Interest and Dividend Income | 20,020 | 17,845 | 12,864 | 10,651 | 11,095 | |
Total Interest Expense | 5,724 | 4,746 | 1,865 | 1,134 | 1,865 | |
Net Interest Income | 14,296 | 13,099 | 10,999 | 9,517 | 9,230 | |
Commissions and Fees | 1,865 | 1,684 | 1,552 | 1,371 | 1,128 | |
Gain (Loss) on Sale of Investments | -2 | -9 | -214 | 424 | 80 | |
Other Revenue | 932 | 257 | 247 | 231 | 236 | |
Revenue Before Loan Losses | 17,910 | 15,794 | 13,216 | 12,007 | 11,088 | |
Provision for Loan Losses | 4,911 | 6,018 | 2,359 | 218 | 5,134 | |
Revenue | 12,999 | 9,776 | 10,857 | 11,789 | 5,954 | |
Revenue Growth (YoY) | 32.97% | -9.96% | -7.91% | 98.00% | -27.64% | |
Salaries & Employee Benefits | 2,824 | 2,434 | 2,139 | 1,986 | 1,894 | |
Cost of Services Provided | 3,172 | 2,902 | 2,537 | 2,199 | 2,029 | |
Other Operating Expenses | 807 | 672 | 391 | 433 | 441 | |
Total Operating Expenses | 6,803 | 6,008 | 5,067 | 4,618 | 4,364 | |
Operating Income | 6,196 | 3,768 | 5,790 | 7,171 | 1,590 | |
EBT Excluding Unusual Items | 6,196 | 3,768 | 5,790 | 7,171 | 1,590 | |
Other Unusual Items | -122 | -131 | -149 | -92 | -96 | |
Pretax Income | 6,074 | 3,637 | 5,641 | 6,984 | 1,435 | |
Income Tax Expense | 1,539 | 841 | 1,325 | 1,596 | 294 | |
Net Income | 4,535 | 2,796 | 4,316 | 5,388 | 1,141 | |
Preferred Dividends & Other Adjustments | 89 | 81 | 88 | 99 | 37 | |
Net Income to Common | 4,446 | 2,715 | 4,228 | 5,289 | 1,104 | |
Net Income Growth | 62.20% | -35.22% | -19.90% | 372.22% | -61.41% | |
Shares Outstanding (Basic) | 251 | 254 | 277 | 300 | 307 | |
Shares Outstanding (Diluted) | 251 | 254 | 278 | 300 | 307 | |
Shares Change (YoY) | -1.18% | -8.63% | -7.33% | -2.28% | -4.06% | |
EPS (Basic) | 17.71 | 10.69 | 15.26 | 17.63 | 3.60 | |
EPS (Diluted) | 17.71 | 10.69 | 15.23 | 17.63 | 3.60 | |
EPS Growth | 65.71% | -29.82% | -13.61% | 390.25% | -60.39% | |
Free Cash Flow | 8,157 | 8,260 | 6,904 | 5,825 | 5,935 | |
Free Cash Flow Per Share | 32.50 | 32.52 | 24.84 | 19.42 | 19.33 | |
Dividend Per Share | 2.800 | 2.700 | 2.300 | 1.880 | 1.760 | |
Dividend Growth | 3.70% | 17.39% | 22.34% | 6.82% | 4.76% | |
Operating Margin | 47.66% | 38.54% | 53.33% | 60.83% | 26.71% | |
Profit Margin | 34.20% | 27.77% | 38.94% | 44.86% | 18.54% | |
Free Cash Flow Margin | 62.75% | 84.49% | 63.59% | 49.41% | 99.68% | |
Effective Tax Rate | 25.34% | 23.12% | 23.49% | 22.85% | 20.49% | |