Central Pacific Financial Corp. (CPF)

Central Pacific Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	65.95	53.41	58.67	73.93	79.89	37.27
Depreciation & Amortization	9.36	9.12	7.65	8.16	10.45	12.39
Gain (Loss) on Sale of Assets	2	0.06	-5.06	0.3	0.1	0.84
Gain (Loss) on Sale of Investments	9.25	11.7	5.12	-4.11	9.03	10.11
Total Asset Writedown	-	-	-	-	-	0.08
Provision for Credit Losses	14.13	9.83	15.7	-1.27	-14.59	42.11
Net Decrease (Increase) in Loans Originated / Sold - Operating	1.3	-2.63	0.05	4.2	19.53	8.44
Change in Other Net Operating Assets	9.74	4.29	15.71	11.71	2.35	-2.88
Other Operating Activities	-9.96	3.86	6.13	19.51	6.56	-18.41
Operating Cash Flow	103.26	90.52	105.11	114.12	110.49	76.79
Operating Cash Flow Growth	20.31%	-13.88%	-7.89%	3.29%	43.88%	6.37%
Capital Expenditures	-5.27	-15.09	-12.65	-18.44	-22.16	-26
Sale of Property, Plant and Equipment	-	-	6.22	-	-	-
Investment in Securities	3.21	-76.78	80.13	90.85	-501.35	-58.16
Income (Loss) Equity Investments	0.84	0.02	0.07	0.05	0.12	-0.09
Net Decrease (Increase) in Loans Originated / Sold - Investing	-37.22	91.55	100.98	-456.9	-138.12	-521.87
Other Investing Activities	-14.37	0.97	4.98	0.01	-0.67	9.09
Investing Cash Flow	-53.65	0.65	179.66	-384.48	-662.3	-596.95
Short-Term Debt Issued	-	-	-	5	-	-
Long-Term Debt Issued	-	-	50	-	-	119.78
Total Debt Issued	-	-	50	5	-	119.78
Short-Term Debt Repaid	-	-	-5	-	-22	-128
Long-Term Debt Repaid	-	-	-	-	-	-115.94
Total Debt Repaid	-25	-	-5	-	-22	-243.94
Net Debt Issued (Repaid)	-25	-	45	5	-22	-124.16
Issuance of Common Stock	-	-	-	0.68	1.24	-
Repurchase of Common Stock	-7.02	-0.95	-2.63	-20.74	-18.67	-4.75
Common Dividends Paid	-28.93	-28.14	-28.12	-28.51	-26.96	-25.94
Net Increase (Decrease) in Deposit Accounts	-5.33	-203.58	111.37	97.07	843.04	676.1
Financing Cash Flow	-66.28	-232.67	125.62	53.5	776.65	521.25
Net Cash Flow	-16.68	-141.5	410.39	-216.86	224.84	1.1
Free Cash Flow	97.98	75.43	92.46	95.68	88.33	50.8
Free Cash Flow Growth	38.85%	-18.42%	-3.36%	8.33%	73.89%	-21.85%
Free Cash Flow Margin	37.59%	31.35%	38.37%	36.14%	32.88%	25.37%
Free Cash Flow Per Share	3.61	2.78	3.41	3.47	3.13	1.80
Cash Interest Paid	83.05	103.26	58.45	13.48	8.32	17.3
Cash Income Tax Paid	-	-9.21	7.31	5.58	22.67	20.04

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q