Discover Financial Services (DFS)
NYSE: DFS · Real-Time Price · USD
179.29
+4.38 (2.50%)
Nov 22, 2024, 4:00 PM EST - Market closed
DFS Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest and Dividend Income | 19,899 | 17,845 | 12,864 | 10,651 | 11,095 | 11,993 | Upgrade
|
| Total Interest Expense | 5,765 | 4,746 | 1,865 | 1,134 | 1,865 | 2,530 | Upgrade
|
| Net Interest Income | 14,134 | 13,099 | 10,999 | 9,517 | 9,230 | 9,463 | Upgrade
|
| Commissions and Fees | 1,792 | 1,750 | 1,629 | 1,415 | 1,128 | 1,263 | Upgrade
|
| Gain (Loss) on Sale of Investments | -9 | -9 | -214 | 424 | 80 | -3 | Upgrade
|
| Other Revenue | 551 | 257 | 247 | 231 | 236 | 287 | Upgrade
|
| Revenue Before Loan Losses | 17,304 | 15,860 | 13,293 | 12,051 | 11,088 | 11,459 | Upgrade
|
| Provision for Loan Losses | 5,618 | 6,018 | 2,359 | 218 | 5,134 | 3,231 | Upgrade
|
| Revenue | 11,686 | 9,842 | 10,934 | 11,833 | 5,954 | 8,228 | Upgrade
|
| Revenue Growth (YoY) | 11.97% | -9.99% | -7.60% | 98.74% | -27.64% | 7.22% | Upgrade
|
| Salaries & Employee Benefits | 2,678 | 2,434 | 2,139 | 1,986 | 1,894 | 1,738 | Upgrade
|
| Cost of Services Provided | 3,063 | 2,902 | 2,537 | 2,199 | 2,029 | 2,152 | Upgrade
|
| Other Operating Expenses | 1,540 | 549 | 391 | 433 | 441 | 407 | Upgrade
|
| Total Operating Expenses | 7,281 | 5,885 | 5,067 | 4,618 | 4,364 | 4,297 | Upgrade
|
| Operating Income | 4,405 | 3,957 | 5,867 | 7,215 | 1,590 | 3,931 | Upgrade
|
| EBT Excluding Unusual Items | 4,405 | 3,957 | 5,867 | 7,215 | 1,590 | 3,931 | Upgrade
|
| Other Unusual Items | -131 | -131 | -149 | -92 | -96 | -96 | Upgrade
|
| Pretax Income | 4,274 | 3,826 | 5,718 | 7,028 | 1,435 | 3,835 | Upgrade
|
| Income Tax Expense | 1,083 | 886 | 1,344 | 1,606 | 294 | 878 | Upgrade
|
| Net Income | 3,191 | 2,940 | 4,374 | 5,422 | 1,141 | 2,957 | Upgrade
|
| Preferred Dividends & Other Adjustments | 82 | 81 | 88 | 99 | 37 | 49 | Upgrade
|
| Net Income to Common | 3,109 | 2,859 | 4,286 | 5,323 | 1,104 | 2,908 | Upgrade
|
| Net Income Growth | -11.24% | -32.78% | -19.33% | 375.20% | -61.41% | 7.84% | Upgrade
|
| Shares Outstanding (Basic) | 251 | 254 | 277 | 300 | 307 | 320 | Upgrade
|
| Shares Outstanding (Diluted) | 251 | 254 | 278 | 300 | 307 | 320 | Upgrade
|
| Shares Change (YoY) | -3.46% | -8.63% | -7.33% | -2.28% | -4.06% | -7.25% | Upgrade
|
| EPS (Basic) | 12.39 | 11.26 | 15.47 | 17.74 | 3.60 | 9.09 | Upgrade
|
| EPS (Diluted) | 12.39 | 11.26 | 15.44 | 17.74 | 3.60 | 9.08 | Upgrade
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| EPS Growth | -8.47% | -27.10% | -12.97% | 393.31% | -60.40% | 16.56% | Upgrade
|
| Free Cash Flow | - | 8,260 | 6,904 | 5,825 | 5,935 | 5,912 | Upgrade
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| Free Cash Flow Per Share | - | 32.52 | 24.83 | 19.42 | 19.33 | 18.48 | Upgrade
|
| Dividend Per Share | 2.800 | 2.700 | 2.300 | 1.880 | 1.760 | 1.680 | Upgrade
|
| Dividend Growth | 7.69% | 17.39% | 22.34% | 6.82% | 4.76% | 12.00% | Upgrade
|
| Operating Margin | 37.69% | 40.21% | 53.66% | 60.97% | 26.70% | 47.78% | Upgrade
|
| Profit Margin | 26.60% | 29.05% | 39.20% | 44.98% | 18.54% | 35.34% | Upgrade
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| Free Cash Flow Margin | - | 83.93% | 63.14% | 49.23% | 99.68% | 71.85% | Upgrade
|
| Effective Tax Rate | 25.34% | 23.16% | 23.50% | 22.85% | 20.49% | 22.89% | Upgrade
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Source: S&P Capital IQ. Financial Services template. Financial Sources.