Central Pacific Financial Corp. (CPF)

Central Pacific Financial Statistics

Total Valuation

CPF has a market cap or net worth of $736.06 million. The enterprise value is $526.25 million.

Market Cap	736.06M
Enterprise Value	526.25M

Important Dates

The next estimated earnings date is Wednesday, April 23, 2025, before market open.

Earnings Date	Apr 23, 2025
Ex-Dividend Date	Feb 28, 2025

Share Statistics

CPF has 27.12 million shares outstanding. The number of shares has increased by 0.28% in one year.

Current Share Class	27.12M
Shares Outstanding	27.12M
Shares Change (YoY)	+0.28%
Shares Change (QoQ)	+0.10%
Owned by Insiders (%)	2.38%
Owned by Institutions (%)	94.14%
Float	26.45M

Valuation Ratios

The trailing PE ratio is 13.67 and the forward PE ratio is 9.79.

PE Ratio	13.67
Forward PE	9.79
PS Ratio	3.03
Forward PS	3.05
PB Ratio	1.35
P/TBV Ratio	1.35
P/FCF Ratio	9.64
P/OCF Ratio	8.03
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	9.85
EV / Sales	2.19
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	6.98

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	2.55
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.25%.

Return on Equity (ROE)	10.25%
Return on Assets (ROA)	0.71%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$324,663
Profits Per Employee	$72,081
Employee Count	741
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CPF has paid $14.63 million in taxes.

Income Tax	14.63M
Effective Tax Rate	21.50%

Stock Price Statistics

The stock price has increased by +36.96% in the last 52 weeks. The beta is 1.15, so CPF's price volatility has been higher than the market average.

Beta (5Y)	1.15
52-Week Price Change	+36.96%
50-Day Moving Average	28.35
200-Day Moving Average	27.43
Relative Strength Index (RSI)	42.83
Average Volume (20 Days)	159,906

Short Selling Information

The latest short interest is 580,183, so 2.14% of the outstanding shares have been sold short.

Short Interest	580,183
Short Previous Month	762,275
Short % of Shares Out	2.14%
Short % of Float	2.19%
Short Ratio (days to cover)	3.35

Income Statement

In the last 12 months, CPF had revenue of $240.58 million and earned $53.41 million in profits. Earnings per share was $1.97.

Revenue	240.58M
Gross Profit	240.58M
Operating Income	68.04M
Pretax Income	74.20M
Net Income	53.41M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.97

Balance Sheet

The company has $393.21 million in cash and $192.21 million in debt, giving a net cash position of $201.00 million or $7.41 per share.

Cash & Cash Equivalents	393.21M
Total Debt	192.21M
Net Cash	201.00M
Net Cash Per Share	$7.41
Equity (Book Value)	538.39M
Book Value Per Share	19.89
Working Capital	-6.24B

Cash Flow

In the last 12 months, operating cash flow was $90.52 million and capital expenditures -$15.09 million, giving a free cash flow of $75.43 million.

Operating Cash Flow	90.52M
Capital Expenditures	-15.09M
Free Cash Flow	75.43M
FCF Per Share	$2.78

Margins

Gross Margin	n/a
Operating Margin	28.28%
Pretax Margin	28.28%
Profit Margin	22.20%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	31.35%

Dividends & Yields

This stock pays an annual dividend of $1.08, which amounts to a dividend yield of 4.01%.

Dividend Per Share	$1.08
Dividend Yield	4.01%
Dividend Growth (YoY)	0.96%
Years of Dividend Growth	n/a
Payout Ratio	54.82%
Buyback Yield	-0.28%
Shareholder Yield	3.73%
Earnings Yield	7.34%
FCF Yield	10.37%

Analyst Forecast

The average price target for CPF is $30.00, which is 10.52% higher than the current price. The consensus rating is "Buy".

Price Target	$30.00
Price Target Difference	10.52%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on February 3, 2011. It was a reverse split with a ratio of 0.05:1.

Last Split Date	Feb 3, 2011
Split Type	Reverse
Split Ratio	0.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4