Central Pacific Financial Corp. (CPF)

Central Pacific Financial Statistics

Total Valuation

CPF has a market cap or net worth of $765.65 million. The enterprise value is $623.98 million.

Market Cap	765.65M
Enterprise Value	623.98M

Important Dates

The next estimated earnings date is Wednesday, January 29, 2025, before market open.

Earnings Date	Jan 29, 2025
Ex-Dividend Date	Nov 29, 2024

Share Statistics

CPF has 27.06 million shares outstanding. The number of shares has decreased by -0.02% in one year.

Current Share Class	27.06M
Shares Outstanding	27.06M
Shares Change (YoY)	-0.02%
Shares Change (QoQ)	+0.29%
Owned by Insiders (%)	2.32%
Owned by Institutions (%)	95.43%
Float	26.41M

Valuation Ratios

The trailing PE ratio is 13.47 and the forward PE ratio is 11.43.

PE Ratio	13.47
Forward PE	11.43
PS Ratio	3.13
Forward PS	3.33
PB Ratio	1.41
P/TBV Ratio	1.41
P/FCF Ratio	10.85
P/OCF Ratio	8.92
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	10.96
EV / Sales	2.55
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	8.84

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	2.73
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.25%.

Return on Equity (ROE)	11.25%
Return on Assets (ROA)	0.76%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$331,944
Profits Per Employee	$77,250
Employee Count	737
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CPF has paid $16.84 million in taxes.

Income Tax	16.84M
Effective Tax Rate	22.83%

Stock Price Statistics

The stock price has increased by +43.24% in the last 52 weeks. The beta is 1.16, so CPF's price volatility has been higher than the market average.

Beta (5Y)	1.16
52-Week Price Change	+43.24%
50-Day Moving Average	30.11
200-Day Moving Average	24.66
Relative Strength Index (RSI)	31.30
Average Volume (20 Days)	258,805

Short Selling Information

The latest short interest is 633,130, so 2.34% of the outstanding shares have been sold short.

Short Interest	633,130
Short Previous Month	737,452
Short % of Shares Out	2.34%
Short % of Float	2.40%
Short Ratio (days to cover)	2.69

Income Statement

In the last 12 months, CPF had revenue of $244.64 million and earned $56.93 million in profits. Earnings per share was $2.10.

Revenue	244.64M
Gross Profit	244.64M
Operating Income	76.05M
Pretax Income	74.20M
Net Income	56.93M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.10

Balance Sheet

The company has $334.65 million in cash and $192.97 million in debt, giving a net cash position of $141.68 million or $5.23 per share.

Cash & Cash Equivalents	334.65M
Total Debt	192.97M
Net Cash	141.68M
Net Cash Per Share	$5.23
Equity (Book Value)	543.73M
Book Value Per Share	20.09
Working Capital	-6.24B

Cash Flow

In the last 12 months, operating cash flow was $85.82 million and capital expenditures -$15.26 million, giving a free cash flow of $70.56 million.

Operating Cash Flow	85.82M
Capital Expenditures	-15.26M
Free Cash Flow	70.56M
FCF Per Share	$2.61

Margins

Gross Margin	n/a
Operating Margin	31.09%
Pretax Margin	30.16%
Profit Margin	23.27%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	28.84%

Dividends & Yields

This stock pays an annual dividend of $1.04, which amounts to a dividend yield of 3.68%.

Dividend Per Share	$1.04
Dividend Yield	3.68%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	49.53%
Buyback Yield	0.02%
Shareholder Yield	3.70%
Earnings Yield	7.44%
FCF Yield	9.22%

Analyst Forecast

The average price target for CPF is $30.00, which is 6.05% higher than the current price. The consensus rating is "Buy".

Price Target	$30.00
Price Target Difference	6.05%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on February 3, 2011. It was a reverse split with a ratio of 0.05:1.

Last Split Date	Feb 3, 2011
Split Type	Reverse
Split Ratio	0.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4