CreditRiskMonitor.com Statistics

Total Valuation

CRMZ has a market cap or net worth of $22.09 million. The enterprise value is $9.35 million.

Market Cap	22.09M
Enterprise Value	9.35M

Important Dates

Earnings Date	n/a
Ex-Dividend Date	n/a

Share Statistics

CRMZ has 10.72 million shares outstanding.

Shares Outstanding	10.72M
Shares Change (YoY)	n/a
Shares Change (QoQ)	-0.71%
Owned by Insiders (%)	58.28%
Owned by Institutions (%)	6.52%
Float	3.67M

Valuation Ratios

The trailing PE ratio is 9.27.

PE Ratio	9.27
Forward PE	n/a
PS Ratio	0.78
Forward PS	n/a
PB Ratio	2.36
P/FCF Ratio	19.28
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.70, with an EV/FCF ratio of 8.17.

EV / Earnings	3.86
EV / Sales	0.33
EV / EBITDA	3.70
EV / EBIT	4.36
EV / FCF	8.17

Financial Position

The company has a current ratio of 1.51, with a Debt / Equity ratio of 0.19.

Current Ratio	1.51
Quick Ratio	1.45
Debt / Equity	0.19
Debt / EBITDA	0.70
Debt / FCF	1.54
Interest Coverage	-15.22

Financial Efficiency

Return on equity (ROE) is 25.85% and return on invested capital (ROIC) is 18.57%.

Return on Equity (ROE)	25.85%
Return on Assets (ROA)	9.99%
Return on Capital (ROIC)	18.57%
Revenue Per Employee	$284,901
Profits Per Employee	$24,461
Employee Count	99
Asset Turnover	1.22
Inventory Turnover	n/a

Taxes

In the past 12 months, CRMZ has paid $59,548 in taxes.

Income Tax	59,548
Effective Tax Rate	2.40%

Stock Price Statistics

The stock price has decreased by -27.21% in the last 52 weeks. The beta is 0.17, so CRMZ's price volatility has been lower than the market average.

Beta (1Y)	0.17
52-Week Price Change	-27.21%
50-Day Moving Average	2.16
200-Day Moving Average	2.42
Relative Strength Index (RSI)	39.78
Average Volume (30 Days)	7,038

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, CRMZ had revenue of $28.21 million and earned $2.42 million in profits. Earnings per share was $0.22.

Revenue	28.21M
Gross Profit	16.42M
Operating Income	2.11M
Pretax Income	3.16M
Net Income	2.42M
EBITDA	2.53M
EBIT	2.15M
Earnings Per Share (EPS)	$0.22

Full Income Statement

Balance Sheet

The company has $14.50 million in cash and $1.77 million in debt, giving a net cash position of $12.73 million or $1.19 per share.

Cash & Cash Equivalents	14.50M
Total Debt	1.77M
Net Cash	12.73M
Net Cash Per Share	$1.19
Equity / Book Value	9.37M
Book Value Per Share	0.87
Working Capital	6.50M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $1.45 million and capital expenditures -$303,895, giving a free cash flow of $1.15 million.

Operating Cash Flow	1.45M
Capital Expenditures	-303,895
Free Cash Flow	1.15M
FCF Per Share	$0.11

Full Cash Flow Statement

Margins

Gross margin is 58.22%, with operating and profit margins of 7.47% and 8.59%.

Gross Margin	58.22%
Operating Margin	7.47%
Pretax Margin	11.19%
Profit Margin	8.59%
EBITDA Margin	8.97%
EBIT Margin	7.61%
FCF Margin	4.06%

Dividends & Yields

CRMZ does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	10.96%
FCF Yield	5.19%

Dividend Details

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on December 16, 2015. It was a forward split with a ratio of 13:10.

Last Split Date	Dec 16, 2015
Split Type	Forward
Split Ratio	13:10

Scores

CRMZ has an Altman Z-Score of 1.47 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.47
Piotroski F-Score	6