CreditRiskMonitor.com, Inc. (CRMZ)

OTCMKTS: CRMZ · Delayed Price · USD
2.330
+0.170 (7.87%)
Feb 23, 2024, 12:33 PM EST - Market closed

Total Valuation

CRMZ has a market cap or net worth of $24.98 million. The enterprise value is $11.57 million.

Market Cap 24.98M
Enterprise Value 11.57M

Important Dates

Earnings Date n/a
Ex-Dividend Date n/a

Share Statistics

CRMZ has 10.72 million shares outstanding. The number of shares has increased by 0.38% in one year.

Shares Outstanding 10.72M
Shares Change (YoY) +0.38%
Shares Change (QoQ) -0.07%
Owned by Insiders (%) 59.49%
Owned by Institutions (%) 6.52%
Float 3.67M

Valuation Ratios

The trailing PE ratio is 25.89.

PE Ratio 25.89
Forward PE n/a
PS Ratio 0.89
Forward PS n/a
PB Ratio 2.85
P/FCF Ratio 16.85
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 4.70, with an EV/FCF ratio of 7.80.

EV / Earnings 4.94
EV / Sales 0.41
EV / EBITDA 4.70
EV / EBIT 5.52
EV / FCF 7.80

Financial Position

The company has a current ratio of 1.53, with a Debt / Equity ratio of 0.21.

Current Ratio 1.53
Quick Ratio 1.44
Debt / Equity 0.21
Debt / EBITDA 0.74
Debt / FCF 1.23
Interest Coverage -8.20

Financial Efficiency

Return on equity (ROE) is 26.77% and return on invested capital (ROIC) is 19.40%.

Return on Equity (ROE) 26.77%
Return on Assets (ROA) 10.04%
Return on Capital (ROIC) 19.40%
Revenue Per Employee $310,919
Profits Per Employee $26,027
Employee Count 90
Asset Turnover 1.22
Inventory Turnover n/a

Taxes

In the past 12 months, CRMZ has paid $7,907 in taxes.

Income Tax 7,907
Effective Tax Rate 0.34%

Stock Price Statistics

The stock price has decreased by -7.17% in the last 52 weeks. The beta is 0.16, so CRMZ's price volatility has been lower than the market average.

Beta (1Y) 0.16
52-Week Price Change -7.17%
50-Day Moving Average 2.29
200-Day Moving Average 2.52
Relative Strength Index (RSI) 56.13
Average Volume (30 Days) 4,649

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, CRMZ had revenue of $27.98 million and earned $2.34 million in profits. Earnings per share was $0.09.

Revenue 27.98M
Gross Profit 16.46M
Operating Income 2.06M
Pretax Income 3.02M
Net Income 2.34M
EBITDA 2.46M
EBIT 2.09M
Earnings Per Share (EPS) $0.09
Full Income Statement

Balance Sheet

The company has $11.09 million in cash and $1.82 million in debt, giving a net cash position of $13.42 million or $1.25 per share.

Cash & Cash Equivalents 11.09M
Total Debt 1.82M
Net Cash 13.42M
Net Cash Per Share $1.25
Equity / Book Value 8.75M
Book Value Per Share 0.82
Working Capital 6.63M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $1.69 million and capital expenditures -$209,303, giving a free cash flow of $1.48 million.

Operating Cash Flow 1.69M
Capital Expenditures -209,303
Free Cash Flow 1.48M
FCF Per Share $0.14
Full Cash Flow Statement

Margins

Gross margin is 58.80%, with operating and profit margins of 7.34% and 8.37%.

Gross Margin 58.80%
Operating Margin 7.34%
Pretax Margin 10.81%
Profit Margin 8.37%
EBITDA Margin 8.80%
EBIT Margin 7.48%
FCF Margin 5.30%

Dividends & Yields

CRMZ does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -0.38%
Shareholder Yield -0.38%
Earnings Yield 9.38%
FCF Yield 5.93%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Stock Splits

The last stock split was on December 16, 2015. It was a forward split with a ratio of 13:10.

Last Split Date Dec 16, 2015
Split Type Forward
Split Ratio 13:10

Scores

CRMZ has an Altman Z-Score of 1.59 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 1.59
Piotroski F-Score 6