Dave Inc. (DAVE)
NASDAQ: DAVE · Real-Time Price · USD
354.72
+19.71 (5.88%)
At close: Aug 21, 2026, 4:00 PM EDT
349.00
-5.72 (-1.61%)
After-hours: Aug 21, 2026, 5:08 PM EDT
Dave Inc. Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 643.65 | 554.18 | 347.08 | 259.09 | 204.84 | 153.01 |
Revenue Growth | 48.63% | 59.67% | 33.96% | 26.49% | 33.87% | 25.63% |
Gross Profit Gross Profit Growth | 461.81 | 389.14 | 187.23 | 114.98 | 69.46 | 87.49 |
Operating Income Operating Income Growth | 231.79 | 191.12 | 41.61 | -42.2 | -131.7 | -46.88 |
Net Income Net Income Growth | 222.64 | 195.87 | 57.87 | -48.52 | -128.91 | -19.99 |
Earnings Per Share EPS Growth | 15.62 | 13.53 | 4.19 | -4.07 | -11.12 | -4.69 |
EPS Growth | 306.31% | 222.91% | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Processing Fees Net Processing Fees Growth | 548.45 | 466.84 | 218.8 | 152.49 | 106.66 | 79.1 |
Tips Tips Growth | - | 7.5 | 67.56 | 56.95 | 61.95 | 45.11 |
Subscriptions Subscriptions Growth | 51.37 | 37.22 | 24.6 | 21.48 | 19.15 | 17.2 |
Other Service Based Other Service Based Growth | 0.28 | 0.35 | 0.46 | 1.32 | 1.1 | 0.77 |
Net Interchange Net Interchange Growth | 24.7 | 24.36 | 19.99 | 17 | 10.79 | - |
Net ATM Net ATM Growth | 2.01 | 2.25 | 3.09 | 2.61 | 2.93 | - |
Other Transaction Based Other Transaction Based Growth | 16.85 | 15.66 | 12.57 | 7.24 | 2.26 | - |
Revenue (Total) Revenue (Total) Growth | 643.65 | 554.18 | 347.08 | 259.09 | 204.84 | 153.01 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 254.07 | 121.31 | 90.29 | 155.94 | 191.96 | 40.24 |
Total Debt Total Debt Growth | 268.47 | 75.2 | 75.55 | 181.29 | 178.15 | 73.64 |
Net Cash (Debt) Net Cash Growth | -14.4 | 46.11 | 14.73 | -25.36 | 13.82 | -33.4 |
Net Cash Growth | - | 212.93% | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -1.01 | 3.18 | 1.07 | -2.12 | 1.19 | -7.83 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 326.95 | 290.02 | 125.14 | 33.75 | -44.88 | -0.54 |
Capital Expenditures CapEx Growth | -0.4 | -0.32 | -0.26 | -0.69 | -0.73 | -0.37 |
Free Cash Flow Free Cash Flow Growth | 326.54 | 289.71 | 124.88 | 33.07 | -45.61 | -0.91 |
Free Cash Flow Growth | 70.12% | 132.00% | 277.65% | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Gross Margin | 71.75% | 70.22% | 53.95% | 44.38% | 33.91% | 57.18% |
Operating Margin | 36.01% | 34.49% | 11.99% | -16.29% | -64.29% | -30.64% |
Pretax Margin | 32.24% | 30.32% | 17.39% | -18.68% | -62.96% | -13.00% |
Profit Margin | 34.59% | 35.34% | 16.67% | -18.73% | -62.93% | -13.07% |
FCF Margin | 50.73% | 52.28% | 35.98% | 12.76% | -22.27% | -0.60% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 21, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 22.71 | 15.27 | 19.16 | - | - | - |
Forward PE | 19.61 | 19.89 | 41.57 | - | - | - |
P/FCF Ratio | 13.71 | 10.32 | 8.88 | 3.06 | - | - |
PS Ratio | 6.95 | 5.40 | 3.20 | 0.39 | 0.54 | 2.13 |