Dave Inc. (DAVE)
| Market Cap | 2.90B +43.1% |
| Revenue (ttm) | 604.62M +58.5% |
| Net Income | 224.99M +329.0% |
| EPS | 15.60 +321.7% |
| Shares Out | 12.71M |
| PE Ratio | 14.64 |
| Forward PE | 14.49 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 459,816 |
| Open | 241.05 |
| Previous Close | 240.90 |
| Day's Range | 224.81 - 245.00 |
| 52-Week Range | 152.21 - 287.69 |
| Beta | 3.94 |
| Analysts | Strong Buy |
| Price Target | 341.38 (+49.43%) |
| Earnings Date | May 5, 2026 |
About DAVE
Dave Inc. provides various financial products and services through its financial services platform in the United States. It offers Budget, personal financial management tool that helps members anticipate upcoming transactions and receive notifications by utilizing historical bank account data to identify recurring charges; ExtraCash, a form of a discretionary overdraft to bridge liquidity gaps between paycheck; Side Hustle, a job application portal to find supplemental or temporary work. The company also provides Dave Checking, a digital demand... [Read more]
Financial Performance
In 2025, Dave Inc.'s revenue was $554.18 million, an increase of 59.67% compared to the previous year's $347.08 million. Earnings were $195.87 million, an increase of 238.44%.
Financial StatementsAnalyst Summary
According to 9 analysts, the average rating for DAVE stock is "Strong Buy." The 12-month stock price target is $341.38, which is an increase of 49.43% from the latest price.
News
Dave price target raised to $365 from $335 at Citizens
Citizens analyst Devin Ryan raised the firm’s price target on Dave (DAVE) to $365 from $335 and keeps an Outperform rating on the shares. Dave delivered a strong “beat-and-raise” quarter,…
Dave price target raised to $340 from $330 at Keefe Bruyette
Keefe Bruyette raised the firm’s price target on Dave (DAVE) to $340 from $330 and keeps an Outperform rating on the shares.
Dave price target raised to $342 from $328 at Canaccord
Canaccord raised the firm’s price target on Dave (DAVE) to $342 from $328 and keeps a Buy rating on the shares. The firm said they believe the overall value proposition…
Dave price target raised to $332 from $326 at Lake Street
Lake Street analyst Jacob Stephan raised the firm’s price target on Dave (DAVE) to $332 from $326 and keeps a Buy rating on the shares. Dave continues to execute on…
Dave Inc. Earnings Call Transcript: Q1 2026
Revenue grew 47% year-over-year to $158.4M, with adjusted EBITDA up 57% and record-low loss rates. Full-year guidance was raised across all metrics, and the new Dave Flex credit product launched. Share repurchases and a new funding structure are set to unlock significant liquidity.
Dave Inc. Earnings release: Q1 2026
Dave Inc. released its Q1 2026 earnings on May 5, 2026, summarizing the period's financial results.
Dave Inc. Quarterly report: Q1 2026
Dave Inc. has published its Q1 2026 quarterly earnings report on May 5, 2026.
Dave Inc. Slides: Q1 2026
Dave Inc. has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on May 5, 2026.
Dave Reports First Quarter 2026 Financial Results
Q1 Revenue Grows 47% Y/Y to $158.4 Million Driven by Continued MTM Growth and ARPU Expansion 28-DPD Rate Reaches Record Q1 Low of 1.69%, While Net Monetization Expands to 5.1%, Marking Its Highest Lev...
Dave price target raised to $330 from $295 at Keefe Bruyette
Keefe Bruyette analyst Ryan Tomasello raised the firm’s price target on Dave (DAVE) to $330 from $295 and keeps an Outperform rating on the shares.
Dave to Host First Quarter 2026 Conference Call on May 5, 2026 at 5:00 p.m. ET
Los Angeles, April 23, 2026 (GLOBE NEWSWIRE) -- Dave Inc. (Nasdaq: DAVE) (“Dave” or the “Company”), one of the nation's leading neobanks, will host a conference call on Tuesday, May 5, 2026, at 5:00 p...
Dave Inc. Proxy statement: Proxy filing
Dave Inc. filed a proxy statement on April 20, 2026, providing details for shareholder voting and corporate governance matters.
Dave Inc. Proxy statement: Proxy filing
Dave Inc. filed a proxy statement on April 20, 2026, providing details for shareholder voting and corporate governance matters.
Dave price target raised to $335 from $310 at Citizens
Citizens raised the firm’s price target on Dave (DAVE) to $335 from $310 and keeps an Outperform rating on the shares. The firm adjusted targets in the capital markets and…
Dave Inc. Transcript: Wolfe FinTech Forum
Strong 2025 results included 60% revenue growth, improved loss rates, and expanding margins. AI-driven underwriting and new products like the Flex Card support continued growth, with 2026 guidance targeting 25%-28% revenue growth and further margin expansion.
Dave Announces Pricing of $175 Million 0% Convertible Notes
Company entered into capped call transactions to increase effective conversion premium to 100% Company to repurchase approximately 334,000 shares of common stock using approximately $70.5 million of...
Dave files to sell $150M of Convertible Senior Notes due 2031
Dave (DAVE) announced that it plans to offer $150M principal amount of its Convertible Senior Notes due 2031 through a private offering to persons reasonably believed to be qualified institutional…
Dave Announces Proposed Offering of Convertible Notes
Company plans to enter into capped call transactions and repurchase shares of its common stock to opportunistically create value for shareholders Company plans to enter into capped call transactions a...
Dave Inc. Transcript: Citizens JMP Technology Conference 2026
Strong 2025 results with 60% revenue growth and record EBITDA highlight momentum, supported by proprietary AI underwriting and efficient operations. Guidance for 2026 projects continued double-digit growth, while new products like pay in 4 are set to drive future expansion.
Dave price target raised to $303 from $297 at B. Riley
B. Riley raised the firm’s price target on Dave (DAVE) to $303 from $297 and keeps a Buy rating on the shares. The company reported strong Q4 results with guidance…
Dave price target raised to $326 from $308 at Lake Street
Lake Street raised the firm’s price target on Dave (DAVE) to $326 from $308 and keeps a Buy rating on the shares. Q4 results and 2026 guidance reinforce what the…
Dave price target raised to $328 from $274 at Canaccord
Canaccord analyst Joseph Vafi raised the firm’s price target on Dave (DAVE) to $328 from $274 and keeps a Buy rating on the shares. The firm said the company delivered…
Dave price target raised to $295 from $250 at Keefe Bruyette
Keefe Bruyette raised the firm’s price target on Dave (DAVE) to $295 from $250 and keeps an Outperform rating on the shares. Dave reported a strong quarter and provided 2026…
Dave Inc. Earnings Call Transcript: Q4 2025
Delivered record 2025 results with 60% revenue growth and 162% adjusted EBITDA growth, driven by strong member and ARPU expansion, improved credit performance, and margin gains. 2026 guidance calls for 25–28% revenue growth and continued profitability, supported by product innovation and capital efficiency.