266.74	280.71	201	342.11	-28.71	182.53
Net Cash Growth	70.54%	39.66%	-41.25%	-	-	-
Net Cash Per Share	10.15	10.38	7.40	12.63	-1.04	6.46

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	110.82	97.47	90.52	105.11	114.12	110.49
Capital Expenditures	-6.18	-5.16	-15.09	-12.65	-18.44	-22.16
Free Cash Flow	104.64	92.3	75.43	92.46	95.68	88.33
Free Cash Flow Growth	5.92%	22.37%	-18.42%	-3.36%	8.33%	73.89%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	29.81%	27.97%	22.20%	24.35%	27.92%	29.74%
FCF Margin	35.77%	33.32%	31.35%	38.37%	36.14%	32.88%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.200	1.090	1.040	1.040	1.040	0.960
Dividend Per Share Growth	9.17%	4.81%	0%	0%	8.33%	4.35%
Dividend Yield	3.08%	3.43%	3.58%	5.29%	5.09%	3.38%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	11.77	10.79	14.72	9.07	7.47	9.86
Forward PE	10.91	10.34	11.74	10.47	8.47	13.06
P/FCF Ratio	9.48	9.06	10.42	5.76	5.77	8.92
PS Ratio	3.39	3.02	3.27	2.21	2.09	2.93