Central Pacific Financial Corp. (CPF)

Central Pacific Financial Statistics

Total Valuation

CPF has a market cap or net worth of $705.42 million. The enterprise value is $551.90 million.

Market Cap	705.42M
Enterprise Value	551.90M

Important Dates

The last earnings date was Friday, July 25, 2025, before market open.

Earnings Date	Jul 25, 2025
Ex-Dividend Date	Aug 29, 2025

Share Statistics

CPF has 26.98 million shares outstanding. The number of shares has increased by 0.32% in one year.

Current Share Class	26.98M
Shares Outstanding	26.98M
Shares Change (YoY)	+0.32%
Shares Change (QoQ)	-0.53%
Owned by Insiders (%)	2.41%
Owned by Institutions (%)	92.72%
Float	26.30M

Valuation Ratios

The trailing PE ratio is 11.68 and the forward PE ratio is 8.89.

PE Ratio	11.68
Forward PE	8.89
PS Ratio	2.79
Forward PS	2.82
PB Ratio	1.24
P/TBV Ratio	1.24
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	9.10
EV / Sales	2.18
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.16%.

Return on Equity (ROE)	11.16%
Return on Assets (ROA)	0.82%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$342,405
Profits Per Employee	$81,891
Employee Count	741
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CPF has paid $16.21 million in taxes.

Income Tax	16.21M
Effective Tax Rate	21.09%

Stock Price Statistics

The stock price has increased by +0.23% in the last 52 weeks. The beta is 1.04, so CPF's price volatility has been similar to the market average.

Beta (5Y)	1.04
52-Week Price Change	+0.23%
50-Day Moving Average	27.53
200-Day Moving Average	28.14
Relative Strength Index (RSI)	31.01
Average Volume (20 Days)	130,725

Short Selling Information

The latest short interest is 492,094, so 1.82% of the outstanding shares have been sold short.

Short Interest	492,094
Short Previous Month	586,613
Short % of Shares Out	1.82%
Short % of Float	1.87%
Short Ratio (days to cover)	2.81

Income Statement

In the last 12 months, CPF had revenue of $253.72 million and earned $60.68 million in profits. Earnings per share was $2.24.

Revenue	253.72M
Gross Profit	253.72M
Operating Income	76.90M
Pretax Income	74.20M
Net Income	60.68M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.24

Balance Sheet

The company has $316.97 million in cash and $163.45 million in debt, giving a net cash position of $153.52 million or $5.69 per share.

Cash & Cash Equivalents	316.97M
Total Debt	163.45M
Net Cash	153.52M
Net Cash Per Share	$5.69
Equity (Book Value)	568.87M
Book Value Per Share	21.08
Working Capital	-6.21B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	30.31%
Pretax Margin	30.31%
Profit Margin	23.92%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.08, which amounts to a dividend yield of 4.05%.

Dividend Per Share	$1.08
Dividend Yield	4.05%
Dividend Growth (YoY)	1.92%
Years of Dividend Growth	n/a
Payout Ratio	47.33%
Buyback Yield	-0.32%
Shareholder Yield	3.74%
Earnings Yield	8.60%
FCF Yield	n/a

Analyst Forecast

The average price target for CPF is $30.00, which is 14.77% higher than the current price. The consensus rating is "Buy".

Price Target	$30.00
Price Target Difference	14.77%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 3, 2011. It was a reverse split with a ratio of 1:20.

Last Split Date	Feb 3, 2011
Split Type	Reverse
Split Ratio	1:20

Scores

Altman Z-Score	n/a
Piotroski F-Score	2