Discover Financial Services (DFS)
NYSE: DFS · Real-Time Price · USD
178.50
+6.17 (3.58%)
At close: Apr 23, 2025, 4:00 PM
179.36
+0.86 (0.48%)
After-hours: Apr 23, 2025, 6:12 PM EDT

DFS Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTM FY 2024 FY 2023 FY 2022 FY 2021 FY 2020 2015 - 2019
Period Ending
Mar '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2015 - 2019
Interest and Dividend Income
19,87320,02017,84512,86410,65111,095
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Total Interest Expense
5,5065,7244,7461,8651,1341,865
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Net Interest Income
14,36714,29613,09910,9999,5179,230
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Commissions and Fees
1,8801,8651,6841,5521,3711,128
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Gain (Loss) on Sale of Investments
-2-2-9-21442480
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Other Revenue
933932257247231236
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Revenue Before Loan Losses
18,00117,91015,79413,21612,00711,088
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Provision for Loan Losses
4,6584,9116,0182,3592185,134
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Revenue
13,34312,9999,77610,85711,7895,954
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Revenue Growth (YoY)
35.95%32.97%-9.96%-7.91%98.00%-27.64%
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Salaries & Employee Benefits
2,8882,8242,4342,1391,9861,894
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Cost of Services Provided
3,1863,1722,9022,5372,1992,029
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Other Operating Expenses
748807672391433441
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Total Operating Expenses
6,8226,8036,0085,0674,6184,364
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Operating Income
6,5216,1963,7685,7907,1711,590
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EBT Excluding Unusual Items
6,5216,1963,7685,7907,1711,590
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Other Unusual Items
-122-122-131-149-92-96
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Pretax Income
6,3996,0743,6375,6416,9841,435
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Income Tax Expense
1,6111,5398411,3251,596294
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Net Income
4,7884,5352,7964,3165,3881,141
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Preferred Dividends & Other Adjustments
898981889937
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Net Income to Common
4,6994,4462,7154,2285,2891,104
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Net Income Growth
77.86%62.20%-35.22%-19.90%372.22%-61.41%
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Shares Outstanding (Basic)
252251254277300307
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Shares Outstanding (Diluted)
252251254278300307
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Shares Change (YoY)
0.20%-1.18%-8.63%-7.33%-2.28%-4.06%
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EPS (Basic)
18.6817.7110.6915.2617.633.60
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EPS (Diluted)
18.6817.7110.6915.2317.633.60
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EPS Growth
79.68%65.71%-29.82%-13.61%390.25%-60.39%
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Free Cash Flow
-8,1578,2606,9045,8255,935
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Free Cash Flow Per Share
-32.5032.5224.8419.4219.33
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Dividend Per Share
2.1002.8002.7002.3001.8801.760
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Dividend Growth
-25.00%3.70%17.39%22.34%6.82%4.76%
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Operating Margin
48.87%47.66%38.54%53.33%60.83%26.71%
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Profit Margin
35.22%34.20%27.77%38.94%44.86%18.54%
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Free Cash Flow Margin
-62.75%84.49%63.59%49.41%99.68%
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Effective Tax Rate
25.18%25.34%23.12%23.49%22.85%20.49%
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Updated Apr 23, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.
SEC Filings: 10-K · 10-Q