CreditRiskMonitor.com, Inc. (CRMZ)

CreditRiskMonitor.com Income Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Revenue	19.15	18.93	17.98	17.07	15.73	14.5
Revenue Growth (YoY)	5.04%	5.30%	5.36%	8.47%	8.49%	4.39%
Cost of Revenue	8.11	7.83	6.98	6.33	6.03	5.76
Gross Profit	11.04	11.1	10.99	10.73	9.71	8.74
Selling, General & Admin	9.42	9.22	9.04	8.13	9.72	8.35
Depreciation & Amortization	0.38	0.38	0.38	0.3	0.22	0.21
Operating Expenses	9.8	9.61	9.42	8.43	9.94	8.55
Operating Income	1.24	1.49	1.57	2.3	-0.24	0.19
Other Non Operating Income (Expenses)	0.78	0.72	0.18	0.01	0.03	0.16
EBT Excluding Unusual Items	2.02	2.21	1.75	2.31	-0.21	0.34
Other Unusual Items	-	-	-	1.56	-	-
Pretax Income	2.02	2.21	1.75	3.87	-0.21	0.34
Income Tax Expense	0.47	0.51	0.39	0.51	-0.16	0.13
Net Income	1.55	1.7	1.36	3.36	-0.05	0.22
Net Income to Common	1.55	1.7	1.36	3.36	-0.05	0.22
Net Income Growth	4.23%	24.61%	-59.56%	-	-	-
Shares Outstanding (Basic)	11	11	11	11	11	11
Shares Outstanding (Diluted)	11	11	11	11	11	11
Shares Change (YoY)	0.15%	0.34%	0.02%	0.34%	-0.02%	0.02%
EPS (Basic)	0.14	0.16	0.13	0.31	-0.00	0.02
EPS (Diluted)	0.14	0.16	0.13	0.31	-0.00	0.02
EPS Growth	1.18%	24.61%	-59.08%	-	-	-
Free Cash Flow	1.79	1.15	1.49	1.62	0.92	0.75
Free Cash Flow Per Share	0.17	0.11	0.14	0.15	0.09	0.07
Dividend Per Share	-	-	-	-	-	0.050
Gross Margin	57.65%	58.63%	61.15%	62.89%	61.69%	60.28%
Operating Margin	6.49%	7.88%	8.74%	13.49%	-1.51%	1.29%
Profit Margin	8.08%	8.95%	7.57%	19.71%	-0.30%	1.50%
Free Cash Flow Margin	9.32%	6.05%	8.27%	9.50%	5.87%	5.14%
EBITDA	1.62	1.88	1.95	2.6	-0.02	0.39
EBITDA Margin	8.47%	9.91%	10.87%	15.23%	-0.12%	2.72%
D&A For EBITDA	0.38	0.38	0.38	0.3	0.22	0.21
EBIT	1.24	1.49	1.57	2.3	-0.24	0.19
EBIT Margin	6.49%	7.88%	8.74%	13.49%	-1.51%	1.29%
Effective Tax Rate	23.35%	23.21%	22.37%	13.16%	-	36.57%

Source: S&P Capital IQ. Standard template.