Central Pacific Financial Corp. (CPF)

Central Pacific Financial Statistics

Total Valuation

CPF has a market cap or net worth of $921.79 million. The enterprise value is $651.94 million.

Market Cap	921.79M
Enterprise Value	651.94M

Important Dates

The last earnings date was Wednesday, January 28, 2026, before market open.

Earnings Date	Jan 28, 2026
Ex-Dividend Date	Feb 27, 2026

Share Statistics

CPF has 26.83 million shares outstanding. The number of shares has decreased by -0.41% in one year.

Current Share Class	26.83M
Shares Outstanding	26.83M
Shares Change (YoY)	-0.41%
Shares Change (QoQ)	-0.94%
Owned by Insiders (%)	2.38%
Owned by Institutions (%)	92.46%
Float	26.18M

Valuation Ratios

The trailing PE ratio is 12.03 and the forward PE ratio is 10.59.

PE Ratio	12.03
Forward PE	10.59
PS Ratio	3.35
Forward PS	3.49
PB Ratio	1.53
P/TBV Ratio	1.57
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	8.41
EV / Sales	2.35
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.70%.

Return on Equity (ROE)	13.70%
Return on Assets (ROA)	1.04%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	8.47%
Revenue Per Employee	$373,803
Profits Per Employee	$104,561
Employee Count	741
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CPF has paid $20.80 million in taxes.

Income Tax	20.80M
Effective Tax Rate	21.16%

Stock Price Statistics

The stock price has increased by +16.14% in the last 52 weeks. The beta is 0.94, so CPF's price volatility has been similar to the market average.

Beta (5Y)	0.94
52-Week Price Change	+16.14%
50-Day Moving Average	32.41
200-Day Moving Average	29.62
Relative Strength Index (RSI)	64.10
Average Volume (20 Days)	161,796

Short Selling Information

The latest short interest is 372,802, so 1.39% of the outstanding shares have been sold short.

Short Interest	372,802
Short Previous Month	476,150
Short % of Shares Out	1.39%
Short % of Float	1.42%
Short Ratio (days to cover)	2.43

Income Statement

In the last 12 months, CPF had revenue of $276.99 million and earned $77.48 million in profits. Earnings per share was $2.86.

Revenue	276.99M
Gross Profit	276.99M
Operating Income	98.28M
Pretax Income	98.28M
Net Income	77.48M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.86

Balance Sheet

The company has $378.65 million in cash and $102.10 million in debt, with a net cash position of $276.56 million or $10.31 per share.

Cash & Cash Equivalents	378.65M
Total Debt	102.10M
Net Cash	276.56M
Net Cash Per Share	$10.31
Equity (Book Value)	592.58M
Book Value Per Share	22.47
Working Capital	-6.21B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	35.48%
Pretax Margin	35.48%
Profit Margin	27.97%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.16, which amounts to a dividend yield of 3.37%.

Dividend Per Share	$1.16
Dividend Yield	3.37%
Dividend Growth (YoY)	5.71%
Years of Dividend Growth	1
Payout Ratio	38.81%
Buyback Yield	0.41%
Shareholder Yield	3.79%
Earnings Yield	8.34%
FCF Yield	n/a

Analyst Forecast

The average price target for CPF is $35.50, which is 3.32% higher than the current price. The consensus rating is "Buy".

Price Target	$35.50
Price Target Difference	3.32%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 3, 2011. It was a reverse split with a ratio of 1:20.

Last Split Date	Feb 3, 2011
Split Type	Reverse
Split Ratio	1:20

Scores

Altman Z-Score	n/a
Piotroski F-Score	2