Dave Inc. Statistics
Total Valuation
Dave Inc. has a market cap or net worth of $407.68 million. The enterprise value is $431.72 million.
| Market Cap | 407.68M |
| Enterprise Value | 431.72M |
Important Dates
The next estimated earnings date is Tuesday, May 7, 2024, after market close.
| Earnings Date | May 7, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
Dave Inc. has 12.24 million shares outstanding. The number of shares has increased by 2.99% in one year.
| Shares Outstanding | 12.24M |
| Shares Change (YoY) | +2.99% |
| Shares Change (QoQ) | +0.98% |
| Owned by Insiders (%) | 37.74% |
| Owned by Institutions (%) | 15.33% |
| Float | 6.97M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 1.57 |
| Forward PS | 1.31 |
| PB Ratio | 4.68 |
| P/FCF Ratio | 16.20 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 1.67 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 17.15 |
Financial Position
The company has a current ratio of 10.81, with a Debt / Equity ratio of 2.08.
| Current Ratio | 10.81 |
| Quick Ratio | n/a |
| Debt / Equity | 2.08 |
| Debt / EBITDA | n/a |
| Debt / FCF | 7.20 |
| Interest Coverage | -3.11 |
Financial Efficiency
Return on equity (ROE) is -55.40% and return on invested capital (ROIC) is -15.73%.
| Return on Equity (ROE) | -55.40% |
| Return on Assets (ROA) | -16.30% |
| Return on Capital (ROIC) | -15.73% |
| Revenue Per Employee | $909,098 |
| Profits Per Employee | -$170,235 |
| Employee Count | 285 |
| Asset Turnover | 0.87 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Dave Inc. has paid $120,000 in taxes.
| Income Tax | 120,000 |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +461.72% in the last 52 weeks. The beta is 3.17, so Dave Inc.'s price volatility has been higher than the market average.
| Beta (1Y) | 3.17 |
| 52-Week Price Change | +461.72% |
| 50-Day Moving Average | 31.56 |
| 200-Day Moving Average | 13.65 |
| Relative Strength Index (RSI) | 45.76 |
| Average Volume (30 Days) | 117,672 |
Short Selling Information
The latest short interest is 569,265, so 4.65% of the outstanding shares have been sold short.
| Short Interest | 569,265 |
| Short Previous Month | 486,361 |
| Short % of Shares Out | 4.65% |
| Short % of Float | 8.16% |
| Short Ratio (days to cover) | 3.28 |
Income Statement
In the last 12 months, Dave Inc. had revenue of $259.09 million and -$48.52 million in losses. Loss per share was -$4.07.
| Revenue | 259.09M |
| Gross Profit | 230.17M |
| Operating Income | -42.20M |
| Pretax Income | -48.40M |
| Net Income | -48.52M |
| EBITDA | -31.10M |
| EBIT | -36.62M |
| Loss Per Share | -$4.07 |
Balance Sheet
The company has $157.26 million in cash and $181.29 million in debt, giving a net cash position of -$24.04 million or -$1.96 per share.
| Cash & Cash Equivalents | 157.26M |
| Total Debt | 181.29M |
| Net Cash | -24.04M |
| Net Cash Per Share | -$1.96 |
| Equity / Book Value | 87.06M |
| Book Value Per Share | 7.11 |
| Working Capital | 251.28M |
Cash Flow
In the last 12 months, operating cash flow was $33.75 million and capital expenditures -$8.58 million, giving a free cash flow of $25.17 million.
| Operating Cash Flow | 33.75M |
| Capital Expenditures | -8.58M |
| Free Cash Flow | 25.17M |
| FCF Per Share | $2.11 |
Margins
Gross margin is 88.84%, with operating and profit margins of -16.29% and -18.73%.
| Gross Margin | 88.84% |
| Operating Margin | -16.29% |
| Pretax Margin | -18.68% |
| Profit Margin | -18.73% |
| EBITDA Margin | -12.00% |
| EBIT Margin | -14.14% |
| FCF Margin | 9.72% |
Dividends & Yields
Dave Inc. does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -2.99% |
| Shareholder Yield | -2.99% |
| Earnings Yield | -11.90% |
| FCF Yield | 6.17% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on January 6, 2023. It was a reverse split with a ratio of 1:32.
| Last Split Date | Jan 6, 2023 |
| Split Type | Reverse |
| Split Ratio | 1:32 |
Scores
Dave Inc. has an Altman Z-Score of 1.68 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 1.68 |
| Piotroski F-Score | 5 |