Central Pacific Financial Corp. (CPF)

NYSE: CPF · Real-Time Price · USD

40.02

+0.62 (1.57%)

Aug 3, 2026, 10:35 AM EDT - Market open

Central Pacific Financial Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	288.22	276.99	240.63	240.97	264.76	268.7
Revenue Growth	9.29%	15.11%	-0.14%	-8.99%	-1.47%	33.83%
Net Income	83	77.48	53.41	58.67	73.93	79.89
Earnings Per Share	3.12	2.86	1.97	2.17	2.68	2.83
EPS Growth	39.91%	45.18%	-9.22%	-19.03%	-5.30%	114.39%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	383.27	378.65	380.94	522.44	112.04	328.91
Total Debt	76.55	76.55	156.35	156.1	105.86	105.62
Net Cash (Debt)	-76.55	-76.55	-156.35	-156.1	-105.86	-105.62
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-2.88	-2.83	-5.76	-5.76	-3.84	-3.74

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	93.32	97.47	90.52	105.11	114.12	110.49
Capital Expenditures	-5.34	-5.16	-15.09	-12.65	-18.44	-22.16
Free Cash Flow	87.98	92.3	75.43	92.46	95.68	88.33
Free Cash Flow Growth	25.03%	22.37%	-18.42%	-3.36%	8.33%	73.89%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	36.66%	35.48%	28.28%	31.88%	37.31%	39.32%
Profit Margin	28.80%	27.97%	22.20%	24.35%	27.92%	29.73%
FCF Margin	0.00%	33.32%	31.35%	38.37%	36.14%	32.87%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.200	1.090	1.040	1.040	1.040	0.960
Dividend Per Share Growth	8.41%	4.81%	0%	0%	8.33%	4.35%
Dividend Yield	3.00%	3.50%	3.58%	5.29%	5.13%	3.42%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	12.87	10.90	14.75	9.07	7.57	9.95
Forward PE	11.80	10.34	11.74	10.47	8.47	13.06
P/FCF Ratio	11.30	8.90	10.42	5.76	5.73	8.84
PS Ratio	3.53	2.97	3.27	2.21	2.07	2.91