Central Pacific Financial Corp. (CPF)
NYSE: CPF · Real-Time Price · USD
38.99
-0.12 (-0.31%)
Nov 11, 2026, 4:00 PM EST - Market closed
Central Pacific Financial Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 116.69 | 378.65 | 380.94 | 522.44 | 112.04 | 328.91 |
Investment Securities | 665.99 | 361.17 | 323.61 | 267.75 | 280.16 | 342.49 |
Trading Asset Securities | 10.81 | 7.21 | 12.27 | 9.99 | 10.61 | 0.44 |
Mortgage-Backed Securities | 974.19 | 1,011 | 1,063 | 1,053 | 1,103 | 1,319 |
Total Investments | 1,651 | 1,379 | 1,399 | 1,331 | 1,394 | 1,662 |
Gross Loans | 5,313 | 5,289 | 5,333 | 5,439 | 5,556 | 5,108 |
Allowance for Loan Losses | -59.84 | -59.62 | -59.18 | -63.93 | -63.74 | -68.1 |
Other Adjustments to Gross Loans | - | - | - | - | -0.85 | -6.42 |
Net Loans | 5,253 | 5,229 | 5,274 | 5,375 | 5,492 | 5,034 |
Property, Plant & Equipment | 122.6 | 125.44 | 135.17 | 125.9 | 126.62 | 119.8 |
Other Intangible Assets | - | - | - | 1.5 | - | - |
Loans Held for Sale | 0.78 | 1.08 | 5.66 | 1.78 | 1.11 | 3.53 |
Accrued Interest Receivable | 25.18 | 23.56 | 23.38 | 21.51 | 20.35 | 16.71 |
Long-Term Deferred Tax Assets | 31.9 | 23.6 | 17.8 | 29.5 | 48.5 | 25.8 |
Other Real Estate Owned & Foreclosed | 0.97 | - | - | - | - | - |
Other Long-Term Assets | 222.45 | 222.43 | 229.28 | 227.24 | 229.35 | 221.01 |
Total Assets | 7,450 | 7,409 | 7,472 | 7,643 | 7,433 | 7,419 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 4,211 | 4,168 | 4,151 | 4,073 | 4,124 | 3,993 |
Institutional Deposits | 555.39 | 550.31 | 603.81 | 861.39 | 519.6 | 355.2 |
Non-Interest Bearing Deposits | 1,897 | 1,891 | 1,889 | 1,913 | 2,093 | 2,291 |
Total Deposits | 6,664 | 6,610 | 6,644 | 6,848 | 6,736 | 6,639 |
Short-Term Borrowings | 3.9 | 3.05 | 3.84 | 3.58 | 9.61 | 0.47 |
Current Portion of Leases | 1.01 | 3.95 | - | - | - | - |
Accrued Interest Payable | 5.4 | 7.07 | 10.05 | 18.95 | 4.74 | 1.12 |
Long-Term Debt | - | - | 54.8 | 54.56 | 54.31 | 54.07 |
Federal Home Loan Bank Debt, Long-Term | 25 | 25 | 50 | 50 | - | - |
Long-Term Leases | 22.03 | 21.6 | 32.03 | 30.63 | 35.89 | 40.73 |
Trust Preferred Securities | 51.55 | 51.55 | 51.55 | 51.55 | 51.55 | 51.55 |
Other Long-Term Liabilities | 86.02 | 94.68 | 87.44 | 82.12 | 87.57 | 73.72 |
Total Liabilities | 6,868 | 6,817 | 6,934 | 7,139 | 6,980 | 6,861 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 348.14 | 381.16 | 404.49 | 405.44 | 408.07 | 426.09 |
Additional Paid-In Capital | 108.24 | 107.31 | 105.05 | 102.98 | 101.35 | 98.07 |
Retained Earnings | 232.88 | 191.38 | 143.26 | 117.99 | 87.44 | 42.02 |
Comprehensive Income & Other | -107.82 | -87.27 | -114.42 | -122.6 | -143.98 | -7.96 |
Total Common Equity | 581.44 | 592.58 | 538.39 | 503.82 | 452.87 | 558.22 |
Minority Interest | - | - | - | - | - | 0.05 |
Shareholders' Equity | 581.44 | 592.58 | 538.39 | 503.82 | 452.87 | 558.27 |
Total Liabilities & Equity | 7,450 | 7,409 | 7,472 | 7,643 | 7,433 | 7,419 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 103.49 | 105.15 | 192.21 | 190.32 | 151.36 | 146.82 |
Net Cash (Debt) | 266.74 | 280.71 | 201 | 342.11 | -28.71 | 182.53 |
Net Cash Growth | 70.54% | 39.66% | -41.25% | - | - | - |
Net Cash Per Share | 10.15 | 10.38 | 7.40 | 12.63 | -1.04 | 6.46 |
Filing Date Shares Outstanding | 25.44 | 26.29 | 27.07 | 27.05 | 26.97 | 27.68 |
Total Common Shares Outstanding | 25.51 | 26.29 | 27.07 | 27.05 | 27.03 | 27.71 |
Book Value Per Share | 22.79 | 22.54 | 19.89 | 18.63 | 16.76 | 20.14 |
Tangible Book Value | 581.44 | 592.58 | 538.39 | 502.32 | 452.87 | 558.22 |
Tangible Book Value Per Share | 22.79 | 22.54 | 19.89 | 18.57 | 16.76 | 20.14 |