Dave Inc. Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	604.62	554.18	347.08	259.09	204.84	153.01
Revenue Growth (YoY)	58.51%	59.67%	33.96%	26.49%	33.87%	25.63%
Cost of Revenue	172	152.73	108.71	109.2	98.21	55.63
Gross Profit	432.62	401.46	238.36	149.9	106.63	97.38
Selling, General & Admin	172.01	169.34	159.21	149.97	172.47	101
Other Operating Expenses	49.57	45.49	44.55	42.13	68.55	43.26
Total Operating Expenses	221.58	214.83	203.75	192.1	241.02	144.26
Operating Income	211.04	186.62	34.61	-42.2	-134.4	-46.88
Interest Income	1.99	1.6	2.98	5.3	2.95	0.29
Interest Expense	-7.01	-7.04	-7.99	-11.77	-9.2	-2.55
Other Non-Operating Income (Expense)	-3.1	-13.15	30.75	0.28	11.67	29.24
Total Non-Operating Income (Expense)	-8.12	-18.6	25.74	-6.2	5.42	26.98
Pretax Income	204.32	168.03	60.35	-48.4	-128.97	-19.9
Provision for Income Taxes	-20.67	-27.84	2.48	0.12	-0.07	0.1
Net Income	224.99	195.87	57.87	-48.52	-128.91	-19.99
Net Income to Common	224.99	195.87	57.87	-48.52	-128.91	-19.99
Net Income Growth	329.02%	238.44%	-	-	-	-
Shares Outstanding (Basic)	13	13	13	12	12	4
Shares Outstanding (Diluted)	14	14	14	12	12	4
Shares Change (YoY)	2.25%	4.76%	15.82%	2.99%	171.58%	10.80%
EPS (Basic)	16.71	14.65	4.62	-4.07	-11.12	-4.69
EPS (Diluted)	15.55	13.53	4.19	-4.07	-11.12	-4.69
EPS Growth	328.38%	222.91%	-	-	-	-
Free Cash Flow	326.5	289.71	124.88	33.07	-45.61	-0.91
Free Cash Flow Growth	12.70%	132.00%	277.65%	-	-	-
Free Cash Flow Per Share	22.55	20.01	9.03	2.77	-3.94	-0.21
Gross Margin	71.55%	72.44%	68.68%	57.85%	52.05%	63.64%
Operating Margin	34.90%	33.68%	9.97%	-16.29%	-65.61%	-30.64%
Profit Margin	37.21%	35.34%	16.67%	-18.73%	-62.93%	-13.07%
FCF Margin	54.00%	52.28%	35.98%	12.76%	-22.27%	-0.60%
EBITDA	218.26	193.75	42.29	-36.66	-127.26	-43.82
EBITDA Margin	36.10%	34.96%	12.19%	-14.15%	-62.13%	-28.64%
EBIT	211.04	186.62	34.61	-42.2	-134.4	-46.88
EBIT Margin	34.90%	33.68%	9.97%	-16.29%	-65.61%	-30.64%
Effective Tax Rate	-10.12%	-16.57%	4.11%	-0.25%	0.05%	-0.49%

SEC Filings: 10-K · 10-Q