Citizens Community Bancorp, Inc. (CZWI)

NASDAQ: CZWI · Real-Time Price · USD

20.91

-0.66 (-3.04%)

At close: Aug 7, 2026, 4:00 PM EDT

20.84

-0.07 (-0.33%)

After-hours: Aug 7, 2026, 7:34 PM EDT

CZWI Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	52.79	51.18	46.47	48.35	56.37	53.67
Net Interest Income Growth	10.22%	10.13%	-3.88%	-14.23%	5.04%	6.79%
Non-Interest Income	11.42	11.14	10.11	10.25	10.43	15.82
Non-Interest Income Growth	10.24%	10.25%	-1.40%	-1.73%	-34.09%	-14.22%
Revenues Before Loan Losses	64.21	62.33	56.58	58.6	66.8	69.49
Provision for Credit Losses	5.93	1.95	-3.18	-0.48	1.48	-
Revenue	58.29	60.38	59.76	59.07	65.32	69.49
Revenue Growth	0.48%	1.04%	1.15%	-9.57%	-6.00%	14.01%
Compensation Expenses	24.05	23.88	22.74	21.11	22.13	22.72
Selling, General & Admin	13.97	14.43	14.25	13.64	13.67	13.42
Other Non-Interest Expenses	4.99	4.63	5.32	5.4	5.95	4.39
Total Non-Interest Expense	43	42.94	42.31	40.14	41.74	40.53
Pretax Income	15.29	17.44	17.45	18.93	23.58	28.96
Provision for Income Taxes	2.48	3.02	3.7	5.87	5.82	7.69
Net Income	12.81	14.42	13.75	13.06	17.76	21.27
Net Income to Common	12.81	14.42	13.75	13.06	17.76	21.27
Net Income Growth	2.85%	4.87%	5.30%	-26.47%	-16.48%	67.12%
Shares Outstanding (Basic)	10	10	10	10	11	11
Shares Outstanding (Diluted)	10	10	10	10	11	11
Shares Change	-3.27%	-3.47%	-1.98%	-0.41%	-1.98%	-3.90%
EPS (Basic)	1.31	1.46	1.34	1.25	1.69	1.98
EPS (Diluted)	1.31	1.46	1.34	1.25	1.69	1.98
EPS Growth	5.64%	8.96%	7.20%	-26.04%	-14.65%	73.68%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	19.35	10.38	19.51	11.76	25.69	17.82
Free Cash Flow Growth	190.96%	-46.79%	65.95%	-54.23%	44.13%	-15.99%
Free Cash Flow Per Share	1.99	1.05	1.90	1.12	2.44	1.66
Dividends Per Share	0.210	0.360	0.320	0.290	0.260	0.230
Dividend Growth	-41.67%	12.50%	10.35%	11.54%	13.04%	9.52%
Profit Margin	21.98%	23.88%	23.01%	22.11%	27.19%	30.60%
FCF Margin	33.19%	17.20%	32.65%	19.90%	39.32%	25.64%
Effective Tax Rate	16.21%	17.32%	21.20%	31.02%	24.68%	26.57%

SEC Filings: 10-K · 10-Q