Dave Inc. Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Year	2023	2022	2021	2020	2019
Revenue	259.09	204.84	153.01	121.8	76.23
Revenue Growth (YoY)	26.49%	33.87%	25.63%	59.78%	-
Cost of Revenue	28.93	31.95	55.63	47.19	34.9
Gross Profit	230.17	172.89	97.38	74.61	41.32
Selling, General & Admin	143.3	172.47	101	60.23	32.18
Other Operating Expenses	129.07	134.82	43.26	15.76	7.37
Operating Expenses	272.37	307.29	144.26	75.99	39.55
Operating Income	-42.2	-134.4	-46.88	-1.38	1.78
Interest Expense / Income	11.77	9.2	2.55	0.02	0.85
Other Expense / Income	-5.58	-14.62	-29.53	5.41	-0.41
Pretax Income	-48.4	-128.97	-19.9	-6.81	1.33
Income Tax	0.12	-0.07	0.1	0.15	0.55
Net Income	-48.52	-128.91	-19.99	-6.96	0.79
Shares Outstanding (Basic)	12	12	4	3	2
Shares Outstanding (Diluted)	12	12	4	3	8
Shares Change	2.99%	171.58%	50.07%	-63.28%	-
EPS (Basic)	-4.07	-11.12	-4.69	-2.56	-
EPS (Diluted)	-4.07	-11.12	-4.69	-2.56	-
Free Cash Flow	25.17	-54.2	-7.02	-13.37	-13.06
Free Cash Flow Per Share	2.11	-4.68	-1.65	-4.70	-5.43
Gross Margin	88.84%	84.40%	63.64%	61.26%	54.21%
Operating Margin	-16.29%	-65.61%	-30.64%	-1.13%	2.33%
Profit Margin	-18.73%	-62.93%	-13.07%	-5.71%	1.03%
Free Cash Flow Margin	9.72%	-26.46%	-4.59%	-10.97%	-17.13%
Effective Tax Rate	-	-	-	-	40.92%
EBITDA	-31.1	-112.74	-14.22	-5.07	3.08
EBITDA Margin	-12.00%	-55.04%	-9.29%	-4.16%	4.03%
Depreciation & Amortization	5.52	7.03	3.13	1.73	0.89
EBIT	-36.62	-119.78	-17.35	-6.8	2.18
EBIT Margin	-14.14%	-58.47%	-11.34%	-5.58%	2.87%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).